Comparison

Splits vs Shared Budget

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Splits

Features
Read full description

Track your shared household budget with fairness and clarity. Splits helps you and your household stay on top of shared expenses by organizing them into monthly, weekly, or custom periods — so you always know who paid what and who owes whom. Whether you're living with roommates, a partner, or family, Splits makes it simple to split bills, stay on budget, and settle up fairly over time. Key Features: Shared Budget Periods Organize expenses by month, week, quarter, or year. Reset and start fresh every period — automatically. Track Together Add expenses collaboratively and see everyone's contributions. Fair Splits Instantly calculate who owes whom based on how much each person paid. Recurring Expenses Set up repeat items like rent, groceries, or utilities and never miss a bill. One-Tap Settle Up See who needs to pay and mark expenses as settled with a single tap. Multiple Currencies Choose your preferred currency, we support most currencies. Beautiful Analytics View contribution splits, spending trends, and how your expenses change over time. Why Splits? Because fairness matters when you share expenses. Splits brings transparency and structure to shared living costs — no more spreadsheets, awkward reminders, or forgotten IOUs. Start your first budget in under a minute. Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

About

Shared Budget

Manage household finances with a group. Track income, expenses, budgets, and debts with clear charts and recurring transaction features. Ideal for couples, roommates, or families.

Highlights
  • Shared group creation and member invitation
  • Quick income and expense logging
  • Category spending visualization
  • Monthly budget envelopes
  • Debt tracking
  • Recurring transaction setup
  • Shared task management
Features
Read full description

Shared Budget is a simple money management app for people living together. Whether you are a couple, roommates, or a family, Shared Budget helps everyone stay aligned on income, spending, and monthly goals. What you can do: Create a shared group and invite members with a code Add income and expenses in seconds See category spending with clear charts Set monthly budget envelopes and track overspending Track who owes whom with debt records Create recurring transactions for bills and routine payments Manage shared tasks and monthly to-dos View group activity history for full transparency Why Shared Budget: Clean, mobile-first experience (no complex spreadsheets) Built for shared household finances Fast daily tracking with clear monthly visibility Premium unlocks unlimited transactions, envelopes, and members Start today and always know where your money goes. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

Screenshots

Splits4 screens
Shared Budget4 screens

Verdict

The call

Splits and Shared Budget are too close to call on the numbers: across 6 compared parameters — price, update cadence, ads and in-app purchases among them — neither pulls far enough ahead to decide it. What separates them is feature set and interface, not measurable difference.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Splits sells 1 in-app purchase, starting at $2.99 per month and Shared Budget sells 2 in-app purchases, starting at $4.99 per month. Whichever you choose, the download price is not the number that matters.

UpkeepUpdate frequency

Both ship on a similar rhythm, roughly every 2 days. The most recent releases landed on September 8, 2026 and September 23, 2026 respectively.

ScorecardNo meaningful differences
Splits versus Shared Budget: the parameters behind the verdict, then further details
ParameterSplitsShared Budget
PriceFreeFree
Rating—5.0 (1 ratings) — better
Positive reviews—100.0% of reviews
Number of ratings—1 — better
Update frequencyEvery 2 daysEvery 2 days
AdsNoNo
In-app purchasesYesYes
Monetization—Freemium
DevicesiPhone, iPodiPhone, iPad, iPod — better
Requires iOS15.115.0 — better
Further details — not scored
Size46 MB19 MB
Age rating4+4+
DeveloperMICHAEL MEHLUM WILHELMSENRuby Game Studio LLC

In-app purchases

1 purchases

Splits

Subscriptions1
  • Splits Premium – Monthly$2.991 Month
2 purchases

Shared Budget

Subscriptions2
  • Shared Budget Premium Monthly$4.991 Month
  • Shared Budget Premium$39.991 Year

Questions

Is Splits free?
Splits is free to download, with in-app purchases available.
Is Shared Budget free?
Shared Budget is free to download, with in-app purchases available.
Do Splits or Shared Budget have ads?
Neither Splits nor Shared Budget shows ads.
Which is updated more often, Splits or Shared Budget?
Splits ships an update every 2 days, and Shared Budget every 2 days. Most recently, Splits was updated on September 8, 2026 and Shared Budget on September 23, 2026.

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