Comparison

BillBin vs SubTrack

Price, ratings, monetisation and update history for both apps, side by side โ€” with what reviewers say about each.

Head to head
About

BillBin

Features
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BillBin - Your Private Finance Companion Tired of bloated budget apps that upload your financial data to unknown servers? BillBin is your LOCAL-FIRST expense tracker - designed with privacy at its core. KEY FEATURES ------------- Smart Expense Tracking - Quickly log income and expenses - Auto-categorization (Food, Transport, Shopping, Entertainment...) - Multiple ledgers (Personal, Family, Custom) - Monthly and custom range reports Subscription Management - Track all your subscriptions (Netflix, Spotify, iCloud+...) - Monthly, quarterly, or yearly billing cycles - Never miss a renewal or unwanted charge - See your total fixed monthly costs at a glance Multi-Currency Support - Native support for USD, CNY, JPY - Flexible currency display switching PRIVACY FIRST ------------- - 100% Local Storage - data stays on YOUR device only - Zero Cloud Upload - we can't see your data, ever - iCloud Sync - secure sync between your Apple devices - Manual Backup/Restore - full control over your exports - No Account Required - open and start using immediately WHO IS BILLBIN FOR? ------------------- - Privacy-conscious individuals - Families managing household budgets - Business travelers tracking multi-currency expenses - Users juggling multiple subscriptions - Minimalists who prefer offline-first tools WHY BILLBIN? ------------ Unlike other budget apps: - No email or phone number collection - No usage tracking or analytics - No ads, ever - Clean, intuitive interface - All features free to use - Continuous updates and improvements Download BillBin and take control of your finances - privately.

About

SubTrack

Features
Read full description

SubTrack is the subscription tracker that helps you track subscriptions, renewals, and trial periods in one simple app. Never miss a renewal or forget to cancel a free trial. MAIN FEATURES COMPREHENSIVE SUBSCRIPTION TRACKING Track streaming services like Netflix, Disney Plus, Apple TV Plus, HBO Max, Paramount Plus, Hulu, music services like Spotify, Apple Music, YouTube Music, Tidal, cloud storage like iCloud, Dropbox, Google Drive, education platforms like Coursera, Skillshare, Duolingo, MasterClass, fitness apps like Peloton, Strava, Headspace, Calm, gaming services like Apple Arcade, PlayStation Plus, with ready-made presets. PREMIUM CARD FEE TRACKING Never forget your annual credit card fees. Track premium cards including American Express Platinum, American Express Gold, Chase Sapphire Reserve, Capital One Venture X, World of Hyatt, Marriott Bonvoy Brilliant, Delta Reserve, United Club Infinite, Hilton Honors Aspire. Get smart reminders 30 days before your annual fee is due. SMART ANALYTICS AND FORECASTS Visualize your spending with charts. See monthly and yearly totals, spending breakdown by category, monthly forecast showing how much you will spend this month, 12-month forecast showing all upcoming charges, and average spending by category. INTELLIGENT NOTIFICATIONS Get smart reminders before you are charged. Receive notifications one day before subscription renewal asking if you still use the service, 30 days before premium card annual fees, customizable notification times, and never miss an important charge. SIMPLE AND EASY TO USE Add subscriptions in seconds using ready-made presets. Select a service and you are done. Or create custom subscriptions manually. Beautiful interface with dark mode and light mode support, sort by name date or price, archive inactive subscriptions, and search and filter by categories. SECURITY AND PRIVACY Your data stays on your iPhone. No accounts or registration required, complete control over your data, and Face ID or Touch ID support coming soon. FLEXIBLE PRICING Free version lets you track up to 3 subscriptions. Premium version unlocks unlimited subscriptions with one-time purchase. WHO IS THIS FOR Perfect for anyone who has multiple subscriptions, premium credit card holders who want to track annual fees, people who want to optimize spending and find forgotten subscriptions, families who want to see total spending on services, and anyone tired of unexpected charges. REAL SAVINGS Research shows the average person spends over 200 dollars per month on subscriptions but forgets about many of them. With SubTrack you can see all your expenses in one place, find forgotten subscriptions you no longer use, make informed decisions about renewals, and save hundreds of dollars per year. WHAT MAKES US DIFFERENT FOCUSED ON SUBSCRIPTIONS AND PREMIUM CARDS We specialize in subscriptions and premium card fees. This makes our app faster and more convenient for tracking subscriptions specifically. MAXIMUM SIMPLICITY Add a subscription in 3 seconds. No complicated forms just the fields you need. Quick preset selection for popular services or manual entry for full control. FORECASTS AND ANALYTICS Not just a list of subscriptions but real understanding of when and how much you will spend. See monthly and yearly forecasts to plan your budget accordingly. SMART NOTIFICATIONS Not just simple reminders but intelligent notifications that help you make decisions. Get notified before you are charged and decide if you still need the service. NATIVE iOS DESIGN Modern SwiftUI interface with smooth animations. GET STARTED TODAY Download SubTrack free and add all your subscriptions in just 2 minutes. SubTrack is your personal assistant for managing subscriptions and finances. Download free today and take control of your recurring expenses.

Screenshots

BillBin4 screens
SubTrack4 screens

Verdict

The call

The clearest difference is price: SubTrack at Free against BillBin's $0.99. BillBin's advantage is in-app purchases (none vs 3) and update cadence (every 6 days vs every 3 weeks). On ads and device support there is nothing between them.

Scored on Price ยท Rating ยท Positive reviews ยท Number of ratings ยท Update frequency ยท Ads ยท In-app purchases ยท Monetization ยท Best chart rank ยท Devices ยท Requires iOS

CostPrice ยท In-app purchases ยท Ads ยท Monetization

SubTrack is free to download; BillBin costs $0.99 up front. SubTrack sells 3 in-app purchases, starting at $0.99 per 7 days. BillBin asks for nothing beyond the download.

UpkeepUpdate frequency

BillBin ships an update every 6 days, SubTrack every 3 weeks. The most recent releases landed on October 25, 2026 and October 17, 2026 respectively.

Scorecard4 real differences ยท 2 level
BillBin versus SubTrack: the parameters behind the verdict, then further details
ParameterBillBinSubTrack
Price$0.99Free โ€” better
Update frequencyEvery 6 days โ€” betterEvery 3 weeks
AdsNoNo
In-app purchasesNo โ€” betterYes
DevicesiPhone, iPad, iPod โ€” betteriPhone, iPad
Requires iOS15.0 โ€” better17.6
Further details โ€” not scored
Size3 MB16 MB
Age rating4+4+
DeveloperHELLOMSG LLCAlexander Zakharin

In-app purchases

None

BillBin

No in-app purchases

3 purchases

SubTrack

Subscriptions2
  • Pro Weekly3 Days trial$0.997 Days
  • Pro Annual$9.991 Year
One-time1
  • Pro Lifetime$19.99

Questions

Is BillBin free?
BillBin costs $0.99, with no in-app purchases.
Is SubTrack free?
SubTrack is free to download, with in-app purchases available.
Do BillBin or SubTrack have ads?
Neither BillBin nor SubTrack shows ads.
Which is updated more often, BillBin or SubTrack?
BillBin ships an update every 6 days, and SubTrack every 3 weeks. Most recently, BillBin was updated on October 25, 2026 and SubTrack on October 17, 2026.

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