ذِمَم | Zimam vs KEEPO Money

Zimam - Your personal app for managing loans and debts with ease and privacy. Having trouble remembering who you lent to or borrowed from? Zimam solves this problem! Key Features: Track Loans Record loans you gave or received with full details Smart Reminders Never forget a due date with automatic notifications Installment Support Split loans into monthly, weekly, or custom installments WhatsApp Reminders Send a clear installment reminder to a debtor in one tap Formatted Export Export your loans, expenses and trips as polished Excel and PDF reports Optional Account Backup & Sync Sign in to securely back up your data and sync it across your devices (Sign in with Apple supported) Guest Mode & Privacy Prefer to stay local? Use every feature as a guest with your data kept on your device - no account needed Hijri & Gregorian Calendar Choose the calendar that suits you 50+ Currencies Support for SAR, USD, EUR, and many more In-Kind Loans Record non-cash loans (car, device, furniture...) Comprehensive Statistics Know your financial status at a glance Arabic & English Interface Beautiful design supporting both languages

KEEPO is a personal finance app designed to help you organize your money in a simple, clear, and structured way. Track your income, expenses, accounts, budgets, and saving goals from one place, and get a clearer view of your financial position throughout each financial cycle. MANAGE YOUR MONEY EASILY Record income, expenses, and transfers between your accounts. Keep track of balances and financial activity with a searchable and filterable transaction history. KNOW WHAT YOU CAN SAFELY SPEND Safe-to-Spend helps you understand how much money is currently available to use based on your spendable balance, upcoming obligations, and overall budget. PLAN WITH BUDGETS Create an overall budget or category budgets and see how much you have spent and how much remains during the current financial cycle. SAVING GOALS Create financial goals, track your progress, and record contributions in a clear and organized way. RECURRING TRANSACTIONS Organize recurring income and expenses, track upcoming obligations, and keep planned transactions separate from actual transactions until they are completed. CLEAR FINANCIAL REPORTS Review your income, expenses, and cycle net, explore spending categories, and better understand your financial activity through reports and analysis. WHERE DID MY MONEY GO? See how your spending is distributed, identify your largest expenses and highest-spending days, and compare spending between financial periods. MULTI-CURRENCY SUPPORT KEEPO supports a broad range of global currencies. Each currency remains financially independent, with no automatic exchange-rate conversion or mixed-currency totals. A FINANCIAL CYCLE THAT FITS YOU Use a calendar month or choose a salary-day-based financial cycle that matches the way you manage your money. PRIVACY AND SECURITY Your financial data is stored locally on your device. You can protect access to KEEPO using a 6-digit PIN and device biometrics such as Face ID or Touch ID when available. ARABIC AND ENGLISH KEEPO provides full Arabic RTL and English LTR support, along with Light, Dark, and System appearance modes. Organize your money, understand your spending, and plan what comes next with KEEPO.