Comparison

Mokie vs Welfi

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Mokie

Features
Read full description

Mokie – Daily Expense Tracker Keeping track of your money doesn't have to be annoying. Mokie makes it easy by letting you log expenses just by chatting. Type something like "Spent $15 on lunch" and you're done. What you can do with Mokie: • Chat-based expense tracking Add income or expenses in plain language. No forms, no hassle. • Budgets that actually help Set monthly limits for categories like Food or Shopping, see how you're doing at a glance, and get notified before you go over. • Recurring transactions Automatically track subscriptions, bills, or salary with daily, weekly, or monthly repeats. • Multiple wallets Separate your cash, bank accounts, and savings so everything stays organized. • Clear spending insights Simple charts and category breakdowns help you understand where your money goes. • Make it yours Pick an AI assistant style and theme that fits you, whether you want something strict or something more friendly. Mokie is built to make daily expense tracking simple, quick, and a little more enjoyable. Privacy Policy: https://khoavodang.github.io/Mokie-Landing-Page/privacy.html Terms of Use: This app uses the standard Apple Terms of Use (EULA). https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

About

Welfi

Track all your assets and liabilities across multiple currencies and asset types in one place. Manage budgets, set savings goals, and gain insights into your financial health with an AI assistant. Plan for the future with net worth projections and retirement planning tools.

Highlights
  • Multi-currency asset tracking
  • Physical asset tracking (gold, property)
  • Envelope budgeting
  • Transaction categorization
  • Financial health score
  • AI financial assistant
  • Savings goals and projections
Features
Read full description

Your money lives in more than one country. Your money app should too, and now it’s free. Welfi brings every account, every currency, gold, property, investments, crypto and debts into one net worth, in the currency you think in. It’s private by design: your financial data is encrypted on your iPhone before it reaches us. We can’t read your balances, and Welfi never asks for your banking password. FREE, WITH NO LIMITS The whole everyday app is free, for as long as you use it. No caps on accounts, currencies, budgets or transactions. SEE WHAT’S SAFE TO SPEND One honest number: what you can spend until payday, after bills, savings and debts Home insights that tell you what changed and why A financial health score, with the exact things that would move it BILLS THAT TAKE CARE OF THEMSELVES Bills to pay and Paid, side by side When a payment arrives, Welfi matches it to the bill and marks it paid. One row, never counted twice See what’s due, what’s renewing soon, and cancel subscriptions before they charge TRANSACTIONS WITHOUT TYPING Capture payments from bank SMS, email alerts and tap-to-pay with iPhone Shortcuts Import PDF, CSV or Excel statements: read, categorised, duplicates skipped Move over from another budgeting app in minutes Split one payment across categories; attach receipts BUDGETS THAT HOLD UP Give every dollar, euro or pound a job: plan, fund and move money between categories Recurring income and bills on any schedule, from every 3 weeks to every 18 months Savings goals, with the months to each one SHARE MONEY, NOT PASSWORDS Circles: a shared, encrypted space for a trip, flatmates or an event Split expenses, see who owes whom, settle up in any currency EVERYTHING YOU OWN, AND OWE Accounts in any currency, at live rates or your own Physical gold by gram, ounce or kilo; property and vehicles with value estimates Stocks, funds and crypto with every purchase tracked Loans, cards and debts, with payoff schedules End-of-service and pension estimates for your country REPORTS AND AI Spending by category, month or quarter, net worth over time; export to CSV, Excel or PDF Ask the Welfi AI assistant about your own money, in plain language. Free accounts get 25 AI credits to start and 10 more every month WELFI PLUS One upgrade for people who want more: Live prices for your investments, crypto and markets Forecasts: net-worth projection, retirement planner and scenarios Shared household budgets, and more than 2 Circles of your own Glass and Ledger themes, with matching app icons 200 AI credits every month New accounts try Plus free for 14 days. When the trial ends you keep everything on Free. MADE FOR IPHONE AND IPAD Five themes: Pearl, Midnight and Terminal free; Glass and Ledger with Plus Face ID lock, home-screen and lock-screen widgets, quick add from anywhere A full iPad layout with sidebar and keyboard shortcuts English, Arabic and French, fully right-to-left WHY NO BANK CONNECTION Bank aggregators need your banking credentials. We don’t want them. You add accounts yourself, import a statement, or let your bank’s own alerts do the typing. That’s also how Welfi covers the banks, currencies and assets aggregators miss. Welfi shows what you hold, with sources for published figures. It’s information, not financial advice, and it never tells you what to buy, sell or move. SUBSCRIPTION Welfi is free to download and use. Welfi Plus is an optional monthly or yearly auto-renewing subscription; AI credit packs are one-time purchases that don’t expire. Prices are shown in the app before you confirm. Payment is charged to your Apple Account. Plus renews automatically unless cancelled at least 24 hours before the end of the current period. Manage or cancel in your Apple Account settings. Privacy policy: https://welfi-app.com/privacy Terms: https://welfi-app.com/terms How we protect your data: https://welfi-app.com/security

Screenshots

Mokie4 screens
Welfi4 screens

Verdict

The call

The clearest difference is update cadence: Welfi at every 5 days against Mokie's every 3 weeks. Mokie's advantage is iOS requirement (14.0 vs 18.0). On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Mokie sells 5 in-app purchases, starting at $1.99 per month and Welfi sells 6 in-app purchases, starting at $2.99 per month. Whichever you choose, the download price is not the number that matters.

UpkeepUpdate frequency

Mokie ships an update every 3 weeks, Welfi every 5 days. The most recent releases landed on October 20, 2026 and October 31, 2026 respectively.

Scorecard2 real differences · 7 level
Mokie versus Welfi: the parameters behind the verdict, then further details
ParameterMokieWelfi
PriceFreeFree
Rating—5.0 (1 ratings) — better
Number of ratings—1 — better
Update frequencyEvery 3 weeksEvery 5 days — better
AdsNoNo
In-app purchasesYesYes
Monetization—Freemium
DevicesiPhone, iPad, iPod — betteriPhone, iPad
Requires iOS14.0 — better18.0
Further details — not scored
Size83 MB41 MB
Age rating4+17+
DeveloperDANG KHO VOTannous Hanna Al Kass Hanna

In-app purchases

5 purchases

Mokie

Subscriptions4
  • Monee Pro14 Days trial$1.991 Month
  • Mokie Pro14 Days trial$1.991 Month
  • Monee Pro14 Days trial$17.991 Year
Show 1 more
  • Mokie Pro14 Days trial$17.991 Year
One-time1
  • Mokie Pro$24.99
6 purchases

Welfi

Subscriptions4
  • Monthly Plus$2.991 Month
  • Core Monthly$4.991 Month
  • Premium Yearly$24.991 Year
Show 1 more
  • Core Yearly$39.991 Year
One-time2
  • 60 AI credits$0.99
  • 300 AI credits$2.99

Questions

Is Mokie free?
Mokie is free to download, with in-app purchases available.
Is Welfi free?
Welfi is free to download, with in-app purchases available.
Do Mokie or Welfi have ads?
Neither Mokie nor Welfi shows ads.
Which is updated more often, Mokie or Welfi?
Mokie ships an update every 3 weeks, and Welfi every 5 days. Most recently, Mokie was updated on October 20, 2026 and Welfi on October 31, 2026.

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