ذِمَم | Zimam vs SaverTrack

Zimam - Your personal app for managing loans and debts with ease and privacy. Having trouble remembering who you lent to or borrowed from? Zimam solves this problem! Key Features: Track Loans Record loans you gave or received with full details Smart Reminders Never forget a due date with automatic notifications Installment Support Split loans into monthly, weekly, or custom installments WhatsApp Reminders Send a clear installment reminder to a debtor in one tap Formatted Export Export your loans, expenses and trips as polished Excel and PDF reports Optional Account Backup & Sync Sign in to securely back up your data and sync it across your devices (Sign in with Apple supported) Guest Mode & Privacy Prefer to stay local? Use every feature as a guest with your data kept on your device - no account needed Hijri & Gregorian Calendar Choose the calendar that suits you 50+ Currencies Support for SAR, USD, EUR, and many more In-Kind Loans Record non-cash loans (car, device, furniture...) Comprehensive Statistics Know your financial status at a glance Arabic & English Interface Beautiful design supporting both languages

Saver is the budgeting app that never asks for your bank login, never phones home, and never shows you an ad. Every account, every expense, every goal stays private, with an optional encrypted backup only to your own iCloud. Why Saver No servers of ours, no tracking, no ads. Nothing goes anywhere except your device and, if you choose, your own iCloud. See what's actually safe to spend, after bills, goals, and savings are set aside. Face ID / Touch ID app lock, plus an encrypted backup you control, manual or automatic to iCloud. Everything you need, nothing you don't Multiple accounts & cash wallets, one clear total balance Bills & installments with smart reminders. Never miss a due date Monthly budgets & projects that actually reflect how you spend Savings goals with a satisfying "goal reached" moment Quick Actions. Log your coffee in one tap Full Arabic + English support, right-to-left done properly Light, dark, or system theme No accounts to create. No email required. No ads, ever. Just open the app and start.