Utandir vs Саshexprs

Utandir is a smart debt tracking app that makes it easy to manage money you owe or are owed by friends and family. KEY FEATURES: • Debt & Credit Tracking – Instantly see who owes whom and how much. • Receipt Scanner (OCR) – Scan receipts with your camera and auto-detect items. • Bill Splitting – Fairly split restaurant, grocery, or event expenses with friends. • Shame List – List the biggest procrastinators and send reminders with one tap. • Event Management – Create debt groups for picnics, birthdays, trips, and more. • Notifications – Set daily, pre-due, or post-due payment reminders. • Partial Payments – Record partial payments and auto-calculate the remaining balance. • Contacts Integration – Easily add people from your phone contacts. • Multi-Language – Supports Turkish, English, German, Spanish, French, Italian, and Swedish. • Dark Mode – Easy on the eyes. No more "I already paid you" arguments! Everything is recorded, transparent, and simple with Utandir. Download now and start tracking your debts!

This app is a financial utility designed to help users understand the day-by-day impact of a short-term loan before making a decision. The app does not issue loans, does not connect to banks, and does not provide financial advice. It functions as a local simulator based entirely on information entered manually by the user. After entering loan parameters — such as amount, duration, fee or interest, upcoming income date, and required expenses — the app generates a daily balance timeline. Users can scroll through each day to see how repayment affects their financial position and identify potential risk days when the balance becomes critical. A summary view highlights total repayment amount, final balance, and number of risk days. Multiple scenarios can be saved and compared side by side to better understand differences in financial impact. All calculations are performed locally on device. No personal data is collected, and no external services are connected. The app is designed as a neutral simulation tool to support informed decision-making.