Comparison

Planimo vs SUM+= Simple Expense Tracker

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Planimo

Features
Read full description

Planimo vous aide à vous projeter financièrement à partir d’une question simple : qu’est-ce qui est vraiment envisageable, et quand ? Entrez votre situation mensuelle (revenus, charges, engagements) et découvrez votre capacité mensuelle. Ensuite, simulez des scénarios concrets adaptés à la Suisse : Scénarios disponibles • Déménagement : estimez un coût, puis voyez en combien de mois il devient envisageable. • Leasing auto : visualisez l’impact d’une mensualité sur votre marge. • Réserve / épargne : fixez un objectif et projetez le temps nécessaire. • Projet libre : simulez n’importe quelle dépense (voyage, achat, événement). Pensé pour être simple et rassurant • Aucun compte • Données stockées sur votre appareil • Simulations indicatives pour faciliter la projection Planimo ne remplace pas un conseiller : l’app vous donne un cadre clair pour décider avec plus de sérénité.

About

SUM+= Simple Expense Tracker

This finance app simplifies expense tracking with AI assistance, allowing for quick data entry and powerful analysis through large language models. It prioritizes user control and privacy with local data storage and a minimalist design.

Highlights
  • AI-assisted data entry
  • LLM analysis and forecasting
  • Minimalist and beautiful design
  • Local data storage and privacy
  • User-controlled database
  • Subscription options with free trial
Features
Read full description

There are hundreds of expense tracker apps and they all do more or less the same thing. But oddly enough, not a single one suited my needs, so I developed my own. Through small but targeted adjustments, I've developed the app to become my preferred solution: • Control stays with the user while data entry is greatly simplified: The time between "open app" and "entry saved" has been reduced to a minimum. AI can support this process so that in many cases you wouldn't even need to open the app • AI analysis through LLMs: Instead of developing custom analysis logic, the app prepares your data so it can be used directly in Large Language Models like ChatGPT or Claude: for analysis, forecasts and recommendations • Minimalist design: The app is designed to look beautiful and works without distracting extras • Full control & privacy: No login, no account. Data stays locally on your device. You have complete control over your own database. If you want to share your data with an AI, you decide that yourself Financial barriers shouldn't stand in the way of your personal financial planning with Sum. Contact us for individual solutions via the support form. Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

Screenshots

Planimo3 screens
SUM+= Simple Expense Tracker4 screens

Verdict

The call

The clearest difference is in-app purchases: Planimo at none against SUM+= Simple Expense Tracker's 4. Planimo also leads on iOS requirement (17.6 vs 26.2). On price, ads and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. SUM+= Simple Expense Tracker sells 4 in-app purchases, starting at $3.99 per month. Planimo asks for nothing beyond the download.

Scorecard2 real differences · 8 level
Planimo versus SUM+= Simple Expense Tracker: the parameters behind the verdict, then further details
ParameterPlanimoSUM+= Simple Expense Tracker
PriceFreeFree
Rating—5.0 (2 ratings) — better
Positive reviews—100.0% of reviews
Number of ratings—2 — better
Update frequency—Every 4 days
AdsNoNo
In-app purchasesNo — betterYes
Monetization—Freemium
DevicesiPhoneiPhone
Requires iOS17.6 — better26.2
Further details — not scored
Size1 MB28 MB
Age rating12+4+
DeveloperBaptistin ErnstJonas Zimmermann

In-app purchases

None

Planimo

No in-app purchases

4 purchases

SUM+= Simple Expense Tracker

Subscriptions2
  • SUM Pro1 Month trial$3.991 Month
  • SUM Pro1 Month trial$22.991 Year
One-time2
  • 7-day TrialFree
  • Sum Premium$6.99

Questions

Is Planimo free?
Planimo is free to download, with no in-app purchases.
Is SUM+= Simple Expense Tracker free?
SUM+= Simple Expense Tracker is free to download, with in-app purchases available.
Do Planimo or SUM+= Simple Expense Tracker have ads?
Neither Planimo nor SUM+= Simple Expense Tracker shows ads.

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