Comparison

Factor Wallet vs PnL

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Factor Wallet

Features
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Factor Wallet - Your All-in-One Multi-Chain Crypto Solution Securely manage Bitcoin, Ethereum, Solana, and 10+ blockchains and unlimited tokens in one powerful wallet. Buy, sell and swap in cryptocurrency with ease. MULTI-CHAIN SUPPORT Trade and manage multiple cryptocurrencies seamlessly: * Bitcoin (BTC) * Litecoin (LTC) * Dogecoin (DOGE) * Dash (DASH) * Ripple (XRP) * Stellar (XLM) * Solana (SOL) * Tron (TRX) * Cardano (ADA) * Polygon (MATIC) * All ERC-20, BEP-20, and SPL tokens KEY FEATURES SECURE WALLET * Military-grade encryption protects your assets * Non-custodial - you control your private keys * Biometric authentication (Face ID & Touch ID) * Secure backup and recovery options INSTANT CRYPTO SWAPS * Exchange between cryptocurrencies instantly * Best rates from multiple DEX aggregators * No hidden fees - transparent pricing * Lightning-fast transactions REAL-TIME MARKET DATA * Live cryptocurrency prices and charts * Track your portfolio performance 24/7 EASY FIAT ON/OFF RAMPS * Buy crypto with Unlimt and Paybis * Sell crypto and withdraw to your bank account using Unlimit and Paybis FACTOR ICO INVESTMENT * Early access to Factor token presale * Exclusive investment opportunities * Track your ICO holdings in real-time * Secure investment dashboard AI-POWERED ASSISTANT * 24/7 intelligent chatbot support * Get answers about crypto, DeFi, and blockchain * Transaction help and wallet guidance * Market insights and recommendations SMART ADDRESS BOOK * Save frequent contacts securely * Quick send with saved addresses * Label and organize recipients * QR code scanning for easy transfers COMPLETE TRANSACTION HISTORY * View all your crypto transactions * Filter by coin, date, or transaction type INTEGRATED DAPPS BROWSER * Access decentralized applications directly * Connect to DeFi protocols seamlessly * Browse Web3 safely within the app * Support for popular DApps across all chains* Detailed transaction receipts SECURITY FIRST Your security is our priority: * Non-custodial architecture - your keys, your crypto * Encrypted local storage * No personal data collection * Regular security audits * Multi-signature support (coming soon) WHY CHOOSE FACTOR WALLET? * Support for 10+ blockchains in one app * No monthly fees or hidden charges * Fast and reliable transactions * User-friendly interface for beginners * Advanced features * 24/7 customer support * Regular updates and new features JOIN THE FACTOR COMMUNITY Download Factor Wallet today and take control of your crypto future. Whether you're buying your first Bitcoin or managing a diverse crypto portfolio, Factor Wallet makes it simple, secure, and seamless. Start your crypto journey with confidence! IMPORTANT NOTICE Cryptocurrency investments carry risk. Factor Wallet is a software wallet provider and does not provide investment advice. Always do your own research (DYOR) before investing. Past performance does not guarantee future results. Factor Wallet is compliant with applicable regulations and follows KYC/AML procedures using Veriff Download Factor Wallet now and experience the future of digital finance!

