Expense Tracker & Spending Log vs Splitflow
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Expense Tracker & Spending Log
Manually track your spending and income with a focus on quick entry. Visualize your financial habits with customizable charts and set budgets to stay on track. Premium features include receipt scanning and recurring transaction automation.
- Quick expense and income logging
- Double-entry accounting
- Multi-currency accounts
- Customizable budgets
- Detailed spending charts
- Receipt scanning (Premium)
- Recurring transactions (Premium)
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A spending log you can actually keep up with. Open it, tap the amount, pick the account — done, in about three seconds, before you have put your wallet away. No bank to connect, no account to create, no setup wizard standing between you and the first entry. WHY THIS ONE STICKS Most budgeting apps are abandoned for the same reason: logging is a chore. So this one is built around a keypad instead of a form. The number pad opens first, the account you used last is already selected, and one tap files it. A Home-screen shortcut and a Siri shortcut jump straight to a new transaction, so it is two taps from a locked phone. It is a manual tracker, deliberately. It does not read your bank feed and it does not guess what you spent. You write it down, and in return you actually know where the money went. WHAT YOU CAN DO Log expenses, income and transfers Every entry is double-entry underneath — money always leaves one place and arrives in another — so your balances stay honest without you having to think about it. Keep accounts in different currencies Give each account its own currency. A card in dollars, cash in euros, savings in pounds: amounts are converted as you go and still add up to one balance you can trust. Budget by day, week, month or year Set a limit and watch what is left, not just what is gone. See where it actually went Charts by category, by account and over time, filtered to any date range — an answer in ten seconds, not a dashboard you have to study. Make it yours Name accounts what you call them, give each one an emoji and a colour, and hide the small change if round numbers are easier to read. PREMIUM Everything above is free. One unlock adds the things that save the most typing: • Scan a receipt instead of entering it — point the camera and the merchant, date, subtotal and total are read and filled in for you • Recurring transactions — rent, salary, subscriptions and loan payments log themselves, daily through annually • Category budgets — a separate limit for each category, not just one overall figure • Transaction notes — remember the "why" behind an entry Premium is available monthly, yearly, or as a one-time purchase that never expires. Family Sharing is enabled, so a single purchase covers your family group. PRIVACY No ads, and no account to create. Your transactions are kept on your device; the only thing sent to a server is a receipt you choose to scan, so that it can be read for you. Privacy Policy: https://ymnktb.notion.site/p12y Terms of Use: https://ymnktb.notion.site/t14e
Splitflow
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Splitflow - Shared expenses, made simple Splitflow helps you manage shared expenses in a clear, calm, and human way. Whether you’re tracking costs on your own, as a couple, with roommates, or while traveling, Splitflow adapts to how people actually share money. No stress, no awkward conversations - just clarity. Groups designed for real life Splitflow is built around groups, each one designed for a specific context: Solo – track personal expenses in a private space Couple – split daily expenses with a soft, balanced view Home / Roommates – manage rent, bills, and shared costs Travel – keep trips organized and fair Projects & events – manage budgets for specific goals Each group is independent, flexible, and easy to understand at a glance. ______ Made for couples Splitflow includes features specifically designed for couples: Default or custom split rules Clear balances without pressure A neutral, non-judgmental design that reduces friction Money stays visible, not stressful. ______ Automatic & custom categories Expenses are organized with automatic categories You can also create custom categories to fit your habits Visual summaries help you understand where money goes, not just how much Less numbers, more insight. ______ Widgets that keep you on track Stay in control without opening the app: Home Screen widgets for quick expense overviews Helpful for individuals and shared groups Always up to date, always clear ______ Offline-first & private by design Use Splitflow without an account: data stays only on your device Sign in with Apple to sync securely via iCloud / CloudKit No ads, no tracking, no data sold to third parties Your data stays yours. ______ Why Splitflow? Simple and fast to use Designed to reduce tension, not create it Clear balances, calm design, real understanding Splitflow helps people share expenses — without sharing stress. ______ Privacy Policy: Splitflow does not share user data with third parties; users can delete their data at any time, and Apple account sign-in enables secure syncing across devices and users. ______ Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/
Screenshots
Verdict
The clearest difference is iOS requirement: Splitflow at 18.6 against Expense Tracker & Spending Log's 26. On price, ads, in-app purchases and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Expense Tracker & Spending Log sells 3 in-app purchases, starting at $4.99 per month and Splitflow sells 3 in-app purchases, starting at $0.99 per 7 days. Whichever you choose, the download price is not the number that matters.
| Parameter | Expense Tracker & Spending Log | Splitflow |
|---|---|---|
| Price | Free | Free |
| Rating | 4.0 (1 ratings) — better | — |
| Positive reviews | 100.0% of reviews | — |
| Number of ratings | 1 — better | — |
| Update frequency | Every 4 days | — |
| Ads | No | No |
| In-app purchases | Yes | Yes |
| Monetization | Freemium | — |
| Devices | iPhone | iPhone |
| Requires iOS | 26 | 18.6 — better |
| Further details — not scored | ||
| Size | 14 MB | 8 MB |
| Age rating | 4+ | 9+ |
| Developer | Swazer Ltd. | Giacomo Giugie |
In-app purchases
Expense Tracker & Spending Log
- Monthly$4.991 Month
- Annual$19.991 Year
- Lifetime$69.99
Splitflow
- Premium for a Week$0.997 Days
- SplitFlow - Yearly Subscription$22.991 Year
- Splitflow - all feature forever$39.99
Questions
Is Expense Tracker & Spending Log free?
Is Splitflow free?
Do Expense Tracker & Spending Log or Splitflow have ads?
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