Portfolio Journal vs Guardfolio

Portfolio Journal is the investment tracker built for long-term investors who value simplicity and privacy. No brokerage login. No server. Your data stays on your device — or syncs privately via iCloud if you choose. Just open the app once a month, enter your portfolio value, and let Portfolio Journal do the rest. --- TRACK YOUR ENTIRE PORTFOLIO • Stocks, ETFs, bonds, crypto, real estate — any asset class • Multiple accounts: brokerage, retirement, savings, and more • Monthly check-in approach: no daily noise, just long-term perspective • Net worth evolution over months and years VISUALIZE YOUR WEALTH • Evolution chart: see your portfolio grow over time • Allocation chart: know exactly where your money is • Drawdown analysis: understand your worst drops and recoveries • Interactive charts: Compare accounts, run What-If scenarios, and see Period vs Period • Year vs Year: see how each year stacks up, with a forecast for the year in progress • Calm Mode: a distraction-free view for peace of mind SET AND TRACK GOALS • Create financial goals with target amounts and deadlines • Track progress with visual indicators • Stay motivated with a clear picture of your journey KEEP AN INVESTMENT JOURNAL • Log thoughts, decisions, and lessons learned • Build a personal record of your investment mindset over time • Reflect on past decisions to improve future ones PRIVACY BY DESIGN • No account required. No login. No sign-up. • No ads and no third-party analytics: there is no advertising or tracking SDK in the app. • No servers of ours. Your data lives on your device. • iCloud sync is optional: it uses your own private iCloud database, encrypted by Apple. • Everything works 100% offline. BUILT FOR PASSIVE INVESTORS Portfolio Journal is designed for Bogleheads, ETF investors, index fund fans, and anyone following a buy-and-hold strategy. It's not a trading tool — it's a long-term companion. Whether you're tracking a three-fund portfolio, building toward FIRE, or simply monitoring your net worth over time, Portfolio Journal gives you clarity without complexity. EXPORT YOUR DATA • CSV export: take your data anywhere, anytime. • Full ownership of your financial history. --- WHO IS PORTFOLIO JOURNAL FOR? - Long-term and passive investors who don't need daily updates - ETF and index fund enthusiasts - Bogleheads and FIRE community members - Anyone tracking their net worth or wealth-building journey - Privacy-conscious users who don't want their financial data on someone else's servers --- Download Portfolio Journal today and start building a clear, private, long-term view of your financial future. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://portfoliojournal.app/privacy.html

Guardfolio gives self-directed investors a clearer view of what they own and where portfolio risk may be hiding. Bring supported brokerage and retirement accounts into one unified view, or create portfolios manually. Review holdings, performance, allocation, concentration, diversification, and portfolio risk from one clear dashboard. Use Guardfolio to: • View holdings across multiple portfolios • Analyze sector, country, asset type, and currency exposure • Identify concentration and diversification gaps • Review ETF overlap and look-through exposure • Monitor portfolio health and risk scores • Compare performance with relevant benchmarks • Create alerts for meaningful portfolio changes • Manage notification preferences • Track portfolios manually or through supported read-only connections Guardfolio is built for informational and educational use. It does not execute trades, manage assets, or provide personalized investment advice. Market data, valuations, and analytics may be delayed or inaccurate and should be verified with your broker. Investing involves risk, including the possible loss of principal. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://www.guardfolio.ai/privacy