Comparison

Plan Budget vs Topf

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Plan Budget

Features
Read full description

Take control of your finances with Plan Budget - Expense Manager, the ultimate all-in-one personal finance app designed to help you manage money smarter. Whether you’re tracking daily spending, planning your monthly budget, or setting long-term savings goals, Plan Budget - Expense Manager makes money management simple, powerful, and accessible to everyone. From students and professionals to families and freelancers, Plan Budget—Expense Manager offers all the tools you need for complete financial control—in one easy-to-use app. • Track Expenses & Income with Ease Make an entry of every expense and income manually or automate recurring transactions like rent, subscriptions, salary, EMIs, and more. Categorise transactions for better organisation and gain real-time visibility into where your money goes. • Multiple currency support Plan Budget—Expense Manager App with multi-currency support allows users to track expenses and manage budgets in different currencies, providing flexibility for individuals with international finances or those who deal with multiple currencies. • Budget Planning & Smart Alerts Set monthly spending limits with Plan Budget - Expense Manager. Get alerts when you're close to exceeding your set budget and stay ahead of overspending. Budget by category—groceries, rent, bills, travel—and always know what’s left to spend. • Bill Tracker & Payment Reminders You will never miss a due date again. Add your bills, credit card payments, or any recurring obligations with reminders to help you pay on time and avoid late fees. • Financial Reporting & Insights Get beautifully designed reports that make your financial planning easier. Use pie charts, bar graphs, calendar views, and cash flow analysis to track financial trends and make smarter spending decisions. • Debt Management & Goal Tracking Keep an eye on your debts, loans, and repayments. Whether you're paying off a home loan or saving for a vacation, you can set, track, and achieve your financial goals with ease. • Multiple Wallets & Account Management Manage multiple accounts like personal wallets, bank accounts, digital wallets, or shared family budgets. View all your balances and transactions in one place for full financial visibility. • Data Privacy & Backup Your financial data stays private and secure. Choose local offline mode. Easily export your entries in CSV format for budgeting, taxes, or sharing with your accountant. Perfect for anyone looking to: • Track expenses and income accurately • Set and manage monthly budgets • Build long-term financial control • Improve debt management • Monitor income and expenses in one view • Develop strong money management habits • Take their personal finance to the next level Why Choose Plan Budget - Expense Manager Over Others? Unlike other apps, Plan Budget - Expense Manager offers a seamless blend of essential features and simplicity. It will track and teach you to manage finances, plan ahead, and grow wealth step by step. Key Features: • Expense tracker & income tracker • Budgeting app with category limits • Bill tracker & payment reminders • Smart financial reporting & insights • Debt tracker & savings goal planner Whether you're trying to control spending, save more, or take full control of your money, Plan Budget - Expense Manager is your best app. Download now and start your journey toward financial freedom! The first step in managing your income and expenses is to create a budget. It helps to list all your income sources and expenses. Make sure to include all your monthly bills, such as rent or home loan EMIs, utilities, food, transportation, premium payments for insurance policies, and any debt payments. Take control of your financial future with the Plan Budget Expense Manager app!

About

Topf

Features
Read full description

Topf is an expense tracker that doesn’t take time: say what you spent or type it in two taps, and your book lives on your phone. BY VOICE OR IN TWO TAPS Say “coffee three eighty and gym membership thirty euros every month” and Topf creates two entries: a one-time transaction and a monthly one. By hand it is just as quick: amount, category, done. You can start an entry from the Lock Screen, with the Action Button, from Control Center or through Siri; see the month’s total in a widget. ONE BOOK FOR THE WHOLE FAMILY Invite the people you share money with and keep one book together: shared accounts, shared categories, and everyone sees the others’ entries. WHERE THE MONEY WENT The whole month in one picture: where your money went, by category, and what is still left to pay before the month ends. BUDGETS Set an amount for a week, a month or a year — for groceries, for transport or for all your spending — and Topf shows how much you can still spend before the period ends and how much that comes to per day, counting the payments still to come. Your budgets are on the main screen, and widgets put them on your Home Screen and Lock Screen. SUBSCRIPTIONS AND BILLS Subscriptions and regular payments don’t get lost: Topf shows you ahead of time what is due and when. YOUR BOOK IS YOURS A complete copy of your book is on the device: add entries and browse your history with no connection. Voice input requires a connection. No ads, no trackers, no selling your data; deleting your account deletes your data. You can start without signing up. TOPF PLUS Topf is free. Plus lifts the limits on accounts, recurring transactions, budgets and voice input, opens analytics and budget history for any period, and lets you invite others into your shared book. Monthly or yearly subscription, or a one-time purchase with lifetime access; prices are in the app. Subscriptions can be shared with your family through Apple Family Sharing at no extra cost. Privacy policy: https://topfapp.com/privacy/ Terms of use: https://topfapp.com/terms/

Screenshots

Plan Budget4 screens
Topf4 screens

Verdict

The call

The clearest difference is update cadence: Topf at every 2 days against Plan Budget's every 2 months. Plan Budget's advantage is device support (3 vs 1) and iOS requirement (13.0 vs 16.4). On price, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Plan Budget sells 1 in-app purchase, starting at $1.99 per month and Topf sells 3 in-app purchases, starting at $3.99 per month. Whichever you choose, the download price is not the number that matters.

UpkeepUpdate frequency

Plan Budget ships an update every 2 months, Topf every 2 days. The most recent releases landed on October 15, 2026 and October 12, 2026 respectively.

Scorecard3 real differences · 3 level
Plan Budget versus Topf: the parameters behind the verdict, then further details
ParameterPlan BudgetTopf
PriceFreeFree
Update frequencyEvery 2 monthsEvery 2 days — better
AdsNoNo
In-app purchasesYesYes
DevicesiPhone, iPad, iPod — betteriPhone
Requires iOS13.0 — better16.4
Further details — not scored
Size48 MB57 MB
Age rating4+4+
DeveloperRapaport Diamond CalculatorAndrey Fedyukov

In-app purchases

1 purchases

Plan Budget

Subscriptions1
  • Monthly plan$1.991 Month
3 purchases

Topf

Subscriptions2
  • Topf Plus Monthly$3.991 Month
  • Topf Plus Yearly7 Days trial$24.991 Year
One-time1
  • Topf Plus Lifetime$69.99

Questions

Is Plan Budget free?
Plan Budget is free to download, with in-app purchases available.
Is Topf free?
Topf is free to download, with in-app purchases available.
Do Plan Budget or Topf have ads?
Neither Plan Budget nor Topf shows ads.
Which is updated more often, Plan Budget or Topf?
Plan Budget ships an update every 2 months, and Topf every 2 days. Most recently, Plan Budget was updated on October 15, 2026 and Topf on October 12, 2026.

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