Comparison

PennyFlow vs Float

Price, ratings, monetisation and update history for both apps, side by side โ€” with what reviewers say about each.

Head to head
About

PennyFlow

Features
Read full description

PennyFlow - Your Smart Expense Tracker Take control of your finances with PennyFlow, the elegant and powerful expense tracking app for iOS. KEY FEATURES - Quick entry for income and expenses - Smart categorization (Food, Transport, Shopping and more) - Recurring transactions for subscriptions and regular payments - Budget goals with real-time progress tracking - Photo attachments for receipts - Detailed statistics and trends - Interactive charts to visualize your spending SMART INSIGHTS PennyFlow analyzes your spending and provides valuable insights: - Spending trends vs. previous month - Top spending categories at a glance - Savings opportunities and recommendations - Weekend spending analysis - No-spend days tracking BUDGET MANAGEMENT Set monthly budget goals for each category and receive automatic warnings at 75% and 90% usage. Stay in the green zone effortlessly. RECURRING TRANSACTIONS Record subscriptions and regular payments once. Track recurring expenses separately for better budget planning. DETAILED STATISTICS - Balance over time - Category comparisons (Bar & Pie Charts) - Monthly comparisons - Average daily spending - Spending streaks EXPORT OPTIONS Export your data as CSV or PDF for taxes, accounting, or personal archiving. BEAUTIFUL DESIGN - Native iOS design with Dark Mode support - Intuitive navigation - Fast input with smart forms - Haptic feedback for better user experience PRIVACY FIRST Your data stays on your device. No cloud sync, no data collection, no ads. PENNYFLOW PRO Upgrade to Pro for advanced features: - Photo attachments for receipts - Unlimited smart insights - Unlimited budget goals - PDF export - Recurring transactions One-time purchase - No subscription - Lifetime access PERFECT FOR - Students managing their budget - Families saving together - Freelancers with irregular income - Anyone optimizing their finances Download PennyFlow now and start your journey to better finances!

About

Float

Features
Read full description

Float is a clean, beautiful tool for tracking your spending and staying on top of your personal budget. No account needed. No ads. Just your money, clearly organized. - Budgets. Set a monthly limit and watch your balance update in real time as you add expenses. - Analytics. A clear spending donut by category - see at a glance where your money goes. - Recurring payments. Add subscriptions, rent, and bills once. Float reminds you on the right day. - 166 currencies. Instant conversion at live exchange rates right when you log a foreign-currency expense. - Widgets. Your balance and recent transactions on the Lock Screen or Home Screen - no need to open the app. - Face ID. One switch to lock the app with biometrics. Your financial data stays yours. All data is stored on your device. Optionally, sync automatically via iCloud. No ads. No subscription. No tracking.

Screenshots

PennyFlow4 screens
Float4 screens

Verdict

The call

The clearest difference is in-app purchases: Float at none against PennyFlow's 1. PennyFlow's advantage is update cadence (daily vs every 3 days). On price, ads, device support and iOS requirement there is nothing between them.

Scored on Price ยท Rating ยท Positive reviews ยท Number of ratings ยท Update frequency ยท Ads ยท In-app purchases ยท Monetization ยท Best chart rank ยท Devices ยท Requires iOS

CostPrice ยท In-app purchases ยท Ads ยท Monetization

Both are free to download. PennyFlow sells 1 one-off in-app purchase. Float asks for nothing beyond the download.

UpkeepUpdate frequency

PennyFlow ships an update daily, Float every 3 days. The most recent releases landed on October 8, 2026 and October 14, 2026 respectively.

Scorecard2 real differences ยท 4 level
PennyFlow versus Float: the parameters behind the verdict, then further details
ParameterPennyFlowFloat
PriceFreeFree
Update frequencyDaily โ€” betterEvery 3 days
AdsNoNo
In-app purchasesYesNo โ€” better
DevicesiPhone, iPad โ€” betteriPhone
Requires iOS18.617.0 โ€” better
Further details โ€” not scored
Size5 MB12 MB
Age rating17+4+
Developer2. MANUEL KARL-HEINZ 1. ZANGLAleksandr Loshkov

In-app purchases

1 purchases

PennyFlow

One-time1
  • PennyFlow Pro$4.99
None

Float

No in-app purchases

Questions

Is PennyFlow free?
PennyFlow is free to download, with in-app purchases available.
Is Float free?
Float is free to download, with no in-app purchases.
Do PennyFlow or Float have ads?
Neither PennyFlow nor Float shows ads.
Which is updated more often, PennyFlow or Float?
PennyFlow ships an update daily, and Float every 3 days. Most recently, PennyFlow was updated on October 8, 2026 and Float on October 14, 2026.

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