Comparison

Expense Tracker & Spending Log vs Tally

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Expense Tracker & Spending Log

Manually track your spending and income with a focus on quick entry. Visualize your financial habits with customizable charts and set budgets to stay on track. Premium features include receipt scanning and recurring transaction automation.

Highlights
  • Quick expense and income logging
  • Double-entry accounting
  • Multi-currency accounts
  • Customizable budgets
  • Detailed spending charts
  • Receipt scanning (Premium)
  • Recurring transactions (Premium)
Features
Read full description

A spending log you can actually keep up with. Open it, tap the amount, pick the account — done, in about three seconds, before you have put your wallet away. No bank to connect, no account to create, no setup wizard standing between you and the first entry. WHY THIS ONE STICKS Most budgeting apps are abandoned for the same reason: logging is a chore. So this one is built around a keypad instead of a form. The number pad opens first, the account you used last is already selected, and one tap files it. A Home-screen shortcut and a Siri shortcut jump straight to a new transaction, so it is two taps from a locked phone. It is a manual tracker, deliberately. It does not read your bank feed and it does not guess what you spent. You write it down, and in return you actually know where the money went. WHAT YOU CAN DO Log expenses, income and transfers Every entry is double-entry underneath — money always leaves one place and arrives in another — so your balances stay honest without you having to think about it. Keep accounts in different currencies Give each account its own currency. A card in dollars, cash in euros, savings in pounds: amounts are converted as you go and still add up to one balance you can trust. Budget by day, week, month or year Set a limit and watch what is left, not just what is gone. See where it actually went Charts by category, by account and over time, filtered to any date range — an answer in ten seconds, not a dashboard you have to study. Make it yours Name accounts what you call them, give each one an emoji and a colour, and hide the small change if round numbers are easier to read. PREMIUM Everything above is free. One unlock adds the things that save the most typing: • Scan a receipt instead of entering it — point the camera and the merchant, date, subtotal and total are read and filled in for you • Recurring transactions — rent, salary, subscriptions and loan payments log themselves, daily through annually • Category budgets — a separate limit for each category, not just one overall figure • Transaction notes — remember the "why" behind an entry Premium is available monthly, yearly, or as a one-time purchase that never expires. Family Sharing is enabled, so a single purchase covers your family group. PRIVACY No ads, and no account to create. Your transactions are kept on your device; the only thing sent to a server is a receipt you choose to scan, so that it can be read for you. Privacy Policy: https://ymnktb.notion.site/p12y Terms of Use: https://ymnktb.notion.site/t14e

About

Tally

Features
Read full description

Tally turns what you say into a tracked expense. Say "twelve euros on coffee" and it is logged — amount, currency, category, date. No forms, no tapping through menus. Type it instead if you would rather, in whatever words come naturally. Or enter it by hand, which works offline and always will. WHAT IT DOES • Speak an expense and it is parsed and saved • Type a sentence — "8 dollars lunch yesterday" — and it understands, dates included • Mention several purchases at once and each becomes its own entry • Enter amounts by hand, no connection needed • 100+ currencies, converted to your base currency automatically • A monthly budget showing what is left, and what you can spend per day to stay inside it • History grouped by day, editable any time CATEGORIES Transport, groceries, cafe, health, shopping, entertainment, subscriptions and other — assigned for you, changed in one tap. YOUR DATA Tally has no accounts. Nothing to sign up for, no email, no password. Your expenses are stored on your iPhone and we never receive a copy. Voice and AI text entry work by sending that one recording or sentence away to be processed. The app explains this and asks before it ever happens. Decline and manual entry keeps working. Manual entry never leaves your device. FREE PLAN 10 AI entries a month, shared between voice and text. Manual entry is unlimited and always free. TALLY PRO Unlimited voice and AI text entries for $4.99 per month, with the first 7 days free. Payment is charged to your Apple Account at confirmation of purchase. The subscription renews automatically unless auto-renew is turned off at least 24 hours before the end of the current period. Manage or cancel it in Settings on your device. Privacy Policy: https://tally-privacy-delta.vercel.app Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

Screenshots

Expense Tracker & Spending Log4 screens
Tally4 screens

Verdict

The call

The clearest difference is iOS requirement: Tally at 17.6 against Expense Tracker & Spending Log's 26. On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Expense Tracker & Spending Log sells 3 in-app purchases, starting at $4.99 per month and Tally sells 1 in-app purchase, starting at $4.99 per month. Whichever you choose, the download price is not the number that matters.

Scorecard1 real difference · 9 level
Expense Tracker & Spending Log versus Tally: the parameters behind the verdict, then further details
ParameterExpense Tracker & Spending LogTally
PriceFreeFree
Rating4.0 (1 ratings) — better—
Positive reviews100.0% of reviews—
Number of ratings1 — better—
Update frequencyWeekly—
AdsNoNo
In-app purchasesYesYes
MonetizationFreemium—
DevicesiPhoneiPhone
Requires iOS2617.6 — better
Further details — not scored
Size19 MB3 MB
Age rating4+4+
DeveloperSwazer Ltd.Mansur Doshaev

In-app purchases

3 purchases

Expense Tracker & Spending Log

Subscriptions2
  • Monthly$4.991 Month
  • Annual$19.991 Year
One-time1
  • Lifetime$69.99
1 purchases

Tally

Subscriptions1
  • TallyAI Pro7 Days trial$4.991 Month

Questions

Is Expense Tracker & Spending Log free?
Expense Tracker & Spending Log is free to download, with in-app purchases available.
Is Tally free?
Tally is free to download, with in-app purchases available.
Do Expense Tracker & Spending Log or Tally have ads?
Neither Expense Tracker & Spending Log nor Tally shows ads.

Other comparisons