Expense Tracker vs 小皮账本
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Expense Tracker
This minimalist bookkeeping app helps you effortlessly track income and expenses with organized categories, tags, and multi-account management. Visualize your spending with professional analytics and enjoy features like multi-currency support and cloud sync for seamless data management across devices.
- Effortless bookkeeping with categories and tags
- Calendar overview of daily income and expenses
- Professional spending analytics with charts
- Multi-account management with balance tracking
- Multi-currency support with real-time exchange rates
- Import/export data (CSV, Excel)
- Cloud sync across devices
- Scheduled recurring transactions
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Expense Tracker: Koala is a minimalist bookkeeping app that keeps every transaction crystal clear. ▶ EFFORTLESS BOOKKEEPING Record income, expenses, and transfers in seconds. Parent-child categories and tags keep everything organized. ▶ CALENDAR OVERVIEW View daily income and expenses on a monthly calendar. Tap any date to see detailed transactions. ▶ PROFESSIONAL ANALYTICS Pie charts, bar charts, and trend graphs analyze your spending by category, tag, or account. ▶ MULTI-ACCOUNT MANAGEMENT Support for cash, bank cards, credit cards, e-wallets, and more — with balance tracking and credit card billing cycles. ▶ MULTI-CURRENCY & EXCHANGE RATES Built-in global currency support with real-time exchange rate updates, so international spending is always accurately tracked. ▶ IMPORT & EXPORT Import from WeChat, Alipay, or CSV templates. Export to CSV/Excel for flexible data portability. ▶ CLOUD SYNC Sign in to sync across all your devices in real time. Never lose your data when switching phones. ▶ SCHEDULED BOOKKEEPING Set recurring rules for rent, salary, and more — transactions are created automatically. ▶ SHORTCUTS QUICK ENTRY Add Koala's built-in Shortcut with one tap. Trigger it right from WeChat, Alipay, or any payment page to instantly pop up the entry window — log it and jump straight back, no app-switching required. ▶ iOS WIDGETS Home screen widgets show today's or this month's totals at a glance. ▶ 5 LANGUAGES Supports Simplified Chinese, Traditional Chinese, English, Japanese, and Korean. ▶ PRIVACY FIRST Apple Sign-In authentication. Local-first data storage. Your financial data stays private. ▶ Terms of Use (EULA) https://www.apple.com/legal/internet-services/itunes/dev/stdeula/
小皮账本
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【小皮账本 · 让 AI 替你管钱】 厌倦了打开 App、翻分类、一条条手动填? 小皮账本用 AI 对话的方式,让记账变得和发微信一样轻松。 — 核心功能 — AI 智能记账 直接和 AI 说话:「午饭35块」「今天买了件衣服150」,AI 自动解析分类、金额、时间,一键入账,无需手动选分类。 截图识别记账 拍下收据、账单截图,AI 自动识别金额和消费项目,快速完成记录。 语音输入 开口说话即可记账,双击手机背面即可唤起,随时随地记录每一笔。 财务分析图表 消费趋势图、资产分布图、本月 TOP3 支出分类,一眼看清钱都去了哪。AI 还会提供个性化的健康消费建议。 账单时间轴 按日查看支出/收入明细,清晰呈现每一天的资金流向。 账户资产管理 多账户余额统览,现金、银行卡、支付宝、微信,统一管理不遗漏。 全局搜索 快速检索历史账单,任何时间任何金额都能秒找到。 数据导出 支持导出 PDF 或 Excel,方便报销、对账、留存备份。 — 高级版(PRO)— · AI 记账无限次对话 · 截图识别记账无限次 · 全部财务分析图表 · AI 人设个性化配置 · 无限导出 PDF/Excel · 多设备实时云端同步 · 去除所有广告 订阅方案灵活:月度、季度、年度随心选,年度最划算。 — 为什么选小皮账本?— 记账门槛极低:不用背分类、不用打开 App 专门记,随手一说就搞定 数据完全安全:本地存储为主,支持云端同步,隐私有保障 界面简洁好看:手绘风设计,清新不刻板,用起来心情好 iOS 原生体验:支持 iOS 16 及以上,流畅、省电、响应快 — 适合这些人 — · 想养成记账习惯但总忘记/嫌麻烦的你 · 想知道钱花哪里了但不想花时间整理的你 · 想用 AI 工具但希望有实际用途的你 · 精打细算、认真理财的你 立即下载,让 AI 帮你管住每一分钱! 隐私政策:http://jiniangu.top/web/xiaopi/privacy.html 用户协议:http://jiniangu.top/web/xiaopi/protocol.html 服务条款(EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/
Screenshots
Verdict
The clearest difference is update cadence: Expense Tracker at every 5 days against 小皮账本's monthly. On price, ads, in-app purchases and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Expense Tracker sells 2 in-app purchases, starting at $0.99 per month and 小皮账本 sells 3 in-app purchases, starting at $1.99 per month. Whichever you choose, the download price is not the number that matters.
Expense Tracker ships an update every 5 days, 小皮账本 monthly. The most recent releases landed on October 25, 2026 and October 24, 2026 respectively.
| Parameter | Expense Tracker | 小皮账本 |
|---|---|---|
| Price | Free | Free |
| Positive reviews | 50.0% of reviews | — |
| Update frequency | Every 5 days — better | Monthly |
| Ads | No | No |
| In-app purchases | Yes | Yes |
| Monetization | Freemium | — |
| Devices | iPhone | iPhone, iPad — better |
| Requires iOS | 17.0 | 16.0 — better |
| Further details — not scored | ||
| Size | 102 MB | 85 MB |
| Age rating | 4+ | 9+ |
| Developer | 巍 阮 | Hefei Jiniangu Technology Co., Ltd. |
In-app purchases
Expense Tracker
- 考拉记账会员(月)$0.991 Month
- 考拉记账会员(年)$6.991 Year
小皮账本
- 月会员$1.991 Month
- 季度会员$3.993 Months
- 年会员$6.991 Year









