Comparison

Ezenvelopes vs Expenses99

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Ezenvelopes

This app helps you master your finances using the envelope budgeting method. Visually manage your budget with color-coded envelopes, track spending in real-time with AI-powered categorization, and gain insights into your financial habits. Automate budget resets and roll over unused funds for effortless financial control.

Highlights
  • Visual budget management with color-coded envelopes
  • Real-time spending tracking with AI categorization
  • Automated envelope resets and fund rollovers
  • Spending trend insights and refill suggestions
  • Data export and import for full control
  • Privacy-first design
Features
Read full description

Ezenvelopes brings the proven envelope budgeting method to your iPhone. Allocate money to custom categories, track spending in real-time, and never wonder where your money went. KEY FEATURES: Visual Budget Management • Create color-coded envelopes for every budget category • See your remaining balance at a glance • Swipe to edit any envelope instantly Smart Spending Tracking • Log transactions in seconds • Auto-categorize expenses with AI • View complete transaction history Powerful Insights • Spending Trends show where you overspend • Smart Refill Suggestions optimize your budget • Monthly reports track your progress Automation That Works • Auto-reset envelopes monthly • Roll over unused funds automatically • Temporary envelopes for one-time expenses Your Data, Your Control • Export and import your budget data • Complete transaction history • Privacy-first design Always Free. No Ads. Ever. Ezenvelopes is completely free with no advertisements. Focus on your finances, not annoying ads. Perfect for: • First-time budgeters • Cash envelope method enthusiasts • Anyone wanting financial clarity • Families managing household expenses Why Envelope Budgeting Works: The envelope method forces you to plan ahead and prevents overspending. When an envelope is empty, you stop spending in that category. Simple, effective, proven. Start your journey to financial freedom today. Download Ezenvelopes and take control of your money.

About

Expenses99

Features
Read full description

Snap the receipt. That's the whole data entry. Expenses99 turns a photo of a receipt into a complete expense record: date, amount, merchant, category and tax rate, filled in for you. Use it alone as a freelancer or sole proprietor, or with a small team that needs approvals and reimbursement. It's the same app either way. WHO IT'S FOR - You face a pile of receipts at the end of every month - Receipts that mix 8% and 10% tax rates slow you down - You type invoice registration numbers by hand - Your team's out-of-pocket expenses need approval and settlement in one place - You want expenses in a format your accounting software can import SNAP IT ONCE, EVERYTHING FILLS IN - Date, amount, merchant, category, tax category and tax amount are read from the receipt - Japan's qualified invoice registration number (T + 13 digits) is captured too - Receipts that mix 8% and 10% rates get a per-rate breakdown automatically - Fields the scanner isn't sure about are flagged "Needs review", so you only double-check what matters - Merchants you've entered before remember their category - Batch entry: scan a stack of receipts in a row and submit them together - Recurring expenses: expenses you log every month are detected and offered with one tap BUILT FOR JAPAN'S INVOICE SYSTEM AND E-BOOKKEEPING RULES - Records the tax category (10%, reduced 8%, tax-exempt, out of scope) and per-rate breakdowns - Keeps the receipt image with the record, searchable by date, amount and merchant - Stores a SHA-256 hash of each image as evidence the record is unaltered TEAM APPROVALS AND SETTLEMENT - See everything waiting for approval and approve in bulk - Track approved and paid status, and settle from one screen - Admins can file expenses on behalf of members - Add members with an invite code. The approval flow appears when you need it STRAIGHT INTO YOUR ACCOUNTING SOFTWARE - CSV export in freee, Yayoi and Money Forward journal formats - Map app categories to your chart of accounts - Email a standard expense list CSV in one tap GOOGLE INTEGRATION - Approved expenses are appended to a Google Sheet automatically - Receipt images are saved to a Google Drive folder - Choose or customize the sheet columns, including an accounting preset DASHBOARD - Pending, approved and paid totals for the month on one screen - Filter the expense list by period and amount, and search by merchant, purpose or submitter JAPANESE AND ENGLISH PRICING Expenses99 requires a subscription (auto-renewable). It includes everything: - Receipt scanning and unlimited expenses - CSV export in freee, Yayoi and Money Forward formats - Team features (member invites and approval flow) Monthly: $2.99 / month Yearly: $29.99 / year Try the yearly plan free for 1 month. Cancel during the free period and you won't be charged. Prices are shown in your local currency in the App Store. Payment is charged to your Apple ID account. Subscriptions renew automatically unless cancelled at least 24 hours before the end of the current period, and your account is charged for renewal within 24 hours before the period ends. You can manage or cancel your subscription in your App Store account settings after purchase. Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://takayukimeilyn.github.io/menuplanner/privacy-policy.html Expenses, finished at the moment you snap them.

Screenshots

Ezenvelopes4 screens
Expenses994 screens

Verdict

The call

The clearest difference is in-app purchases: Ezenvelopes at none against Expenses99's 1. Ezenvelopes also leads on update cadence (every 3 weeks vs every 4 months) and iOS requirement (16.6 vs 18.0). On price, ads and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Expenses99 sells 1 in-app purchase, starting at $2.99 per month. Ezenvelopes asks for nothing beyond the download.

UpkeepUpdate frequency

Ezenvelopes ships an update every 3 weeks, Expenses99 every 4 months. The most recent releases landed on October 13, 2026 and October 24, 2026 respectively.

Scorecard3 real differences · 7 level
Ezenvelopes versus Expenses99: the parameters behind the verdict, then further details
ParameterEzenvelopesExpenses99
PriceFreeFree
Rating4.5 (2 ratings) — better—
Positive reviews100.0% of reviews—
Number of ratings2 — better—
Update frequencyEvery 3 weeks — betterEvery 4 months
AdsNoNo
In-app purchasesNo — betterYes
MonetizationFree—
DevicesiPhone, iPad — betteriPhone
Requires iOS16.6 — better18.0
Further details — not scored
Size2 MB17 MB
Age rating4+4+
DeveloperDima LukianenkoTAKAYUKI HASHIMOTO

In-app purchases

None

Ezenvelopes

No in-app purchases

1 purchases

Expenses99

Subscriptions1
  • Monthly$2.991 Month

Questions

Is Ezenvelopes free?
Ezenvelopes is free to download, with no in-app purchases.
Is Expenses99 free?
Expenses99 is free to download, with in-app purchases available.
Do Ezenvelopes or Expenses99 have ads?
Neither Ezenvelopes nor Expenses99 shows ads.
Which is updated more often, Ezenvelopes or Expenses99?
Ezenvelopes ships an update every 3 weeks, and Expenses99 every 4 months. Most recently, Ezenvelopes was updated on October 13, 2026 and Expenses99 on October 24, 2026.

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