Finly vs Expense Tracker
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Finly
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Finly is a smart, modern budget tracker designed to simplify personal finance and give you full control over your money. Easily track your income and expenses, set budget limits, and understand your spending habits with clear, structured insights. Finly removes complexity and replaces it with clarity, helping you make better financial decisions every day. Whether you are tracking daily expenses or planning long-term budgets, Finly adapts to your financial routine and keeps everything organized in one place. Key Features • Income & Expense Tracking Quickly log all your income and expenses. Manage one-time and recurring transactions with ease. • Smart Budget Limits Set category-based budget limits and stay aware of your spending before it gets out of control. • Time-Based Views Switch between weekly, monthly, and yearly views to analyze your financial activity from different perspectives. • Timeline & Calendar Views View your transactions in a vertical timeline or calendar layout to see exactly when and where your money goes. • Net Balance Overview See your total income, total expenses, and net balance on a single, clear dashboard. • Clean, Modern Design A premium, bank-inspired interface built for focus, speed, and clarity. • Privacy First Your data stays on your device. Finly does not track or sell your personal information. Why Finly? Finly is more than an expense tracker. It is a financial companion built to help you stay aware, organized, and in control. Whether you are just starting to manage your budget or refining your financial habits, Finly grows with you. Track smarter. Spend consciously. Stay in control. Terms of Use (EULA): https://www.kutayapps.com/finly/terms Privacy Policy: https://www.kutayapps.com/finly/privacy Disclaimer: https://www.kutayapps.com/finly/disclaimer This app may include auto-renewable subscriptions. Payments are charged to your Apple ID and subscriptions automatically renew unless canceled. Links to the Terms of Use (EULA), Privacy Policy, and Disclaimer are provided above.
Expense Tracker
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Track expenses, understand emotions, and build better money habits with Mindspend. It's the mindful expense tracker and spending journal that helps you see the why behind every purchase. Go beyond the numbers. Discover the feelings, spending habits, and triggers that shape how you spend, and take control of your financial wellness journey. YOUR SPENDING TELLS A STORY Every purchase carries more than a price tag. Mindspend works as your personal spending diary and money mood tracker, helping you understand: Where your money goes, and whether your spending habits align with your values How each purchase makes you feel, turning expense tracking into emotional awareness What triggers your spending decisions, from stress and boredom to social pressure KEY FEATURES • Emotion Tracking: Rate how each expense feels. Spot patterns between your mood and your spending over time. Think of it as a mood journal for your money. • Spending Triggers: Identify what nudges you toward impulse spending. Is it stress? Boredom? Social pressure? Awareness is the first step to breaking impulse buying habits. • Smart Buckets: Organize spending into meaningful categories that reflect your values and priorities. A smarter way to budget without the rigidity of traditional budgeting apps. • Weekly Focus Goals: Set intentions for the week ahead and track your progress toward mindful spending and saving. • Beautiful Insights: Visual analytics that reveal your spending patterns, emotional trends, and money habits at a glance. • Cloud Sync: Your expense journal stays safe and syncs across devices. BUILT FOR AWARENESS, NOT JUDGMENT Mindspend takes a gentle, non-judgmental approach to money management and budgeting. No guilt, no shame. Just awareness and understanding. When you know why you spend, you can choose how to spend. A MINDFUL APPROACH TO BUDGETING Traditional budget apps only track numbers. Mindspend connects your emotional spending patterns to your financial decisions. Log expenses, track your mood, and build the mindful money habits that last. START YOUR JOURNEY Whether you're looking to curb impulse purchases, understand emotional buying, or just be more intentional with your budget, Mindspend is your companion on the path to financial mindfulness. Download now and discover a new relationship with your money. SUBSCRIPTION INFORMATION Some features require a subscription. Subscription options available: • Monthly: $4.99/month • Yearly: $39.99/year Payment will be charged to your Apple ID account at confirmation of purchase. Subscription automatically renews unless canceled at least 24 hours before the end of the current period. You can manage and cancel subscriptions in your Account Settings on the App Store. Terms of Use: https://mindspend.app/terms
Screenshots
Verdict
The clearest difference is ads: Expense Tracker at none against Finly's shown. Expense Tracker also leads on iOS requirement (15.1 vs 17.6). On price, update cadence, in-app purchases and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Finly sells 2 in-app purchases, starting at $4.99 per month and Expense Tracker sells 3 in-app purchases, starting at $1.99 per 7 days. Whichever you choose, the download price is not the number that matters.
Finly ships an update every 5 days, Expense Tracker every 9 days. The most recent releases landed on October 28, 2026 and October 25, 2026 respectively.
| Parameter | Finly | Expense Tracker |
|---|---|---|
| Price | Free | Free |
| Update frequency | Every 5 days — better | Every 9 days |
| Ads | Yes | No — better |
| In-app purchases | Yes | Yes |
| Devices | iPhone, iPad | iPhone, iPod |
| Requires iOS | 17.6 | 15.1 — better |
| Further details — not scored | ||
| Size | 103 MB | 62 MB |
| Age rating | 4+ | 17+ |
| Developer | KUTAY AYVALI | solo ventures |
In-app purchases
Finly
- Premium Monthly7 Days trial$4.991 Month
- Premium Yearly7 Days trial$39.991 Year
Expense Tracker
- Weekly$1.997 Days
- Monthly$4.991 Month
- Yearly$39.991 Year









