Comparison

Spend Pulse vs SplitFair

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Spend Pulse

Features
Read full description

Your money, in real time. Spend Pulse is the privacy-first money tracker for people who want real clarity — not another app begging for your bank password. No linking. No data selling. Just a fast, beautiful way to see exactly where your money goes. NO BANK LINKING — EVER Your security is guaranteed because we never touch your bank. Nothing to re-authenticate every week, nothing to leak. You log what matters in seconds, and your data stays yours. WHY MANUAL TRACKING WINS Automation makes you passive. Spend Pulse makes you aware. Logging with our quick-entry keypad — or scanning a receipt — builds a mindful-spending habit that auto-import apps can't teach. KEY FEATURES Fast, focused entry A dedicated amount keypad, smart category and merchant suggestions, and one-tap income or expense logging. Receipt scanning built in Snap a receipt and let on-device text recognition pull the amount, merchant, and date automatically — then search your receipts later. Insights that actually explain A clean analytics hub with Overview, Spending, Income, and Assets — cash-flow trends, top categories and merchants, budget health, income sources, net worth, and debt payoff, all with clear value labels. AI Analyst Get a holistic read on your income, spending, debt, and savings — in plain language, not just charts. Prefer to go fully manual? Turn it off anytime in Settings. Made for couples & households Track shared bills without merging bank accounts. Instant sync across devices, see who paid for what, and keep personal spending private within a shared group. Budgets that match your payday Don't get paid on the 1st? Set your budget cycle to reset on your actual payday, so your numbers match real life. Everything in one place Accounts, monthly budgets, custom categories, recurring bills, one-time and recurring income, debt payoff, and savings/investment goals — plus Financial Goals like an emergency fund, net-worth target, and debt-free date. Travel ready Built-in multi-currency support so you can spend abroad and track at home. Privacy Mode Blur every amount with one tap for glances in public. Native iOS design Full dark mode, fluid animations, and haptics that feel right at home on iPhone. OUR PRIVACY PROMISE We access no banks. We sell no data. We're funded by people like you — not advertisers. Take back control of your financial life. Download Spend Pulse and start your 1-Month Free Trial. Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

About

SplitFair

Features
Read full description

No more confusion when it's time to split the bill! SplitFair is the fairest and simplest way to split the check among friends. HOW IT WORKS 1. Create a group and share the code with your friends 2. Each person adds what they consumed 3. The app automatically calculates how much everyone owes 4. Track who has already paid in real time FAIR SPLITTING Unlike apps that split equally, SplitFair calculates exactly what each person consumed. No more unfairly paying for your friend's steak when you only had a water! SHARED ITEMS Ordered a dish to share? Use the "Split Item" feature and select who took part. The amount is automatically divided only among those who ate it. KEY FEATURES • Create groups with a unique code • Share via WhatsApp, SMS or other apps • Add items quickly with a +1 button • Split items among selected people • Optional tip (0%, 10% or custom) • Payment status (Pending, Paid, Next time) • Real-time sync among everyone • Close the bill and share a summary PERFECT FOR • Happy hour with coworkers • Family dinners • Barbecues and parties • Group trips • Any situation with a shared bill FLEXIBLE TIP Add a tip if you want. Choose from preset values or customize it. The tip is distributed proportionally. PAYMENT STATUS Mark who has paid, who is pending and who will pay next time. Perfect for staying in control! EASY SHARING Send the group code via WhatsApp, SMS or any messaging app. Your friends join in seconds. CLOSE THE BILL At the end, close the bill and share the complete summary showing how much each person owes or paid. NO SIGN-UP No need to create an account. Just open the app and start using it! PRIVACY Your data stays only on your device and on a secure server for sync. We don't sell your information. Download now and never have a headache splitting the bill again! Privacy Policy: https://apps.devskin.com/splitfair/privacy/en/ Terms of Use: https://apps.devskin.com/splitfair/terms/en/

Screenshots

Spend Pulse4 screens
SplitFair4 screens

Verdict

The call

The clearest difference is in-app purchases: SplitFair at none against Spend Pulse's 2. Spend Pulse's advantage is update cadence (every 3 weeks vs every 2 months). On price, ads, device support and iOS requirement there is nothing between them.

Scored on Price Ā· Rating Ā· Positive reviews Ā· Number of ratings Ā· Update frequency Ā· Ads Ā· In-app purchases Ā· Monetization Ā· Best chart rank Ā· Devices Ā· Requires iOS

CostPrice Ā· In-app purchases Ā· Ads Ā· Monetization

Both are free to download. Spend Pulse sells 2 in-app purchases, starting at $4.99 per month. SplitFair asks for nothing beyond the download.

UpkeepUpdate frequency

Spend Pulse ships an update every 3 weeks, SplitFair every 2 months. The most recent releases landed on October 16, 2026 and October 3, 2026 respectively.

Scorecard2 real differences Ā· 4 level
Spend Pulse versus SplitFair: the parameters behind the verdict, then further details
ParameterSpend PulseSplitFair
PriceFreeFree
Update frequencyEvery 3 weeks — betterEvery 2 months
AdsNoNo
In-app purchasesYesNo — better
DevicesiPhone, iPadiPhone, iPad
Requires iOS16.0 — better17.0
Further details — not scored
Size25 MB3 MB
Age rating4+4+
DeveloperROHAN ROYRaphael Santos

In-app purchases

2 purchases

Spend Pulse

Subscriptions2
  • SpendPulse Pro Monthly1 Month trial$4.991 Month
  • SpendPulse Pro Yearly1 Month trial$49.991 Year
None

SplitFair

No in-app purchases

Questions

Is Spend Pulse free?
Spend Pulse is free to download, with in-app purchases available.
Is SplitFair free?
SplitFair is free to download, with no in-app purchases.
Do Spend Pulse or SplitFair have ads?
Neither Spend Pulse nor SplitFair shows ads.
Which is updated more often, Spend Pulse or SplitFair?
Spend Pulse ships an update every 3 weeks, and SplitFair every 2 months. Most recently, Spend Pulse was updated on October 16, 2026 and SplitFair on October 3, 2026.

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