Pocket Clear vs Plan And Save

Pocket Clear is a simple expense tracker with no ads and no bank linking. Log an expense in five seconds, see your month on a calendar, and let Apple Pay taps and bank texts log themselves — you check every entry, nothing is hidden from you. AUTOMATIC LOGGING — NO BANK LINKING On-Device AI (Beta, opt-in) • Apple Pay taps log themselves — set up a Shortcuts automation once and every tap is added in the background • Bank texts log themselves too — debit and card-spend SMS become entries the moment they arrive • Share a bank message, receipt photo, or card email to Pocket Clear and it's logged for you • Quick Log on Home — paste, type, scan, or choose a photo — or tell Siri "Log an expense in Pocket Clear" • Ask — "How much on food this month?" — and get exact answers from your own transactions • Everything logged for you waits under Recent captures to check, edit, or undo • Read on your iPhone — nothing you share or ask is uploaded to Pocket Clear or any AI company; off until you switch it on SIMPLE & FAST • Add expenses in seconds with "Money In" and "Money Out" • Smart Suggestions turn a repeat expense into one tap • Custom categories with 95 searchable icons, plus subcategories • Searchable drop-down pickers for long category and payment-type lists • Split a transaction across categories, and search your whole history by note, amount, or payee • Dark mode, text size, decimal places, and 10+ languages BUILD THE HABIT • A daily reminder that learns the hour you usually log — and only nudges on days you haven't • Catch-up week — see the last seven days side by side and fill in the ones you missed • Road to 50 — rewards at 10, 25 and 50 entries, including 3 months of Pro you can request at 50 if you've never subscribed • Power score — one number for your money habit, with a nightly rank and what to do next • A projection of where your month will land • Today's tip — a short, illustrated walkthrough of one feature each day PRIVACY FIRST • Works completely offline — an account is optional • Your data stays on your device unless you turn on cloud backup • Anything you do back up is encrypted with AES-256 • No ads, no tracking, no data selling BUILT AROUND YOUR PAY CYCLE • Weekly, fortnightly, semi-monthly, monthly or yearly periods • Start your month on payday instead of the 1st • Carry a balance over from one period to the next REPORTS & INSIGHTS • Calendar view — a month grid with each day's spending; tap a day to see its entries, swipe between months • Insights — this week's spending at a glance, every Sunday • Spending and money in by category, with percentages on the chart • Tap a payment type to see every transaction behind it • Monthly and yearly trends, and a running "Spent today" total • Weekly, monthly, yearly and custom periods in every report • An optional Account balances card on Home for each payment type • Home Screen and Lock Screen widgets, day streaks and milestones PRO FEATURES • Pro Insights — what's creeping up, your repeat charges, and where to cut back • Cloud backup & sync — change phones and everything is there the moment you sign in • Partner Mode — one shared view of your money with your significant other • Groups and Trips — split shared costs, and see what one trip actually cost • Receipt photos on any transaction, backed up with your data • Pocket Clear on the web — read, sort and export on a full screen • Payees — track who you paid, not just what for • Per-category budgets with alerts and rollover • Savings goals and recurring transactions • Tags and inter-account transfers • Secondary currency and Travel Mode for spending abroad • Export transactions to CSV/PDF Pro is available monthly or yearly. PERFECT FOR • Couples managing shared expenses • Expats and travellers tracking in multiple currencies • Anyone who values privacy and simplicity • Anyone leaving an ad-supported money manager or bank-linked app Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

Plan & Save gives you a clear, real-time picture of your finances every day of the month. Log your income, expenses and savings in seconds, see exactly where your money goes, and always know how much you have left to spend — today and this week. **Know your balance at a glance** The dashboard shows your monthly totals, savings rate, and how much you have left per day and per week — calculated from your remaining balance after planned expenses. No guesswork, no surprises. **Organize your spending your way** Create fully custom categories with your own icon and color — separate sets for expenses, income and savings. Your categories, your rules. **Powerful reports, zero complexity** Charts, top spending categories, and a full breakdown by percentage and amount. Understand your habits without drowning in spreadsheets. **Privacy built in** One tap hides all your amounts from the screen — perfect when using the app in public or around others. **100% offline. Always.** No account. No cloud. No subscription. Your financial data never leaves your device. **Made for everyone** Available in 6 languages (English, Italiano, Français, Deutsch, Español, 日本語) and 6 currencies (EUR, USD, GBP, JPY, CHF, CAD). Light, dark and system themes. Customizable accent color.