Comparison

Spendio vs Budgetwise

Price, ratings, monetisation and update history for both apps, side by side โ€” with what reviewers say about each.

Head to head
About

Spendio

Features
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Spendio - Modern Personal Expense Management Take control of your expense with Spendio! Say goodbye to complicated interfaces that make money tracking difficult. Spendio provides everything you need to track income and expenses, create budgets, and achieve your financial goals. KEY FEATURES Comprehensive Expense Tracking - Easily record income, expenses, and transfers - Manage multiple accounts and wallets - Support for TRY, USD, EUR and more currencies - Organize spending by categories Smart Budget Management - Create monthly budgets - Set category-based spending limits - Get instant notifications on limit breaches - Easily reach your budget goals Detailed Reports & Analytics - Daily, weekly, and monthly reports - Visual charts and statistics - Track spending trends - See your top spending categories Subscription Tracking - Manage all subscriptions in one place - Track renewal dates - View monthly subscription costs - Receive reminder notifications Customizable Experience - 5 different modern theme options - Light and dark mode support - Customizable categories - Personalize as you like Security & Privacy - App lock with PIN code - Encrypted data storage - Cloud backup and restore - GDPR compliant data management Multi-Language Support - Turkish and English interface - Easy language switching - Local currency support PREMIUM FEATURES Get more with Premium membership: - Ad-free experience - Unlimited account creation - Advanced reports - Premium themes - Priority support - Automatic cloud backup WHY SPENDIO? - Easy to Use: Simple and intuitive interface - Quick Entry: Record transactions in seconds - Comprehensive: All features you need - Secure: Your data is safe - Free: Core features completely free Take the first step towards financial freedom with Spendio. Download today and take control of your spending! Note: Some premium features require paid subscription. Pricing may vary by region. Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

About

Budgetwise

Read full description

Take control of your money with Budgetwise, a simple expense tracker and budget planner designed to help you build better financial habits. Track expenses, manage your budget, understand your spending, and stay in control with a clean, distraction-free experience. Features Log expenses in seconds Quickly record your daily expenses with just a few taps. Organize every transaction into categories and keep your finances up to date. New: Log expenses with Siri You can now add expenses using Siri without opening Budgetwise. Simply say: "Add expense to Budgetwise" or "Add expense in Budgetwise" and Siri launches the expense flow, making it easier than ever to capture expenses as they happen. Track your budget Set budget, monitor your progress, and stay on top of your financial goals with clear visual indicators. Understand your spending See where your money goes with detailed spending charts, category breakdowns, and monthly summaries. Home Screen and Lock Screen widgets Keep your budget and recent spending visible without opening the app. Designed for everyday use โ€ข Clean, minimal interface โ€ข Fast and lightweight โ€ข Built with privacy in mind Your data stays on your device. Budgetwise does not require an account, and your personal financial data remains under your control. Download Budgetwise today and build better money habits, one expense at a time. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

Screenshots

Spendio4 screens
Budgetwise4 screens

Verdict

The call

The clearest difference is ads: Budgetwise at none against Spendio's shown. Spendio's advantage is device support (3 vs 1) and iOS requirement (15.1 vs 17.0). On price, update cadence and in-app purchases there is nothing between them.

Scored on Price ยท Rating ยท Positive reviews ยท Number of ratings ยท Update frequency ยท Ads ยท In-app purchases ยท Monetization ยท Best chart rank ยท Devices ยท Requires iOS

CostPrice ยท In-app purchases ยท Ads ยท Monetization

Both are free to download. Spendio sells 1 in-app purchase, starting at $2.99 per month and Budgetwise sells 2 in-app purchases, starting at $4.99 per month. Whichever you choose, the download price is not the number that matters.

UpkeepUpdate frequency

Both ship on a similar rhythm, roughly every 3 weeks. The most recent releases landed on October 25, 2026 and October 28, 2026 respectively.

Scorecard3 real differences ยท 3 level
Spendio versus Budgetwise: the parameters behind the verdict, then further details
ParameterSpendioBudgetwise
PriceFreeFree
Update frequencyEvery 3 weeksEvery 3 weeks
AdsYesNo โ€” better
In-app purchasesYesYes
DevicesiPhone, iPad, iPod โ€” betteriPhone
Requires iOS15.1 โ€” better17.0
Further details โ€” not scored
Size39 MB6 MB
Age rating12+4+
DeveloperMesut Sukru AtilaHimanshu Goyal

In-app purchases

1 purchases

Spendio

Subscriptions1
  • Premium Access$2.991 Month
2 purchases

Budgetwise

Subscriptions2
  • Monthly7 Days trial$4.991 Month
  • Yearly7 Days trial$39.991 Year

Questions

Is Spendio free?
Spendio is free to download, with in-app purchases available.
Is Budgetwise free?
Budgetwise is free to download, with in-app purchases available.
Do Spendio or Budgetwise have ads?
Spendio shows ads; Budgetwise does not.
Which is updated more often, Spendio or Budgetwise?
Spendio ships an update every 3 weeks, and Budgetwise every 3 weeks. Most recently, Spendio was updated on October 25, 2026 and Budgetwise on October 28, 2026.

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