I.O.Then vs ClearDues

I.O.Then - the app that keeps your stuff coming back! You know how it goes. Someone borrows your charger “for a minute”, your drill “just for today”, or your book “until the weekend”. Weeks pass. Months. Suddenly you’re wondering if you ever owned that thing at all. I.O.Then fixes that exact problem. Not in theory. For you. Take a quick photo of the item. Let the borrower sign with a finger. Set a return date. That’s it. You’ve created a tiny, friendly agreement that no one forgets. No awkward reminders. No “hey, remember that thing…?” messages. I.O.Then handles the nudging so you don’t have to. Why you’ll actually use it You stop losing your stuff to forgetful friends. You never feel uncomfortable reminding someone. You always know who has what and when it’s coming back. You get a clear history of every item you’ve lent out. It’s not about managing debts. It’s about keeping your belongings in your life instead of disappearing into someone else’s. How it makes your life easier Your neighbor borrows a tool and actually returns it. Your sibling takes your charger and doesn’t “accidentally keep it”. Your coworker returns that book you recommended instead of adopting it. If you lend your stuff even occasionally, I.O.Then quietly protects your time, your patience, and your things. That’s why it belongs on your phone. Because you’re tired of being the responsible one who remembers everything. Because you want your things back without chasing people. Because you deserve an app that handles the awkward part for you. I.O.Then keeps your belongings safe, your relationships smooth, and your sanity intact. You can use it for money debts too. And you can even keep track of your own debts — if you really want to ;)

Take control of your subscriptions with ClearDues, a privacy-first subscription tracker designed exclusively for iOS. No bank connections, no servers, no tracking—just beautiful, native design and complete control over your financial data. WHY CLEARDUES? In a world where every finance app demands access to your bank accounts, ClearDues takes a different path: your data stays yours. We never connect to bank APIs, never see your financial information, and never track you. Everything is stored securely on your device. STUNNING NATIVE DESIGN - Liquid Glass aesthetic with translucent interfaces that adapt to your wallpaper - Pseudo-cards to organize subscriptions by payment method - Beautiful charts and visual analytics for spending insights - Full support for Light and Dark modes with ambient glow effects - Feels like a natural part of iOS, not a third-party app SMART FEATURES - AI Bill Scanner: Point your camera at any receipt and Vision AI extracts subscription details automatically—all processed on-device - Trial Tracking: Lock Screen Live Activities countdown the days until trials expire, so you never get charged unexpectedly - Calendar Integration: See upcoming bills alongside your life events in Apple Calendar - Spending Reports: Beautiful charts show monthly vs yearly breakdowns, top expenses, and spending trends - Interactive Widgets: Access upcoming dues right from your Home Screen DEEPLY INTEGRATED - Siri Shortcuts: "Hey Siri, what's due this week in ClearDues?" - Home Screen Widgets: Quick access to your subscription overview - Control Center Widgets: Add subscriptions and view monthly totals (iOS 18+) - Live Activities: Real-time trial countdowns on your Lock Screen PRIVACY FIRST - Local Storage: All data stored on-device with SwiftData—nothing touches the cloud - Biometric Security: Optional FaceID/TouchID protection for sensitive data - Privacy Veil: App content automatically hidden in the App Switcher - Zero Analytics: No tracking, no telemetry, no data collection. Ever. PERFECT FOR - Anyone tired of surprise subscription charges - Privacy-conscious users who refuse to link bank accounts - People managing multiple streaming services, SaaS tools, or memberships - Users who want beautiful, native iOS experiences Built entirely with SwiftUI, SwiftData, WidgetKit, and the latest Apple technologies, ClearDues showcases what's possible when privacy meets premium design. Your financial data belongs to you. Full stop.