Comparison

Nectarfi vs Expenses99

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Nectarfi

Manage your finances with a platform designed for spending, trading, and growing your money. This application offers a streamlined approach to financial management, allowing users to conduct transactions and investments efficiently.

Highlights
  • Spend money
  • Trade assets
  • Grow finances
  • Streamlined transactions
  • Financial management
Features
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SPEND, SAVE, EARN, TRADE, AND GROW

About

Expenses99

Features
Read full description

Snap the receipt. That's the whole data entry. Expenses99 turns a photo of a receipt into a complete expense record: date, amount, merchant, category and tax rate, filled in for you. Use it alone as a freelancer or sole proprietor, or with a small team that needs approvals and reimbursement. It's the same app either way. WHO IT'S FOR - You face a pile of receipts at the end of every month - Receipts that mix 8% and 10% tax rates slow you down - You type invoice registration numbers by hand - Your team's out-of-pocket expenses need approval and settlement in one place - You want expenses in a format your accounting software can import SNAP IT ONCE, EVERYTHING FILLS IN - Date, amount, merchant, category, tax category and tax amount are read from the receipt - Japan's qualified invoice registration number (T + 13 digits) is captured too - Receipts that mix 8% and 10% rates get a per-rate breakdown automatically - Fields the scanner isn't sure about are flagged "Needs review", so you only double-check what matters - Merchants you've entered before remember their category - Batch entry: scan a stack of receipts in a row and submit them together - Recurring expenses: expenses you log every month are detected and offered with one tap BUILT FOR JAPAN'S INVOICE SYSTEM AND E-BOOKKEEPING RULES - Records the tax category (10%, reduced 8%, tax-exempt, out of scope) and per-rate breakdowns - Keeps the receipt image with the record, searchable by date, amount and merchant - Stores a SHA-256 hash of each image as evidence the record is unaltered TEAM APPROVALS AND SETTLEMENT - See everything waiting for approval and approve in bulk - Track approved and paid status, and settle from one screen - Admins can file expenses on behalf of members - Add members with an invite code. The approval flow appears when you need it STRAIGHT INTO YOUR ACCOUNTING SOFTWARE - CSV export in freee, Yayoi and Money Forward journal formats - Map app categories to your chart of accounts - Email a standard expense list CSV in one tap GOOGLE INTEGRATION - Approved expenses are appended to a Google Sheet automatically - Receipt images are saved to a Google Drive folder - Choose or customize the sheet columns, including an accounting preset DASHBOARD - Pending, approved and paid totals for the month on one screen - Filter the expense list by period and amount, and search by merchant, purpose or submitter JAPANESE AND ENGLISH PRICING Expenses99 requires a subscription (auto-renewable). It includes everything: - Receipt scanning and unlimited expenses - CSV export in freee, Yayoi and Money Forward formats - Team features (member invites and approval flow) Monthly: $2.99 / month Yearly: $29.99 / year Try the yearly plan free for 1 month. Cancel during the free period and you won't be charged. Prices are shown in your local currency in the App Store. Payment is charged to your Apple ID account. Subscriptions renew automatically unless cancelled at least 24 hours before the end of the current period, and your account is charged for renewal within 24 hours before the period ends. You can manage or cancel your subscription in your App Store account settings after purchase. Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://takayukimeilyn.github.io/menuplanner/privacy-policy.html Expenses, finished at the moment you snap them.

Screenshots

Nectarfi4 screens
Expenses994 screens

Verdict

The call

The clearest difference is in-app purchases: Nectarfi at none against Expenses99's 1. Nectarfi also leads on update cadence (every 11 days vs every 4 months) and iOS requirement (16.4 vs 18.0). On price, ads and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Expenses99 sells 1 in-app purchase, starting at $2.99 per month. Nectarfi asks for nothing beyond the download.

UpkeepUpdate frequency

Nectarfi ships an update every 11 days, Expenses99 every 4 months. The most recent releases landed on October 25, 2026 and October 28, 2026 respectively.

Scorecard3 real differences · 7 level
Nectarfi versus Expenses99: the parameters behind the verdict, then further details
ParameterNectarfiExpenses99
PriceFreeFree
Rating5.0 (4 ratings) — better—
Positive reviews66.7% of reviews—
Number of ratings4 — better—
Update frequencyEvery 11 days — betterEvery 4 months
AdsNoNo
In-app purchasesNo — betterYes
MonetizationFree—
DevicesiPhone, iPad — betteriPhone
Requires iOS16.4 — better18.0
Further details — not scored
Size177 MB17 MB
Age rating17+4+
DeveloperNECTARFI INCTAKAYUKI HASHIMOTO

In-app purchases

None

Nectarfi

No in-app purchases

1 purchases

Expenses99

Subscriptions1
  • Monthly$2.991 Month

Questions

Is Nectarfi free?
Nectarfi is free to download, with no in-app purchases.
Is Expenses99 free?
Expenses99 is free to download, with in-app purchases available.
Do Nectarfi or Expenses99 have ads?
Neither Nectarfi nor Expenses99 shows ads.
Which is updated more often, Nectarfi or Expenses99?
Nectarfi ships an update every 11 days, and Expenses99 every 4 months. Most recently, Nectarfi was updated on October 25, 2026 and Expenses99 on October 28, 2026.

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