I.O.Then vs Yula

I.O.Then - the app that keeps your stuff coming back! You know how it goes. Someone borrows your charger “for a minute”, your drill “just for today”, or your book “until the weekend”. Weeks pass. Months. Suddenly you’re wondering if you ever owned that thing at all. I.O.Then fixes that exact problem. Not in theory. For you. Take a quick photo of the item. Let the borrower sign with a finger. Set a return date. That’s it. You’ve created a tiny, friendly agreement that no one forgets. No awkward reminders. No “hey, remember that thing…?” messages. I.O.Then handles the nudging so you don’t have to. Why you’ll actually use it You stop losing your stuff to forgetful friends. You never feel uncomfortable reminding someone. You always know who has what and when it’s coming back. You get a clear history of every item you’ve lent out. It’s not about managing debts. It’s about keeping your belongings in your life instead of disappearing into someone else’s. How it makes your life easier Your neighbor borrows a tool and actually returns it. Your sibling takes your charger and doesn’t “accidentally keep it”. Your coworker returns that book you recommended instead of adopting it. If you lend your stuff even occasionally, I.O.Then quietly protects your time, your patience, and your things. That’s why it belongs on your phone. Because you’re tired of being the responsible one who remembers everything. Because you want your things back without chasing people. Because you deserve an app that handles the awkward part for you. I.O.Then keeps your belongings safe, your relationships smooth, and your sanity intact. You can use it for money debts too. And you can even keep track of your own debts — if you really want to ;)

Take control of your subscriptions, bills, and daily expenses with Yula — your personal expense tracker and budget planner. Managing money shouldn’t be complicated. Yula brings your recurring payments, everyday spending, and monthly budget together in one simple app, helping you understand where your money goes. TRACK SUBSCRIPTIONS & RECURRING PAYMENTS Keep all your subscriptions and recurring expenses organized in one place. Track streaming services, memberships, rent, utilities, and other regular payments. • Add and manage recurring expenses. • Track weekly, biweekly, monthly, and yearly payments. • View upcoming bills and payment dates. • Identify subscriptions you may no longer need. • See your monthly spending in one place. DAILY EXPENSE TRACKER Stay aware of your everyday spending without complicated spreadsheets. • Record daily expenses in seconds. • Organize spending by category. • Review your spending habits. • Track expenses in different currencies. • Understand your spending with clear summaries. BUDGET PLANNER & SPENDING ANALYSIS Set a monthly budget and make more informed financial decisions. • Create and manage your monthly budget. • Compare recurring expenses against your budget. • Explore spending breakdowns and financial insights. • Understand which categories cost you the most. • Discover opportunities to improve your spending habits. BILL REMINDERS Keep track of upcoming payments with helpful reminders. • Receive reminders for recurring bills. • Stay informed about upcoming payment dates. • Organize your regular financial commitments. YOUR PERSONAL SPENDING ASSISTANT Ask Yula questions about your recorded expenses and explore your finances through a simple chat experience. • Ask about your subscriptions and spending. • Explore budget-related questions. • Get suggestions based on your financial records. • Understand your expenses through conversational summaries. MULTI-CURRENCY SUPPORT Track expenses in multiple currencies and view current conversions in your selected base currency. Exchange rates may be cached or estimated when live rates are unavailable. UNLOCK YULA PREMIUM Upgrade with a single lifetime purchase to unlock: • Unlimited recurring expense records. • Unlimited daily expense entries. • Unlimited messages with the Yula assistant. • Spending-based savings suggestions. • CSV and PDF export. One payment. Lifetime Premium access. No recurring subscription. WHY YULA? Yula combines subscription tracking, daily expense management, budget planning, and spending insights in one easy-to-use app. Whether you’re tracking monthly bills, managing subscriptions, or organizing everyday expenses, Yula helps you see your financial picture more clearly. Start tracking your spending with Yula today.