Comparison

Expense Tracker vs 小皮账本

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Expense Tracker

This minimalist bookkeeping app helps you effortlessly track income and expenses with organized categories, tags, and multi-account management. Visualize your spending with professional analytics and enjoy features like multi-currency support and cloud sync for seamless data management across devices.

Highlights
  • Effortless bookkeeping with categories and tags
  • Calendar overview of daily income and expenses
  • Professional spending analytics with charts
  • Multi-account management with balance tracking
  • Multi-currency support with real-time exchange rates
  • Import/export data (CSV, Excel)
  • Cloud sync across devices
  • Scheduled recurring transactions
Features
Read full description

Expense Tracker: Koala is a minimalist bookkeeping app that keeps every transaction crystal clear. ▶ EFFORTLESS BOOKKEEPING Record income, expenses, and transfers in seconds. Parent-child categories and tags keep everything organized. ▶ CALENDAR OVERVIEW View daily income and expenses on a monthly calendar. Tap any date to see detailed transactions. ▶ PROFESSIONAL ANALYTICS Pie charts, bar charts, and trend graphs analyze your spending by category, tag, or account. ▶ MULTI-ACCOUNT MANAGEMENT Support for cash, bank cards, credit cards, e-wallets, and more — with balance tracking and credit card billing cycles. ▶ MULTI-CURRENCY & EXCHANGE RATES Built-in global currency support with real-time exchange rate updates, so international spending is always accurately tracked. ▶ IMPORT & EXPORT Import from WeChat, Alipay, or CSV templates. Export to CSV/Excel for flexible data portability. ▶ CLOUD SYNC Sign in to sync across all your devices in real time. Never lose your data when switching phones. ▶ SCHEDULED BOOKKEEPING Set recurring rules for rent, salary, and more — transactions are created automatically. ▶ SHORTCUTS QUICK ENTRY Add Koala's built-in Shortcut with one tap. Trigger it right from WeChat, Alipay, or any payment page to instantly pop up the entry window — log it and jump straight back, no app-switching required. ▶ iOS WIDGETS Home screen widgets show today's or this month's totals at a glance. ▶ 5 LANGUAGES Supports Simplified Chinese, Traditional Chinese, English, Japanese, and Korean. ▶ PRIVACY FIRST Apple Sign-In authentication. Local-first data storage. Your financial data stays private. ▶ Terms of Use (EULA) https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

About

小皮账本

Features
Read full description

【小皮账本 · 让 AI 替你管钱】 厌倦了打开 App、翻分类、一条条手动填? 小皮账本用 AI 对话的方式,让记账变得和发微信一样轻松。 — 核心功能 — AI 智能记账 直接和 AI 说话:「午饭35块」「今天买了件衣服150」,AI 自动解析分类、金额、时间,一键入账,无需手动选分类。 截图识别记账 拍下收据、账单截图,AI 自动识别金额和消费项目,快速完成记录。 语音输入 开口说话即可记账,双击手机背面即可唤起,随时随地记录每一笔。 财务分析图表 消费趋势图、资产分布图、本月 TOP3 支出分类,一眼看清钱都去了哪。AI 还会提供个性化的健康消费建议。 账单时间轴 按日查看支出/收入明细,清晰呈现每一天的资金流向。 账户资产管理 多账户余额统览,现金、银行卡、支付宝、微信,统一管理不遗漏。 全局搜索 快速检索历史账单,任何时间任何金额都能秒找到。 数据导出 支持导出 PDF 或 Excel,方便报销、对账、留存备份。 — 高级版(PRO)— · AI 记账无限次对话 · 截图识别记账无限次 · 全部财务分析图表 · AI 人设个性化配置 · 无限导出 PDF/Excel · 多设备实时云端同步 · 去除所有广告 订阅方案灵活:月度、季度、年度随心选,年度最划算。 — 为什么选小皮账本?— 记账门槛极低:不用背分类、不用打开 App 专门记,随手一说就搞定 数据完全安全:本地存储为主,支持云端同步,隐私有保障 界面简洁好看:手绘风设计,清新不刻板,用起来心情好 iOS 原生体验:支持 iOS 16 及以上,流畅、省电、响应快 — 适合这些人 — · 想养成记账习惯但总忘记/嫌麻烦的你 · 想知道钱花哪里了但不想花时间整理的你 · 想用 AI 工具但希望有实际用途的你 · 精打细算、认真理财的你 立即下载,让 AI 帮你管住每一分钱! 隐私政策:http://jiniangu.top/web/xiaopi/privacy.html 用户协议:http://jiniangu.top/web/xiaopi/protocol.html 服务条款(EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

Screenshots

Expense Tracker4 screens
小皮账本4 screens

Verdict

The call

The clearest difference is update cadence: Expense Tracker at every 5 days against 小皮账本's monthly. On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Expense Tracker sells 2 in-app purchases, starting at $0.99 per month and 小皮账本 sells 3 in-app purchases, starting at $1.99 per month. Whichever you choose, the download price is not the number that matters.

UpkeepUpdate frequency

Expense Tracker ships an update every 5 days, 小皮账本 monthly. The most recent releases landed on October 25, 2026 and October 24, 2026 respectively.

Scorecard1 real difference · 7 level
Expense Tracker versus 小皮账本: the parameters behind the verdict, then further details
ParameterExpense Tracker小皮账本
PriceFreeFree
Positive reviews50.0% of reviews—
Update frequencyEvery 5 days — betterMonthly
AdsNoNo
In-app purchasesYesYes
MonetizationFreemium—
DevicesiPhoneiPhone, iPad — better
Requires iOS17.016.0 — better
Further details — not scored
Size102 MB85 MB
Age rating4+9+
Developer巍 阮Hefei Jiniangu Technology Co., Ltd.

In-app purchases

2 purchases

Expense Tracker

Subscriptions2
  • 考拉记账会员(月)$0.991 Month
  • 考拉记账会员(年)$6.991 Year
3 purchases

小皮账本

Subscriptions3
  • 月会员$1.991 Month
  • 季度会员$3.993 Months
  • 年会员$6.991 Year

Questions

Is Expense Tracker free?
Expense Tracker is free to download, with in-app purchases available.
Is 小皮账本 free?
小皮账本 is free to download, with in-app purchases available.
Do Expense Tracker or 小皮账本 have ads?
Neither Expense Tracker nor 小皮账本 shows ads.
Which is updated more often, Expense Tracker or 小皮账本?
Expense Tracker ships an update every 5 days, and 小皮账本 monthly. Most recently, Expense Tracker was updated on October 25, 2026 and 小皮账本 on October 24, 2026.

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