PennyFlow vs Float
Price, ratings, monetisation and update history for both apps, side by side โ with what reviewers say about each.
PennyFlow
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PennyFlow - Your Smart Expense Tracker Take control of your finances with PennyFlow, the elegant and powerful expense tracking app for iOS. KEY FEATURES - Quick entry for income and expenses - Smart categorization (Food, Transport, Shopping and more) - Recurring transactions for subscriptions and regular payments - Budget goals with real-time progress tracking - Photo attachments for receipts - Detailed statistics and trends - Interactive charts to visualize your spending SMART INSIGHTS PennyFlow analyzes your spending and provides valuable insights: - Spending trends vs. previous month - Top spending categories at a glance - Savings opportunities and recommendations - Weekend spending analysis - No-spend days tracking BUDGET MANAGEMENT Set monthly budget goals for each category and receive automatic warnings at 75% and 90% usage. Stay in the green zone effortlessly. RECURRING TRANSACTIONS Record subscriptions and regular payments once. Track recurring expenses separately for better budget planning. DETAILED STATISTICS - Balance over time - Category comparisons (Bar & Pie Charts) - Monthly comparisons - Average daily spending - Spending streaks EXPORT OPTIONS Export your data as CSV or PDF for taxes, accounting, or personal archiving. BEAUTIFUL DESIGN - Native iOS design with Dark Mode support - Intuitive navigation - Fast input with smart forms - Haptic feedback for better user experience PRIVACY FIRST Your data stays on your device. No cloud sync, no data collection, no ads. PENNYFLOW PRO Upgrade to Pro for advanced features: - Photo attachments for receipts - Unlimited smart insights - Unlimited budget goals - PDF export - Recurring transactions One-time purchase - No subscription - Lifetime access PERFECT FOR - Students managing their budget - Families saving together - Freelancers with irregular income - Anyone optimizing their finances Download PennyFlow now and start your journey to better finances!
Float
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Float is a clean, beautiful tool for tracking your spending and staying on top of your personal budget. No account needed. No ads. Just your money, clearly organized. - Budgets. Set a monthly limit and watch your balance update in real time as you add expenses. - Analytics. A clear spending donut by category - see at a glance where your money goes. - Recurring payments. Add subscriptions, rent, and bills once. Float reminds you on the right day. - 166 currencies. Instant conversion at live exchange rates right when you log a foreign-currency expense. - Widgets. Your balance and recent transactions on the Lock Screen or Home Screen - no need to open the app. - Face ID. One switch to lock the app with biometrics. Your financial data stays yours. All data is stored on your device. Optionally, sync automatically via iCloud. No ads. No subscription. No tracking.
Screenshots
Verdict
The clearest difference is in-app purchases: Float at none against PennyFlow's 1. PennyFlow's advantage is update cadence (daily vs every 3 days). On price, ads, device support and iOS requirement there is nothing between them.
Scored on Price ยท Rating ยท Positive reviews ยท Number of ratings ยท Update frequency ยท Ads ยท In-app purchases ยท Monetization ยท Best chart rank ยท Devices ยท Requires iOS
Both are free to download. PennyFlow sells 1 one-off in-app purchase. Float asks for nothing beyond the download.
PennyFlow ships an update daily, Float every 3 days. The most recent releases landed on October 8, 2026 and October 14, 2026 respectively.
| Parameter | PennyFlow | Float |
|---|---|---|
| Price | Free | Free |
| Update frequency | Daily โ better | Every 3 days |
| Ads | No | No |
| In-app purchases | Yes | No โ better |
| Devices | iPhone, iPad โ better | iPhone |
| Requires iOS | 18.6 | 17.0 โ better |
| Further details โ not scored | ||
| Size | 5 MB | 12 MB |
| Age rating | 17+ | 4+ |
| Developer | 2. MANUEL KARL-HEINZ 1. ZANGL | Aleksandr Loshkov |
In-app purchases
PennyFlow
- PennyFlow Pro$4.99
Float
No in-app purchases









