Expense Tracker & Spending Log vs Tally
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Expense Tracker & Spending Log
Manually track your spending and income with a focus on quick entry. Visualize your financial habits with customizable charts and set budgets to stay on track. Premium features include receipt scanning and recurring transaction automation.
- Quick expense and income logging
- Double-entry accounting
- Multi-currency accounts
- Customizable budgets
- Detailed spending charts
- Receipt scanning (Premium)
- Recurring transactions (Premium)
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A spending log you can actually keep up with. Open it, tap the amount, pick the account — done, in about three seconds, before you have put your wallet away. No bank to connect, no account to create, no setup wizard standing between you and the first entry. WHY THIS ONE STICKS Most budgeting apps are abandoned for the same reason: logging is a chore. So this one is built around a keypad instead of a form. The number pad opens first, the account you used last is already selected, and one tap files it. A Home-screen shortcut and a Siri shortcut jump straight to a new transaction, so it is two taps from a locked phone. It is a manual tracker, deliberately. It does not read your bank feed and it does not guess what you spent. You write it down, and in return you actually know where the money went. WHAT YOU CAN DO Log expenses, income and transfers Every entry is double-entry underneath — money always leaves one place and arrives in another — so your balances stay honest without you having to think about it. Keep accounts in different currencies Give each account its own currency. A card in dollars, cash in euros, savings in pounds: amounts are converted as you go and still add up to one balance you can trust. Budget by day, week, month or year Set a limit and watch what is left, not just what is gone. See where it actually went Charts by category, by account and over time, filtered to any date range — an answer in ten seconds, not a dashboard you have to study. Make it yours Name accounts what you call them, give each one an emoji and a colour, and hide the small change if round numbers are easier to read. PREMIUM Everything above is free. One unlock adds the things that save the most typing: • Scan a receipt instead of entering it — point the camera and the merchant, date, subtotal and total are read and filled in for you • Recurring transactions — rent, salary, subscriptions and loan payments log themselves, daily through annually • Category budgets — a separate limit for each category, not just one overall figure • Transaction notes — remember the "why" behind an entry Premium is available monthly, yearly, or as a one-time purchase that never expires. Family Sharing is enabled, so a single purchase covers your family group. PRIVACY No ads, and no account to create. Your transactions are kept on your device; the only thing sent to a server is a receipt you choose to scan, so that it can be read for you. Privacy Policy: https://ymnktb.notion.site/p12y Terms of Use: https://ymnktb.notion.site/t14e
Tally
This app simplifies accounting by automatically generating double-entry bookkeeping entries from conversational transaction inputs. It offers AI-powered analysis, financial statement generation, and asset management tools for personal or business use.
- AI automatic journal entries
- AI chatbot for transaction completion
- Ledger for account transaction history
- Automated financial statements
- Dashboard for income/expense summary
- Fixed asset depreciation management
- Foreign currency transaction handling
- Export data to CSV and PDF
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tally는 대화하듯 거래를 입력하면 AI가 자동으로 복식부기 분개를 만들어주는 가계부 앱입니다. "엄마가 5,000원 용돈을 주셨어" 처럼 말하면 차변·대변 분개가 자동으로 생성됩니다. 【주요 기능】 • AI 자동 분개 — 자연어 입력 → 복식부기 분개 자동 생성 • AI 챗봇 — 정보가 부족하면 AI가 이어서 질문하며 분개 완성 • 원장 — 계정별 거래 내역 및 잔액 확인 • 재무제표 — 재무상태표·손익계산서·현금흐름표 자동 생성 • 대시보드 — 이번 달 수입·지출 요약 및 채권·채무 현황 • 고정자산 — 비품·차량 등 내용연수 기반 감가상각 관리 • 외화거래 — 달러·엔화 등 외화 계정 및 외환차익 처리 • 연마감 — 연도별 감가상각·선급비용 자동 정산 및 이익잉여금 대체 • 내보내기 — 전표 데이터 CSV 다운로드 및 재무제표 PDF 저장 • 학습퀴즈 — 복식부기 개념 퀴즈 (초급·중급·고급, 내 원장 기반 문제) 이용약관: https://kidsbiz-kidledger.vercel.app/terms 개인정보처리방침: https://kidsbiz-kidledger.vercel.app/privacy
Screenshots
Verdict
The clearest difference is rating: Tally at 5.0 against Expense Tracker & Spending Log's 4.0. Tally also leads on iOS requirement (17.0 vs 26). On price, ratings volume, update cadence and ads there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Expense Tracker & Spending Log sells 3 in-app purchases, starting at $4.99 per month and Tally sells 3 in-app purchases, starting at $4.99 per month. Whichever you choose, the download price is not the number that matters.
Tally holds the better App Store score, 5.0 against 4.0. Both are backed by a comparable volume of ratings — 1 and 1 respectively.
Expense Tracker & Spending Log ships an update weekly, Tally every 4 days. The most recent releases landed on October 19, 2026 and October 24, 2026 respectively.
| Parameter | Expense Tracker & Spending Log | Tally |
|---|---|---|
| Price | Free | Free |
| Rating | 4.0 (1 ratings) | 5.0 (1 ratings) — better |
| Positive reviews | 100.0% of reviews | — |
| Number of ratings | 1 | 1 |
| Update frequency | Weekly | Every 4 days — better |
| Ads | No | No |
| In-app purchases | Yes | Yes |
| Monetization | Freemium | Free with in-app purchases |
| Devices | iPhone | iPhone |
| Requires iOS | 26 | 17.0 — better |
| Further details — not scored | ||
| Size | 19 MB | 5 MB |
| Age rating | 4+ | 12+ |
| Developer | Swazer Ltd. | CHOONGKOO KANG |
Customer experience
Expense Tracker & Spending Log
Tally
In-app purchases
Expense Tracker & Spending Log
- Monthly$4.991 Month
- Annual$19.991 Year
- Lifetime$69.99
Tally
- Basic$4.991 Month
- Premium$9.991 Month
- Premium Plus$11.991 Month
Questions
Is Expense Tracker & Spending Log free?
Is Tally free?
Which has better reviews, Expense Tracker & Spending Log or Tally?
Do Expense Tracker & Spending Log or Tally have ads?
Which is updated more often, Expense Tracker & Spending Log or Tally?
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