About

PnL

Features
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Your whole capital in one number. What you really made, clearly. PnL brings your crypto exchanges, wallets, staking and payment cards together. Deposits don't count as profit and withdrawals don't count as losses. Open positions and coin price gains are shown apart from what you have already realized. View your capital in $, ₿ or €. Connect your accounts • Binance, Bybit and Gate with read-only API keys, including Binance and Bybit Earn. Hyperliquid needs just your address. • Wallets on Bitcoin, Ethereum, BNB Chain, Polygon, Arbitrum, Base, Avalanche, Solana, Starknet, TON and TRON by public address. No private keys needed. • Cards: a card or account balance from a screenshot, recognized on your phone. Spending isn't a trading loss. • Binance lead traders: your lead portfolio, copiers, estimated profit share and Lead vs account. Understand your results • Stats: return, drawdown, share of winning trades, profit factor, Long / Short, coins ranked, a "Holding BTC" line, and What I paid the exchanges: fees and funding by exchange. • Compare with an address: the return of any public Hyperliquid address next to yours, without amounts. • Cost of habits: trades after a loss, losers held too long, and overheated days. • When I'm profitable: a day Ɨ hour map and results by trade duration. • For Hyperliquid: Given back and sat through, and Trade on chart with entries and exits on candles. • PnL calendar, PnL by week, and Bots and me. A day's result splits into trades, fees and funding; spot by FIFO. • Each exchange is checked against its balance: the app tells you when something doesn't add up. • Staking & yield: HYPE, GRAM in TON pools, STRK, SOL, TRX, Tangem Earn, exchange Earn and liquid staking. Amount, rate where known, and income. Risk right now • Net exposure: longs, shorts and coins from every venue and wallet, per coin, with hedges visible. What if the market moves āˆ’X%: capital and liquidations as BTC moves; arithmetic, not a forecast. • Optional alert on a drawdown from the 30-day peak. Ask PnL AI (free, up to 40 questions a day) • Its own tab: "How much of my profit did fees and funding eat over 30 days?" • "Ask PnL AI" on a coin, an exchange, staking or a trade, and "Review this period". • Day and weekly recaps in a few sentences. Numbers about your account come from the app, not the model. No advice or forecasts. Share your results • Terminal, Poster and Report cards for your feed or Stories, with or without dollar amounts. Optional verification link: a QR code opens a page with the card's numbers. Keep your data private • Exchange data goes straight to your device, not through our servers. • Read-only API keys stay in Keychain. PnL cannot trade or withdraw funds. • No account or sign-up. No ads, tracking or usage analytics. • PnL AI works only with your consent: your question, the numbers needed for the answer and any screenshot you attach go through our server to Claude AI (Anthropic). API keys and wallet addresses are never sent. • Support chat is optional: Claude AI (Anthropic) reads it, and the developer gets what you send. • Phone only mode: nothing is sent to PnL servers. Also in PnL • Alerts for targets and risk, Live Activities, a Home Screen widget, CSV export and backups. • Example data to try it first, and Presentation mode to hide your balances. PnL is a portfolio tracker and trading journal. It does not execute trades or provide investment advice. All tracking features are free. Optional extras: • PnL AI subscription (monthly, first week free): a stronger model, up to 150 questions a month. • Tip the developer: one-time tips that unlock no features. The subscription renews automatically unless canceled at least 24 hours before the end of the current period; manage it in your Apple ID settings. Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Ā· Privacy Policy: https://getpnl.app/privacy/

Screenshots

Factor Wallet4 screens
PnL4 screens

Verdict

The call

The clearest difference is in-app purchases: Factor Wallet at none against PnL's 6. Factor Wallet also leads on iOS requirement (12.0 vs 26.0). On price, ads and device support there is nothing between them.

Scored on Price Ā· Rating Ā· Positive reviews Ā· Number of ratings Ā· Update frequency Ā· Ads Ā· In-app purchases Ā· Monetization Ā· Best chart rank Ā· Devices Ā· Requires iOS

CostPrice Ā· In-app purchases Ā· Ads Ā· Monetization

Both are free to download. PnL sells 6 in-app purchases, starting at $4.99 per month. Factor Wallet asks for nothing beyond the download.

Scorecard2 real differences Ā· 4 level
Factor Wallet versus PnL: the parameters behind the verdict, then further details
ParameterFactor WalletPnL
PriceFreeFree
Update frequency—Every 3 days
AdsNoNo
In-app purchasesNo — betterYes
DevicesiPhone, iPad, iPod — betteriPhone, iPad
Requires iOS12.0 — better26.0
Further details — not scored
Size75 MB22 MB
Age rating4+4+
DeveloperFACTOR WALLET INC.Dmitrii Dorofeev

In-app purchases

None

Factor Wallet

No in-app purchases

6 purchases

PnL

Subscriptions1
  • PnL AI7 Days trial$4.991 Month
One-time5
  • Tip: thanks$0.99
  • Tip: coffee$1.99
  • Tip: lunch$4.99
Show 2 more
  • Tip: dinner$9.99
  • Tip: for a winning trade$19.99

Questions

Is Factor Wallet free?
Factor Wallet is free to download, with no in-app purchases.
Is PnL free?
PnL is free to download, with in-app purchases available.
Do Factor Wallet or PnL have ads?
Neither Factor Wallet nor PnL shows ads.

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