Comparison

Plan Budget vs Kept

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Plan Budget

Features
Read full description

Take control of your finances with Plan Budget - Expense Manager, the ultimate all-in-one personal finance app designed to help you manage money smarter. Whether you’re tracking daily spending, planning your monthly budget, or setting long-term savings goals, Plan Budget - Expense Manager makes money management simple, powerful, and accessible to everyone. From students and professionals to families and freelancers, Plan Budget—Expense Manager offers all the tools you need for complete financial control—in one easy-to-use app. • Track Expenses & Income with Ease Make an entry of every expense and income manually or automate recurring transactions like rent, subscriptions, salary, EMIs, and more. Categorise transactions for better organisation and gain real-time visibility into where your money goes. • Multiple currency support Plan Budget—Expense Manager App with multi-currency support allows users to track expenses and manage budgets in different currencies, providing flexibility for individuals with international finances or those who deal with multiple currencies. • Budget Planning & Smart Alerts Set monthly spending limits with Plan Budget - Expense Manager. Get alerts when you're close to exceeding your set budget and stay ahead of overspending. Budget by category—groceries, rent, bills, travel—and always know what’s left to spend. • Bill Tracker & Payment Reminders You will never miss a due date again. Add your bills, credit card payments, or any recurring obligations with reminders to help you pay on time and avoid late fees. • Financial Reporting & Insights Get beautifully designed reports that make your financial planning easier. Use pie charts, bar graphs, calendar views, and cash flow analysis to track financial trends and make smarter spending decisions. • Debt Management & Goal Tracking Keep an eye on your debts, loans, and repayments. Whether you're paying off a home loan or saving for a vacation, you can set, track, and achieve your financial goals with ease. • Multiple Wallets & Account Management Manage multiple accounts like personal wallets, bank accounts, digital wallets, or shared family budgets. View all your balances and transactions in one place for full financial visibility. • Data Privacy & Backup Your financial data stays private and secure. Choose local offline mode. Easily export your entries in CSV format for budgeting, taxes, or sharing with your accountant. Perfect for anyone looking to: • Track expenses and income accurately • Set and manage monthly budgets • Build long-term financial control • Improve debt management • Monitor income and expenses in one view • Develop strong money management habits • Take their personal finance to the next level Why Choose Plan Budget - Expense Manager Over Others? Unlike other apps, Plan Budget - Expense Manager offers a seamless blend of essential features and simplicity. It will track and teach you to manage finances, plan ahead, and grow wealth step by step. Key Features: • Expense tracker & income tracker • Budgeting app with category limits • Bill tracker & payment reminders • Smart financial reporting & insights • Debt tracker & savings goal planner Whether you're trying to control spending, save more, or take full control of your money, Plan Budget - Expense Manager is your best app. Download now and start your journey toward financial freedom! The first step in managing your income and expenses is to create a budget. It helps to list all your income sources and expenses. Make sure to include all your monthly bills, such as rent or home loan EMIs, utilities, food, transportation, premium payments for insurance policies, and any debt payments. Take control of your financial future with the Plan Budget Expense Manager app!

About

Kept

A private and simple way to track your money without needing bank logins or an account. Log expenses quickly, create helpful budgets, and visualize your spending with clear charts. Your financial data stays securely on your device.

Highlights
  • Fast expense logging
  • Customizable budgets
  • Visual spending charts
  • 100% private and secure
  • No account or bank login required
  • Optional iCloud sync
  • Apple Watch app
Features
Read full description

kept is the private, beautifully simple way to track your money - no account, no ads, no bank logins. Just open it and start. Most finance apps want your email, your bank password, and your data. kept wants none of it. Everything stays on your iPhone. LOG EXPENSES IN SECONDS • Add income and expenses with a fast, clean entry screen • Organize with customizable categories and icons • Attach receipts, add notes, tag the date and location • Optional calculator keypad for quick math BUDGETS THAT ACTUALLY HELP • Set weekly, monthly, yearly, or custom budgets • Track multiple categories in a single budget • Gentle alerts at 80% and 100% of your limit • Roll over what you don't spend SEE WHERE YOUR MONEY GOES • A clear dashboard: income, expenses, and net total • Line, bar, and pie charts that make sense at a glance • Category breakdowns and trends over any time frame • Browse by calendar, or search and filter instantly 100% PRIVATE & SECURE • No account, no sign-up, no cloud required • Your data lives on your device - not our servers • Lock the app with Face ID, Touch ID, or a PIN • No ads. No trackers. We never see or sell your data. WORKS EVERYWHERE YOU DO • Home Screen and Lock Screen widgets • Apple Watch app for logging on the go • Daily reminders, budget alerts, and a weekly summary YOUR DATA, YOUR WAY • Optional private iCloud sync across your devices (off by default) • Import from CSV or JSON, export anytime • 27+ currencies supported • Recurring transactions for bills and subscriptions HONEST PRICING kept is free, with no subscription and no paywall. If you love it, an optional Tip Jar supports development - never required. Your money is personal. kept keeps it that way. Download kept and take control of your spending - privately.

Screenshots

Plan Budget4 screens
Kept4 screens

Verdict

The call

The clearest difference is update cadence: Kept at weekly against Plan Budget's every 2 months. Plan Budget's advantage is iOS requirement (13.0 vs 18.6). On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Plan Budget sells 1 in-app purchase, starting at $1.99 per month and Kept sells 3 one-off in-app purchases. Whichever you choose, the download price is not the number that matters.

UpkeepUpdate frequency

Plan Budget ships an update every 2 months, Kept weekly. The most recent releases landed on November 5, 2026 and October 31, 2026 respectively.

Scorecard2 real differences · 8 level
Plan Budget versus Kept: the parameters behind the verdict, then further details
ParameterPlan BudgetKept
PriceFreeFree
Rating—5.0 (3 ratings) — better
Positive reviews—100.0% of reviews
Number of ratings—3 — better
Update frequencyEvery 2 monthsWeekly — better
AdsNoNo
In-app purchasesYesYes
Monetization—Free
DevicesiPhone, iPad, iPodiPhone, iPad, Apple Watch
Requires iOS13.0 — better18.6
Further details — not scored
Size48 MB21 MB
Age rating4+4+
DeveloperRapaport Diamond CalculatorMd Ashikur Rahman

In-app purchases

1 purchases

Plan Budget

Subscriptions1
  • Monthly plan$1.991 Month
3 purchases

Kept

One-time3
  • Small Tip$0.99
  • Medium Tip$2.99
  • Large Tip$4.99

Questions

Is Plan Budget free?
Plan Budget is free to download, with in-app purchases available.
Is Kept free?
Kept is free to download, with in-app purchases available.
Do Plan Budget or Kept have ads?
Neither Plan Budget nor Kept shows ads.
Which is updated more often, Plan Budget or Kept?
Plan Budget ships an update every 2 months, and Kept weekly. Most recently, Plan Budget was updated on November 5, 2026 and Kept on October 31, 2026.

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