Comparison

WorthIt Finance vs CentPay

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

WorthIt Finance

Build positive money habits by tracking your net worth weekly. Stay motivated with streaks, achievements, and clear progress visualization without complex spreadsheets. Includes tools for financial planning and compound interest calculations.

Highlights
  • Weekly net worth tracking
  • Habit building with streaks and achievements
  • Asset and liability organization
  • Monthly expense and savings tracking
  • Compound interest and FIRE calculators
  • Goal setting and motivation tools
Features
Read full description

WorthIt Finance helps you build a simple money habit one Check-In at a time. Track your net worth weekly, stay consistent with streaks and achievements, and get clarity without spreadsheets. What you can do • Check-In: log your assets and liabilities and see your net worth change over time • Accounts: organize balances by account type (assets vs liabilities) • Monthly Plan: track fixed expenses and fixed investing/savings, then review progress month-to-month • Tools: run a Compound Interest calculator and a FIRE calculator anytime • Goals + gamification: streaks, XP, achievements, and simple motivation to stay consistent • Reminders: optional notifications so you don’t miss your next check-in

About

CentPay

Features
Read full description

CentPay – Spend Your Crypto Anywhere CentPay makes it easy to use your cryptocurrency for real-world spending. Deposit supported digital assets and convert them into fiat instantly, then spend using CentPay virtual cards — online, in stores, and globally. Designed for speed, security, and simplicity, CentPay bridges the gap between crypto and everyday payments. Key Features • Deposit and manage supported cryptocurrencies • Virtual cards for online and in-store payments • Real-time balance and transaction tracking • Secure authentication and data protection • Fast, low-fee transactions • User-friendly and intuitive interface Why Choose CentPay? • Use crypto like traditional money • Spend globally wherever cards are accepted • No complex setup — simple and efficient • Built with strong security standards CentPay empowers you to unlock the true value of your crypto by turning it into everyday spending power — fast, secure, and reliable. Download CentPay and experience seamless crypto payments today.

Screenshots

WorthIt Finance4 screens
CentPay4 screens

Verdict

The call

The clearest difference is iOS requirement: CentPay at 15.0 against WorthIt Finance's 17.0. On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Scorecard1 real difference · 8 level
WorthIt Finance versus CentPay: the parameters behind the verdict, then further details
ParameterWorthIt FinanceCentPay
PriceFreeFree
Rating5.0 (1 ratings) — better—
Number of ratings1 — better—
Update frequency—Every 11 days
AdsNoNo
In-app purchasesNoNo
MonetizationFree—
DevicesiPhone, iPadiPhone, iPad, iPod — better
Requires iOS17.015.0 — better
Further details — not scored
Size4 MB37 MB
Age rating4+4+
DeveloperCaleb FunderburkCENTFX Limited

In-app purchases

None

WorthIt Finance

No in-app purchases

None

CentPay

No in-app purchases

Questions

Is WorthIt Finance free?
WorthIt Finance is free to download, with no in-app purchases.
Is CentPay free?
CentPay is free to download, with no in-app purchases.
Do WorthIt Finance or CentPay have ads?
Neither WorthIt Finance nor CentPay shows ads.

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