PennyFlow vs Hevi

PennyFlow - Your Smart Expense Tracker Take control of your finances with PennyFlow, the elegant and powerful expense tracking app for iOS. KEY FEATURES - Quick entry for income and expenses - Smart categorization (Food, Transport, Shopping and more) - Recurring transactions for subscriptions and regular payments - Budget goals with real-time progress tracking - Photo attachments for receipts - Detailed statistics and trends - Interactive charts to visualize your spending SMART INSIGHTS PennyFlow analyzes your spending and provides valuable insights: - Spending trends vs. previous month - Top spending categories at a glance - Savings opportunities and recommendations - Weekend spending analysis - No-spend days tracking BUDGET MANAGEMENT Set monthly budget goals for each category and receive automatic warnings at 75% and 90% usage. Stay in the green zone effortlessly. RECURRING TRANSACTIONS Record subscriptions and regular payments once. Track recurring expenses separately for better budget planning. DETAILED STATISTICS - Balance over time - Category comparisons (Bar & Pie Charts) - Monthly comparisons - Average daily spending - Spending streaks EXPORT OPTIONS Export your data as CSV or PDF for taxes, accounting, or personal archiving. BEAUTIFUL DESIGN - Native iOS design with Dark Mode support - Intuitive navigation - Fast input with smart forms - Haptic feedback for better user experience PRIVACY FIRST Your data stays on your device. No cloud sync, no data collection, no ads. PENNYFLOW PRO Upgrade to Pro for advanced features: - Photo attachments for receipts - Unlimited smart insights - Unlimited budget goals - PDF export - Recurring transactions One-time purchase - No subscription - Lifetime access PERFECT FOR - Students managing their budget - Families saving together - Freelancers with irregular income - Anyone optimizing their finances Download PennyFlow now and start your journey to better finances!

Take control of your finances with Hevi, an AI-powered personal finance app that keeps your data private and on your device. **What you can do:** - Track income and expenses with categories - Dashboard overview of balance, income and spending - Calendar view of daily transactions - Reports, charts and CSV export - Budget goals and savings goals - Recurring transactions and bill reminders - Subscriptions and contracts tracker - Custom categories - Investment portfolio with stocks and crypto tracking - PIN/Face ID app lock - Backup and restore - Cloud sync across multiple devices - Custom themes: 8 color palettes, light/dark/system mode - 100+ currencies, 13 languages **AI Features:** - AI Chat Agent: manage your finances through conversation. Add, edit, delete transactions, subscriptions, budget goals, recurring entries, bill reminders, savings goals, categories and contracts - AI Autopilot: automatically detects subscriptions, recurring payments and spending patterns — and creates them for you with one tap - AI Financial Report: get a graded PDF report analyzing your income, expenses and financial health - AI Receipt Scanner: scan receipt photos or PDFs and auto-extract items - AI Voice Input: speak naturally to add transactions - AI Insights: automatic spending analysis, predictions and tips - AI Memory: learns your store and item patterns from scanned receipts for smarter future suggestions **Subscription Information (Auto-Renewable):** Title: Budget Pro Monthly Length: 1 month (auto-renewable) Price: shown in app and on the App Store purchase screen (varies by region) Payment is charged to Apple ID at confirmation of purchase Subscription renews automatically unless canceled at least 24 hours before period end Account is charged for renewal within 24 hours before period end Manage/cancel in App Store Account Settings **Privacy and Legal:** Core budget data is stored locally on your device Some optional features use external services (AI processing, cloud sync, in-app purchases, ads) Privacy Policy: https://mworx.app/privacy/budget-tracker/ Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/