Clean Expense vs NetBudget

Money tracking that feels like texting. Most expense apps make you tap through forms. Clean Expense lets you just type "dinner #food 500" and you're done. Fast enough to actually keep up with. CHAT-SPEED TRACKING Log any expense, income, or investment in seconds. Note, category, amount, in any order. Long-press to edit or delete, like a chat. ASK YOUR MONEY ANYTHING (on-device AI) "Where am I spending most?" "Show today's transactions." Get answers with charts from a private AI that runs 100% on your phone. Optional, free, and your data never leaves your device. FREE GOOGLE DRIVE SYNC & BACKUP Back up and sync to your own Google Drive, no account with us, no subscription, no server. Switch phones and your data follows. SEE WHERE IT GOES Clean charts and category breakdowns by day, week, month, or year. Export a branded PDF or CSV anytime. MAKE IT YOURS Six beautiful themes, including true-black AMOLED. PRIVATE. OFFLINE. FREE FOREVER. Works fully offline. No ads. No account required. Open source. Your financial life stays yours. Download Clean Expense and track your money as fast as you think about it.

How much money do you really have left at the end of the month? NETbudget calculates your remaining budget in just a few minutes and tells you exactly where to take action. Based on the universal 50/30/20 rule (Elizabeth Warren), it categorizes your expenses into essentials, lifestyle, and savings, projects your next 12 months, and provides 23 personalized recommendations. Everything runs 100% on your phone — no account, no cloud, no ads. YOUR INCOME • Multiple income sources supported: salary, freelance, rental income, dividends… • Automatic gross-to-net conversion based on your status (employee, executive, public sector, self-employed) with editable tax rates • Annual / monthly / one-time payments (bonus, 13th month salary, dividends) YOUR LOANS • Monthly payment automatically calculated from loan amount, rate, and duration • Or manually enter the amount if you already know it YOUR EXPENSES (50/30/20 RULE) • Three clear categories: Essentials, Lifestyle, Savings • Pre-filled lists (groceries, transport, savings accounts, investments, life insurance…) fully customizable WORLDWIDE SUPPORT • Full support for 8 languages: French, English, Spanish, Portuguese, German, Italian, Arabic, Japanese • 558 cities across 59 countries with cost-of-living indexes • 15 currencies (€,$,£,¥,CHF,BRL,INR,CFA franc…) • Real-time currency converter with history PERSONALIZED INSIGHTS • 23 recommendation cards based on your real financial situation • Trusted thresholds: 50/30/20 rule, 35% debt ratio, rent ≤ 1/3 of net income, emergency fund, investor profile • Fully translated into all supported languages CLEAR VISUALIZATION • Donut chart of your monthly expenses • 12-month projection, detailed tables, yearly totals • Clean PDF export in your language PRIVACY FIRST • 100% offline (except exchange rates, updated every 6 hours) • No data leaves your phone • No account, no tracking, no advertising Designed in France. Download NETbudget and take control of your finances in just 5 minutes.