Comparison

Creditop vs Rela Services

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Creditop

Discover financing options for purchases and payments, allowing you to buy now and pay later with flexible installments. Understand and improve your credit score, manage all your loans in one place, and receive AI-powered financial advice.

Highlights
  • Access multiple financing options
  • Buy now, pay later with installments
  • Check credit score
  • Improve credit history
  • Manage all credits in one place
  • AI-powered financial advice
Features
Read full description

Creditop te conecta con múltiples opciones de financiamiento para que elijas de forma fácil, transparente y consciente al momento de comprar y pagar. Descubre comercios donde puedes comprar hoy y pagar después, pagando a cuotas con la opción que mejor se adapte a ti. Además, con Creditop puedes: - Conocer tu puntaje crediticio - Descubrir cómo mejorar tu historial crediticio - Ver, pagar y administrar todos tus créditos en un solo lugar - Todo en una sola app, diseñada para ayudarte a entender, organizar y mejorar tu vida financiera. Creditop te da el poder. Tú eliges. Salud Financiera Conoce tu puntaje, tus deudas y tus hábitos de pago, y recibe consejos con inteligencia artificial. El plan gratis incluye un resumen y un consejo al mes. Creditop Premium Suscripción con renovación automática, mensual o anual, que desbloquea el reporte completo de Salud Financiera y consejos ilimitados. El cobro se hace a tu cuenta de Apple al confirmar la compra. La suscripción se renueva automáticamente salvo que la canceles al menos 24 horas antes de que termine el periodo. Puedes gestionarla o cancelarla en Ajustes > tu nombre > Suscripciones. Términos de uso (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Términos y condiciones: https://creditop.com/terminos-y-condiciones Política de privacidad: https://creditop.com/politica-de-tratamiento-de-informacion

About

Rela Services

Features
Read full description

Rela es la nueva forma de acceder a liquidez utilizando el cupo disponible de tu tarjeta de crédito. A través de tecnología financiera innovadora, Rela te permite convertir una transacción con tarjeta en recursos disponibles en tu cuenta bancaria de forma rápida, segura y transparente. ¿Por qué elegir Rela? * Accede a liquidez cuando la necesites. * Proceso 100% digital. * Registro y validación seguros. * Transferencias rápidas. * Tecnología diseñada para proteger tu información. * Experiencia simple e intuitiva. Rela está diseñada para personas que buscan una alternativa moderna para gestionar su flujo de caja y aprovechar mejor los recursos financieros que ya tienen disponibles. Descarga Rela y descubre una nueva forma de acceder a liquidez de manera inteligente.

Screenshots

Creditop4 screens
Rela Services4 screens

Verdict

The call

The clearest difference is in-app purchases: Rela Services at none against Creditop's 2. Rela Services also leads on device support (3 vs 1) and iOS requirement (13.0 vs 16.0). On price, update cadence and ads there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Creditop sells 2 in-app purchases, starting at $3.99 per month. Rela Services asks for nothing beyond the download.

UpkeepUpdate frequency

Creditop ships an update every 10 days, Rela Services weekly. The most recent releases landed on October 23, 2026 and October 18, 2026 respectively.

Scorecard3 real differences · 6 level
Creditop versus Rela Services: the parameters behind the verdict, then further details
ParameterCreditopRela Services
PriceFreeFree
Rating5.0 (1 ratings) — better—
Number of ratings1 — better—
Update frequencyEvery 10 daysWeekly — better
AdsNoNo
In-app purchasesYesNo — better
MonetizationFreemium—
DevicesiPhoneiPhone, iPad, iPod — better
Requires iOS16.013.0 — better
Further details — not scored
Size74 MB144 MB
Age rating17+17+
DeveloperCREDITOP COLOMBIA SASRELA SERVICES SAS

In-app purchases

2 purchases

Creditop

Subscriptions2
  • Premium mensual$3.991 Month
  • Premium anual$29.991 Year
None

Rela Services

No in-app purchases

Questions

Is Creditop free?
Creditop is free to download, with in-app purchases available.
Is Rela Services free?
Rela Services is free to download, with no in-app purchases.
Do Creditop or Rela Services have ads?
Neither Creditop nor Rela Services shows ads.
Which is updated more often, Creditop or Rela Services?
Creditop ships an update every 10 days, and Rela Services weekly. Most recently, Creditop was updated on October 23, 2026 and Rela Services on October 18, 2026.

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