Clear Budgeting vs SubTrack
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Clear Budgeting
Effortlessly manage your money with automated receipt scanning and intuitive budgeting tools. Track spending, set financial goals, and visualize your financial health with clear charts and insights. Share budgets with family for simplified household financial management.
- Automated receipt scanning
- Smart spending categorization
- Customizable budgets
- Income and savings goal tracking
- Family budgeting with shared accounts
- Financial trend charts
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Clear Budgeting helps you take control of your finances without the complexity. Track your spending, set meaningful budgets, and watch your savings grow - all in a clean, intuitive interface. SNAP RECEIPTS, SKIP THE DATA ENTRY Take a photo of any receipt and Clear Budgeting automatically extracts the store, total, and date. The more you use it, the smarter it gets - learning your spending patterns to suggest categories and save you time. BUDGETS THAT WORK FOR YOU Set monthly or yearly budgets for each spending category. See at a glance where you stand with visual progress rings, projected spending, and helpful insights that keep you on track. TRACK MORE THAN JUST EXPENSES • Income tracking to see the full picture • Savings goals to build your future • Donation tracking for your charitable giving • See how your money flows with beautiful charts FAMILY BUDGETING, SIMPLIFIED Share your budget with up to 5 family members on a single Pro subscription. Everyone's expenses sync automatically, so you can manage household spending together without the hassle of combining spreadsheets. PRIVACY FIRST Unlike other budgeting apps, Clear Budgeting never asks for your bank login. Your financial data stays on your device (or syncs securely to the cloud if you choose). No ads, no selling your data. FEATURES AT A GLANCE • Receipt scanning with smart categorization • Custom categories and subcategories • Monthly and yearly budget periods • Spending trends and history charts • Essential vs. non-essential expense tracking • Dark mode support • iCloud sync across devices PRO SUBSCRIPTION Clear Budgeting is free to download and use. Pro unlocks cloud sync and family sharing for $2.99/month or $19.99/year. Start your journey to financial clarity today. Terms of use: https://clearbudgetingapp.com/terms.html
SubTrack
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SubTrack is the subscription tracker that helps you track subscriptions, renewals, and trial periods in one simple app. Never miss a renewal or forget to cancel a free trial. MAIN FEATURES COMPREHENSIVE SUBSCRIPTION TRACKING Track streaming services like Netflix, Disney Plus, Apple TV Plus, HBO Max, Paramount Plus, Hulu, music services like Spotify, Apple Music, YouTube Music, Tidal, cloud storage like iCloud, Dropbox, Google Drive, education platforms like Coursera, Skillshare, Duolingo, MasterClass, fitness apps like Peloton, Strava, Headspace, Calm, gaming services like Apple Arcade, PlayStation Plus, with ready-made presets. PREMIUM CARD FEE TRACKING Never forget your annual credit card fees. Track premium cards including American Express Platinum, American Express Gold, Chase Sapphire Reserve, Capital One Venture X, World of Hyatt, Marriott Bonvoy Brilliant, Delta Reserve, United Club Infinite, Hilton Honors Aspire. Get smart reminders 30 days before your annual fee is due. SMART ANALYTICS AND FORECASTS Visualize your spending with charts. See monthly and yearly totals, spending breakdown by category, monthly forecast showing how much you will spend this month, 12-month forecast showing all upcoming charges, and average spending by category. INTELLIGENT NOTIFICATIONS Get smart reminders before you are charged. Receive notifications one day before subscription renewal asking if you still use the service, 30 days before premium card annual fees, customizable notification times, and never miss an important charge. SIMPLE AND EASY TO USE Add subscriptions in seconds using ready-made presets. Select a service and you are done. Or create custom subscriptions manually. Beautiful interface with dark mode and light mode support, sort by name date or price, archive inactive subscriptions, and search and filter by categories. SECURITY AND PRIVACY Your data stays on your iPhone. No accounts or registration required, complete control over your data, and Face ID or Touch ID support coming soon. FLEXIBLE PRICING Free version lets you track up to 3 subscriptions. Premium version unlocks unlimited subscriptions with one-time purchase. WHO IS THIS FOR Perfect for anyone who has multiple subscriptions, premium credit card holders who want to track annual fees, people who want to optimize spending and find forgotten subscriptions, families who want to see total spending on services, and anyone tired of unexpected charges. REAL SAVINGS Research shows the average person spends over 200 dollars per month on subscriptions but forgets about many of them. With SubTrack you can see all your expenses in one place, find forgotten subscriptions you no longer use, make informed decisions about renewals, and save hundreds of dollars per year. WHAT MAKES US DIFFERENT FOCUSED ON SUBSCRIPTIONS AND PREMIUM CARDS We specialize in subscriptions and premium card fees. This makes our app faster and more convenient for tracking subscriptions specifically. MAXIMUM SIMPLICITY Add a subscription in 3 seconds. No complicated forms just the fields you need. Quick preset selection for popular services or manual entry for full control. FORECASTS AND ANALYTICS Not just a list of subscriptions but real understanding of when and how much you will spend. See monthly and yearly forecasts to plan your budget accordingly. SMART NOTIFICATIONS Not just simple reminders but intelligent notifications that help you make decisions. Get notified before you are charged and decide if you still need the service. NATIVE iOS DESIGN Modern SwiftUI interface with smooth animations. GET STARTED TODAY Download SubTrack free and add all your subscriptions in just 2 minutes. SubTrack is your personal assistant for managing subscriptions and finances. Download free today and take control of your recurring expenses.
Screenshots
Verdict
The clearest difference is update cadence: Clear Budgeting at every 6 days against SubTrack's every 3 weeks. On price, ads, in-app purchases and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Clear Budgeting sells 2 in-app purchases, starting at $0.99 per month and SubTrack sells 3 in-app purchases, starting at $0.99 per 7 days. Whichever you choose, the download price is not the number that matters.
Clear Budgeting ships an update every 6 days, SubTrack every 3 weeks. The most recent releases landed on October 6, 2026 and October 17, 2026 respectively.
| Parameter | Clear Budgeting | SubTrack |
|---|---|---|
| Price | Free | Free |
| Rating | 5.0 (3 ratings) — better | — |
| Positive reviews | 100.0% of reviews | — |
| Number of ratings | 3 — better | — |
| Update frequency | Every 6 days — better | Every 3 weeks |
| Ads | No | No |
| In-app purchases | Yes | Yes |
| Monetization | Free with in-app purchases | — |
| Devices | iPhone, iPad | iPhone, iPad |
| Requires iOS | 18.2 | 17.6 — better |
| Further details — not scored | ||
| Size | 18 MB | 16 MB |
| Age rating | 4+ | 4+ |
| Developer | Tom Swope | Alexander Zakharin |
In-app purchases
Clear Budgeting
- Budget Architect Monthly$0.991 Month
- Budget Architect Yearly$9.991 Year
SubTrack
- Pro Weekly3 Days trial$0.997 Days
- Pro Annual$9.991 Year
- Pro Lifetime$19.99
Questions
Is Clear Budgeting free?
Is SubTrack free?
Do Clear Budgeting or SubTrack have ads?
Which is updated more often, Clear Budgeting or SubTrack?
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