Amy vs Utandir

Who paid, and who still gets something back? Amy answers that at a glance. Roommates, vacation, dinner for six: Amy records who paid what and works out who owes whom at the end. No scraps of paper, no spreadsheet, no awkward reminders. 100% free. No ads. No hidden costs. GROUP OVERVIEW AND SETTLEMENT Amy offsets every balance in a group against the others. The group overview shows who pays whom. An example: four days in Zermatt, 8 expenses, 5 people. In the end, 3 payments totaling €475.00 settle everything. You can also record a payment between two other members. EVERY EXPENSE IN VIEW Amounts, categories, who paid, who shared: sorted by day and filterable by category. Plus a list of the group's activity. SPLIT EXPENSES FAIRLY AND EASILY - Equally - By percentage - Exact amounts The odd cent is not lost, it is assigned. And anyone who was not part of an expense stays out of it. MULTIPLE CURRENCIES Paid in francs, split in euros: Amy converts the amount into the group's currency at the current rate. Ten currencies to choose from: euro, US dollar, British pound, Japanese yen, Chinese yuan, Indian rupee, Australian dollar, Canadian dollar, Swiss franc and Swedish krona. JUST THE TWO OF YOU, NO GROUP NEEDED Pizza with a friend does not need a group. Under Friends you split one to one, and the list shows for each person who owes whom. GUESTS WITHOUT AN ACCOUNT Not everyone installs an app. Add the person as a guest, under Friends or as an admin in a group, and share with them anyway. If they join later, link the guest to their account and every amount moves across. INVITE BY QR CODE OR INVITE CODE Whoever wants to join scans the QR code with their camera or types in the seven-character code. An admin approves the request. STATEMENT AS PDF Settling a group and passing on the result: Amy produces a PDF with every member's balance, the settlement, every expense with its shares, and the payments. You can leave out the settlement, the expenses or the payments beforehand. The finished file opens in the share sheet. YOUR BUDGET WITH FIXED COSTS The You tab shows one month: what comes in, what goes out on fixed costs and what you spent on yourself. Whatever remains sits at the top as "Left this month". Add fixed costs such as rent, streaming or insurance as monthly, quarterly or yearly. Every month of this year and last year is one pick away in the month picker. Income and fixed costs show as they are today; only the expenses come from that month. STATISTICS BY WEEK, MONTH AND YEAR A week in days, a month next to the three before it, a year in quarters. Plus a ring of your categories. They count the expenses you enter for yourself. So you can see where your money goes. ALSO - Sign in without a password: enter your email, type the code from your inbox - Push notifications for new, edited and deleted expenses, for payments to you and for join requests - English and German - If the connection drops, the data you last loaded stays on screen Amy. So money doesn't have to come between friends.

Utandir is a smart debt tracking app that makes it easy to manage money you owe or are owed by friends and family. KEY FEATURES: • Debt & Credit Tracking – Instantly see who owes whom and how much. • Receipt Scanner (OCR) – Scan receipts with your camera and auto-detect items. • Bill Splitting – Fairly split restaurant, grocery, or event expenses with friends. • Shame List – List the biggest procrastinators and send reminders with one tap. • Event Management – Create debt groups for picnics, birthdays, trips, and more. • Notifications – Set daily, pre-due, or post-due payment reminders. • Partial Payments – Record partial payments and auto-calculate the remaining balance. • Contacts Integration – Easily add people from your phone contacts. • Multi-Language – Supports Turkish, English, German, Spanish, French, Italian, and Swedish. • Dark Mode – Easy on the eyes. No more "I already paid you" arguments! Everything is recorded, transparent, and simple with Utandir. Download now and start tracking your debts!