Comparison

Devedores e Dívidas vs IOU

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Devedores e Dívidas

Organize suas cobranças e pagamentos com uma interface visual e intuitiva que se conecta diretamente ao seu Google Sheets. Mantenha controle total de quem te deve e de suas próprias contas a pagar, gerando recibos e relatórios gráficos.

Highlights
  • Control of debtors
  • Debt management
  • Receipt generation
  • Graphical reports
  • Monthly control
  • Customization
  • Cloud synchronization
Features
Read full description

Organize suas cobranças e pagamentos com o poder do Sheets! Cansado de perder o controle de quem te deve ou de quais contas precisa pagar? O Vintém: Devedores e Dívidas é a solução definitiva para autônomos, pequenos comerciantes e para uso pessoal. O grande diferencial do Vintém é a transparência e segurança: o aplicativo funciona como uma interface inteligente que se conecta diretamente ao seu Sheets. Isso significa que toda a sua base de dados é criada e salva na sua própria planilha no Drive. Seus dados são seus! O app simplifica a manipulação da planilha, transformando linhas e colunas complicadas em uma experiência visual, intuitiva e fácil de usar. - Principais Funcionalidades: - Controle Total de Devedores: Cadastre clientes ou amigos e saiba exatamente quanto cada um deve. - Gestão de Dívidas: Não perca o prazo das suas próprias contas. Mantenha tudo organizado por mês. - Emissão de Recibos: Gere comprovantes de pagamento profissionais e compartilhe via WhatsApp ou PDF na hora. - Relatórios Gráficos: Visualize a saúde financeira com gráficos otimizados que mostram entradas, saídas e pendências. - Controle Mensal: Filtre seus débitos e créditos mês a mês para um fechamento de caixa preciso. - Personalização: Deixe o app com a cara do seu negócio. Adicione sua logo e dados da empresa nos recibos e relatórios. - Sincronização em Nuvem: Todos os dados são salvos em tempo real na sua planilha do Google. Acesse pelo app ou direto pelo computador via Excel/Sheets. Por que usar o Vintém? Diferente de outros apps onde seus dados ficam presos em um servidor desconhecido, aqui você tem o controle total. O Vintém é a ferramenta que faltava para unir a potêncial do Sheets com a facilidade de um aplicativo móvel. Baixe agora e transforme sua gestão financeira! Termos de Uso: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

About

IOU

Easily track money lent, borrowed, and owed without spreadsheets. Manage personal debts, shared expenses, and recurring bills with clear overviews of balances and payment history. Log payments instantly and stay organized with automatic tracking for monthly charges.

Highlights
  • Track money lent, borrowed, and owed
  • Filter debts owed to you vs. money you owe
  • View balances, payment history, and upcoming charges
  • Log partial or full payments instantly
  • Automatically track recurring bills and subscriptions
  • Private and ad-free financial tracking
Features
Read full description

OweTracker is a simple personal debt tracker for money you lend, borrow, and owe — without spreadsheets or guesswork. Track rent, shared expenses, personal loans, IOUs, recurring bills, and everyday paybacks in one clear place. See what's owed, what's paid, what's coming next, and when it's time to settle up. Track personal debts with clarity Filter between money you owe and money owed to you with a single tap See totals, payment history, and remaining balances at a glance Save with confidence — the button tells you exactly what you're saving Add notes to keep context on every entry Built for recurring payments Track recurring charges like rent, phone bills, subscriptions, or ongoing loans Set charges to repeat weekly, every two weeks, or monthly Schedule future recurring charges before a balance is due See upcoming charges before they happen Stay organized even when payments change over time Record payments easily Log partial or full payments in seconds Watch balances update instantly Never lose track of who paid what Settle up clearly Create simple settle-up cards when it's time to close the loop Share clean payment summaries for rent, bills, loans, or everyday paybacks Help everyone see what was owed, what was paid, and what remains Made for wherever you are Works in 150+ currencies Available in 12 languages Private by design No ads No data selling Your financial tracking stays on your device Upgrade to Pro OweTracker includes a free version with basic tracking and settle-up cards. Upgrade to Pro to unlock: Unlimited debts Unlimited recurring charges Custom quick notes for faster entry Subscriptions help support continued development and keep OweTracker private and ad-free. If you've ever said "I'll remember later" — OweTracker is for you. Privacy Policy: https://sites.google.com/view/owetracker-privacy-policy/home Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

Screenshots

Devedores e Dívidas4 screens
IOU4 screens

Verdict

The call

The clearest difference is review sentiment: IOU at 100% against Devedores e Dívidas's 50%. IOU also leads on update cadence (every 2 weeks vs every 6 weeks). Devedores e Dívidas's advantage is iOS requirement (13.0 vs 17.0). On price, ads, in-app purchases and monetization model there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Devedores e Dívidas sells 1 in-app purchase, starting at $2.99 per month and IOU sells 3 in-app purchases, starting at $1.99 per month. Whichever you choose, the download price is not the number that matters.

UpkeepUpdate frequency

Devedores e Dívidas ships an update every 6 weeks, IOU every 2 weeks. The most recent releases landed on October 7, 2026 and October 25, 2026 respectively.

Scorecard3 real differences · 7 level
Devedores e Dívidas versus IOU: the parameters behind the verdict, then further details
ParameterDevedores e DívidasIOU
PriceFreeFree
Rating—5.0 (4 ratings) — better
Positive reviews50.0% of reviews100.0% of reviews — better
Number of ratings—4 — better
Update frequencyEvery 6 weeksEvery 2 weeks — better
AdsNoNo
In-app purchasesYesYes
MonetizationFree with in-app purchasesFreemium
DevicesiPhone, iPad, iPod — betteriPhone, iPad
Requires iOS13.0 — better17.0
Further details — not scored
Size45 MB13 MB
Age rating4+4+
DeveloperCRISTIAN PAULO DA SILVAMASON QULIZADA

Customer experience

Devedores e Dívidas

Written reviews2 reviews
Positive50.0%
Neutral0.0%
Negative50.0%

IOU

All ratings4 ratings
Positive100.0%
Neutral0.0%
Negative0.0%
Written reviews2 reviews
Positive100.0%
Neutral0.0%
Negative0.0%

In-app purchases

1 purchases

Devedores e Dívidas

Subscriptions1
  • Vintem Premium$2.991 Month
3 purchases

IOU

Subscriptions2
  • OweTracker Pro – Monthly$1.991 Month
  • OweTracker Pro$17.991 Year
One-time1
  • OweTracker Pro – Lifetime$19.99

Questions

Is Devedores e Dívidas free?
Devedores e Dívidas is free to download, with in-app purchases available.
Is IOU free?
IOU is free to download, with in-app purchases available.
Do Devedores e Dívidas or IOU have ads?
Neither Devedores e Dívidas nor IOU shows ads.
Which is updated more often, Devedores e Dívidas or IOU?
Devedores e Dívidas ships an update every 6 weeks, and IOU every 2 weeks. Most recently, Devedores e Dívidas was updated on October 7, 2026 and IOU on October 25, 2026.

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