Expense Tracker & Spending Log vs Cashpane
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Expense Tracker & Spending Log
Manually track your spending and income with a focus on quick entry. Visualize your financial habits with customizable charts and set budgets to stay on track. Premium features include receipt scanning and recurring transaction automation.
- Quick expense and income logging
- Double-entry accounting
- Multi-currency accounts
- Customizable budgets
- Detailed spending charts
- Receipt scanning (Premium)
- Recurring transactions (Premium)
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A spending log you can actually keep up with. Open it, tap the amount, pick the account — done, in about three seconds, before you have put your wallet away. No bank to connect, no account to create, no setup wizard standing between you and the first entry. WHY THIS ONE STICKS Most budgeting apps are abandoned for the same reason: logging is a chore. So this one is built around a keypad instead of a form. The number pad opens first, the account you used last is already selected, and one tap files it. A Home-screen shortcut and a Siri shortcut jump straight to a new transaction, so it is two taps from a locked phone. It is a manual tracker, deliberately. It does not read your bank feed and it does not guess what you spent. You write it down, and in return you actually know where the money went. WHAT YOU CAN DO Log expenses, income and transfers Every entry is double-entry underneath — money always leaves one place and arrives in another — so your balances stay honest without you having to think about it. Keep accounts in different currencies Give each account its own currency. A card in dollars, cash in euros, savings in pounds: amounts are converted as you go and still add up to one balance you can trust. Budget by day, week, month or year Set a limit and watch what is left, not just what is gone. See where it actually went Charts by category, by account and over time, filtered to any date range — an answer in ten seconds, not a dashboard you have to study. Make it yours Name accounts what you call them, give each one an emoji and a colour, and hide the small change if round numbers are easier to read. PREMIUM Everything above is free. One unlock adds the things that save the most typing: • Scan a receipt instead of entering it — point the camera and the merchant, date, subtotal and total are read and filled in for you • Recurring transactions — rent, salary, subscriptions and loan payments log themselves, daily through annually • Category budgets — a separate limit for each category, not just one overall figure • Transaction notes — remember the "why" behind an entry Premium is available monthly, yearly, or as a one-time purchase that never expires. Family Sharing is enabled, so a single purchase covers your family group. PRIVACY No ads, and no account to create. Your transactions are kept on your device; the only thing sent to a server is a receipt you choose to scan, so that it can be read for you. Privacy Policy: https://ymnktb.notion.site/p12y Terms of Use: https://ymnktb.notion.site/t14e
Cashpane
Log expenses in just two taps with this straightforward finance app. It provides a clear overview of your spending, remaining budget, and category breakdowns, all stored locally on your device for enhanced privacy.
- Two-tap expense logging
- Local data storage
- Spending dashboard
- Category spending breakdown
- Monthly budget limits
- Expense history with filters
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Two taps and a spend is logged. That's the whole pitch. Open Cashpane. Tap +10. Tap Food. Done. Your dashboard shows what you've got, what you spent this month, and how much is left. That's it. — FAST The app opens straight to the amount. +5, +10, +50 chips so you almost never type a number. A haptic confirms the save. Two taps, back to life. — ON YOUR PHONE Your spending stays on your phone. No account to make, no bank login, no ads, no cloud sync. Every expense, income, and limit lives in a local database on your device — and in your iPhone backup if you keep one. The only thing Cashpane sends anywhere is anonymous crash and performance data, so we can find and fix bugs quickly. What you spent never leaves your phone. — FREE The whole app. No subscription, no "Pro" upgrade, no locked features, no ads. Free now and free later. — MADE FOR iOS Swift Charts for the spending donut. SwiftUI sheets that snap to the right detents. SF Symbols for every category. It feels like part of your phone, not a web page in a wrapper. WHAT'S INSIDE • Wallet balance, monthly spent, monthly remaining — three numbers, one glance • Quick-add expenses with category chips • Spending breakdown by category (today / week / month / custom range) • Monthly limits with overspend tracking • History with category filters • Opening balance to start from your real cash on day one • Automatic currency detection from your device locale WHAT IT ISN'T (BY DESIGN) • No bank account sync — your credentials never leave your bank • No multi-currency — one currency per device, kept simple • No "smart" categorization, no AI — you decide where things go Requires iPhone with iOS 18 or later.
Screenshots
Verdict
The clearest difference is rating: Cashpane at 5.0 against Expense Tracker & Spending Log's 4.0. Cashpane also leads on in-app purchases (none vs 3) and iOS requirement (18.0 vs 26). On price, ratings volume, ads and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Expense Tracker & Spending Log sells 3 in-app purchases, starting at $4.99 per month. Cashpane asks for nothing beyond the download.
Cashpane holds the better App Store score, 5.0 against 4.0. Both are backed by a comparable volume of ratings — 1 and 1 respectively.
| Parameter | Expense Tracker & Spending Log | Cashpane |
|---|---|---|
| Price | Free | Free |
| Rating | 4.0 (1 ratings) | 5.0 (1 ratings) — better |
| Positive reviews | 100.0% of reviews | — |
| Number of ratings | 1 | 1 |
| Update frequency | Weekly | — |
| Ads | No | No |
| In-app purchases | Yes | No — better |
| Monetization | Freemium | Free — better |
| Devices | iPhone | iPhone |
| Requires iOS | 26 | 18.0 — better |
| Further details — not scored | ||
| Size | 19 MB | 54 MB |
| Age rating | 4+ | 4+ |
| Developer | Swazer Ltd. | Bartosz Boruta |
In-app purchases
Expense Tracker & Spending Log
- Monthly$4.991 Month
- Annual$19.991 Year
- Lifetime$69.99
Cashpane
No in-app purchases
Questions
Is Expense Tracker & Spending Log free?
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