Masrufat vs Thumal
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Masrufat
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Masroufat (مصروفات) - Your Complete Personal Finance Solution Take control of your money with Masroufat, the comprehensive personal finance app designed to help you manage income, track expenses, achieve savings goals, and stay on budget—all in one beautiful, bilingual interface. KEY FEATURES COMPLETE FINANCIAL MANAGEMENT • Track all income (fixed & additional) • Record expenses with categories and subcategories • Monitor your balance in real-time • Prevent overspending with balance validation SMART BUDGETING • Set monthly budgets by category • Track spending in real-time • Visual progress indicators • Budget summaries and insights SAVINGS GOALS • Create multiple savings goals • Emergency fund tracking • Auto-pay installments (hands-free saving) • Progress visualization • Transfer between accounts DEBT MANAGEMENT • Track money lent to others • Track money borrowed • Installment-based repayment • Auto-pay for debt installments • Payment reminders POWERFUL ANALYTICS • Monthly summaries with charts • Category breakdowns • Custom date range analysis • Spending trends and insights • 12-month history view AUTOMATION & SMART FEATURES • Auto-pay for savings goals • Auto-pay for debt installments • Auto-add recurring income • Smart notifications and reminders • Background processing BILINGUAL & ACCESSIBLE • Full English and Arabic support • Right-to-Left (RTL) layout for Arabic • Automatic font switching • Beautiful UI in both languages PERSONALIZATION • Light and Dark themes • Customizable categories • Flexible number formatting • User preferences OFFLINE-FIRST • Works completely offline • No internet required • All data stored locally on your device • Complete privacy and security BACKUP & RESTORE • Export all your data • Import from backups • Transfer data between devices • Full data control WHY CHOOSE MASROUFAT? PRIVACY FIRST: All data stays on your device. No cloud sync, no data collection. OFFLINE FUNCTIONALITY: Works without internet connection—perfect for anywhere, anytime. AUTOMATION: Set it and forget it! Auto-pay handles your savings and debt installments automatically. COMPREHENSIVE: Everything you need in one app—income, expenses, budgets, savings, debts, and analytics. BILINGUAL: Perfect for English and Arabic speakers with full RTL support. BEAUTIFUL DESIGN: Modern, intuitive interface with light and dark themes. PERFECT FOR: • Individuals managing personal finances • Families tracking household expenses • Anyone wanting to save money automatically • People tracking debts and loans • Budget-conscious users • Arabic and English speakers GET STARTED TODAY 1. Set your initial balance 2. Add your income sources 3. Create budgets for major categories 4. Set up savings goals 5. Start tracking expenses 6. Watch your financial health improve! Download Masroufat now and take the first step toward better financial management. Your future self will thank you! --- Privacy & Security: Your financial data is stored locally on your device. We never collect, transmit, or access your personal information. Complete privacy guaranteed. Support: Visit our support page for FAQs, guides, and help. Version 1.0.0 Developed by VGA Kuwait
Thumal
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Your smart companion's allowance to organize your daily expenses Thumal answers the permanent question, where did my salary go? Easily record your expenses, or auto-link to record transactions from bank messages via Apple shortcuts, then track your spending, budget, and financial goals from one place. With Thumal you can: • Automatically record expenses from banking transaction messages after preparing the shortcut. • Manually adding and modifying expenses. • Classify your expenses to know where your owner is going. • Follow up your monthly spending and budget. • See reports that help you understand your financial habits. • Create financial goals and follow up your progress towards achieving them. • Know the amount you need to save to reach your goals on time. It doesn't just record numbers; it helps you form a clearer picture of your financial behavior and make better decisions over time. Your expenses are clearer. Your goals are closer. And your money is under your eyes.
Screenshots
Verdict
The clearest difference is iOS requirement: Masrufat at 14.0 against Thumal's 16.4. On price, ads, in-app purchases and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
| Parameter | Masrufat | Thumal |
|---|---|---|
| Price | Free | Free |
| Update frequency | — | Every 2 weeks |
| Ads | No | No |
| In-app purchases | No | No |
| Devices | iPhone, iPod — better | iPhone |
| Requires iOS | 14.0 — better | 16.4 |
| Further details — not scored | ||
| Size | 41 MB | 40 MB |
| Age rating | 4+ | 4+ |
| Developer | VALUE AND GROWTH ECONOMIC CONSULTING COMPANY SULTAN SUHAIL AL-FARHAN AND HIS PARTNERS | Mowaffaq Alhazmi |
In-app purchases
Masrufat
No in-app purchases
Thumal
No in-app purchases









