ReceiptKeeper vs HSA Vault

ReceiptKeeper — HSA Receipt Tracker Turn your Health Savings Account into a tax-free wealth-building machine. Most people spend their HSA like a debit card. Smart investors do something different: they pay medical expenses out-of-pocket, let their HSA investments grow for years, then reimburse themselves tax-free later. ReceiptKeeper keeps every receipt safe until that day comes. The HSA Triple Tax Advantage Your HSA is the only account with three tax benefits: 1. Contributions reduce your taxable income today 2. Investments grow completely tax-free 3. Withdrawals for medical expenses are always tax-free — even decades later The only requirement? Proof of expense. That's your receipts. Scan, Store, and Track - Instant receipt scanning with your iPhone camera - OCR automatically reads vendor, date, and amount - Categorized across 28 HSA-eligible expense types - Running total of your reimbursable balance - Mark receipts reimbursed when you make your withdrawal Private & Permanent Receipts sync to your personal iCloud Drive — not our servers. They're yours forever, even if you cancel. EULA: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

HSAVault 1.1 brings significant improvements to eligibility accuracy — the AI no longer hallucinate eligible amounts on grocery receipts, and the keyword engine has been tightened to avoid false positives on general merchandise. You can now upload PDFs directly from the Files app, manual entry is instant, and your merchant preferences (category, dependent) are reliably remembered across future scans. The Insights tab year picker now handles any number of years gracefully. Stop losing money from your HSA. HSAVault turns medical receipts into organized, expense records in seconds — with AI-powered scanning that runs entirely on your device. HOW IT WORKS Point your camera at any receipt. HSAVault instantly reads the merchant, date, amount, and tax. It checks IRS Publication 502 to confirm eligibility, suggests the right category, and saves everything securely on your device. No typing. No cloud uploads. No accounts to create. FEATURES • AI-powered receipt scanning with on-device OCR • HSA eligible amount auto-detection from receipt codes • Split transactions for mixed-eligibility receipts • HSA balance tracking with annual limits • Dependent tagging (Self, Spouse, Child) • Smart merchant rules that learn your preferences • Export as CSV, PDF report, or full image bundle • Year-end tax summary with IRS form references • Monthly spending insights and category breakdowns • Face ID & Touch ID biometric lock • Duplicate receipt detection PRIVACY BY DESIGN HSAVault processes everything on-device using Apple Vision. We don't have cloud servers. We don't collect data. We don't require accounts. Your health financial information is protected by Apple's built-in device encryption and for backup only lives in your own iCloud. FREE & PRO Start free with 5 AI scans per month, unlimited manual entry, balance tracking, and CSV export. Upgrade to Pro for unlimited scanning, PDF reports, full exports, tax summaries, and spending insights — just $9.99/year or $19.99 lifetime. Download HSAVault today and start turning receipts into tax savings. DISCLAIMER: HSAVault is a personal organizational tool for tracking HSA receipts. It does not provide tax, medical, or financial advice. Eligibility determinations are based on general IRS Publication 502 categories and may not be accurate for your specific situation. Contribution limits and IRS figures are informational only and subject to annual changes. Always consult a qualified tax professional or your HSA administrator before making financial decisions. Not affiliated with the IRS. We Follow Apple's EULA for subscriptions - https://www.apple.com/legal/internet-services/itunes/dev/stdeula/