Comparison

PennyFlow vs Tallyonn

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

PennyFlow

Features
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PennyFlow - Your Smart Expense Tracker Take control of your finances with PennyFlow, the elegant and powerful expense tracking app for iOS. KEY FEATURES - Quick entry for income and expenses - Smart categorization (Food, Transport, Shopping and more) - Recurring transactions for subscriptions and regular payments - Budget goals with real-time progress tracking - Photo attachments for receipts - Detailed statistics and trends - Interactive charts to visualize your spending SMART INSIGHTS PennyFlow analyzes your spending and provides valuable insights: - Spending trends vs. previous month - Top spending categories at a glance - Savings opportunities and recommendations - Weekend spending analysis - No-spend days tracking BUDGET MANAGEMENT Set monthly budget goals for each category and receive automatic warnings at 75% and 90% usage. Stay in the green zone effortlessly. RECURRING TRANSACTIONS Record subscriptions and regular payments once. Track recurring expenses separately for better budget planning. DETAILED STATISTICS - Balance over time - Category comparisons (Bar & Pie Charts) - Monthly comparisons - Average daily spending - Spending streaks EXPORT OPTIONS Export your data as CSV or PDF for taxes, accounting, or personal archiving. BEAUTIFUL DESIGN - Native iOS design with Dark Mode support - Intuitive navigation - Fast input with smart forms - Haptic feedback for better user experience PRIVACY FIRST Your data stays on your device. No cloud sync, no data collection, no ads. PENNYFLOW PRO Upgrade to Pro for advanced features: - Photo attachments for receipts - Unlimited smart insights - Unlimited budget goals - PDF export - Recurring transactions One-time purchase - No subscription - Lifetime access PERFECT FOR - Students managing their budget - Families saving together - Freelancers with irregular income - Anyone optimizing their finances Download PennyFlow now and start your journey to better finances!

About

Tallyonn

Features
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Tallyonn - Your Private, Offline Expense Tracker Take control of your finances with complete privacy. Tallyon is a beautiful, offline-first expense tracking app that keeps your financial data safe on your device—never in the cloud. COMPLETE PRIVACY & SECURITY • 100% offline—your data never leaves your device • Secure app lock with Face ID, Touch ID, or passcode • No accounts, no cloud, no tracking • Your financial data belongs to you, period POWERFUL INSIGHTS • Visual spending charts and donut graphs • Monthly spending trends and category breakdowns • Track expenses and income separately • See your top spending categories at a glance • Budget tracking to stay on target EASY EXPENSE MANAGEMENT • Quick expense entry with smart category selection • Custom categories with icons and colors • Flexible month start dates (perfect for payday tracking) • Add notes to every transaction • View all transactions in one place BEAUTIFUL DESIGN • Modern, intuitive interface • Dark mode with premium indigo theme • Smooth animations and haptic feedback • Clean, distraction-free experience DATA CONTROL • Export your data as CSV anytime • Import expenses from CSV files • Full control over your financial records • No vendor lock-in Perfect for anyone who wants to: • Track daily expenses effortlessly • Understand where money goes each month • Maintain a personal budget • Keep financial data completely private • Visualize spending patterns Tallyonn respects your privacy. No ads, no analytics, no data collection. Just you and your expenses. Start tracking today and take the first step toward better financial awareness.

Screenshots

PennyFlow4 screens
Tallyonn4 screens

Verdict

The call

The clearest difference is in-app purchases: Tallyonn at none against PennyFlow's 1. PennyFlow's advantage is update cadence (daily vs every 5 days). On price, ads, device support and iOS requirement there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. PennyFlow sells 1 one-off in-app purchase. Tallyonn asks for nothing beyond the download.

UpkeepUpdate frequency

PennyFlow ships an update daily, Tallyonn every 5 days. The most recent releases landed on October 8, 2026 and October 19, 2026 respectively.

Scorecard2 real differences · 4 level
PennyFlow versus Tallyonn: the parameters behind the verdict, then further details
ParameterPennyFlowTallyonn
PriceFreeFree
Update frequencyDaily — betterEvery 5 days
AdsNoNo
In-app purchasesYesNo — better
DevicesiPhone, iPad — betteriPhone
Requires iOS18.617.0 — better
Further details — not scored
Size5 MB4 MB
Age rating17+4+
Developer2. MANUEL KARL-HEINZ 1. ZANGLRanbijay SinghDeo

In-app purchases

1 purchases

PennyFlow

One-time1
  • PennyFlow Pro$4.99
None

Tallyonn

No in-app purchases

Questions

Is PennyFlow free?
PennyFlow is free to download, with in-app purchases available.
Is Tallyonn free?
Tallyonn is free to download, with no in-app purchases.
Do PennyFlow or Tallyonn have ads?
Neither PennyFlow nor Tallyonn shows ads.
Which is updated more often, PennyFlow or Tallyonn?
PennyFlow ships an update daily, and Tallyonn every 5 days. Most recently, PennyFlow was updated on October 8, 2026 and Tallyonn on October 19, 2026.

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