Fancy By BTE vs DHMAD
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Fancy By BTE
Manage your finances with a secure Buy Now, Pay Later app. Split purchases into manageable installments, apply for a card digitally, and track your spending in real-time. Enjoy a flexible and transparent payment experience directly from your smartphone.
- Pay in installments (BNPL)
- Easy card application
- Real-time tracking
- Simple card activation
- Full payment control
- Banking-level security
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Discover Fancy by BTE, the Buy Now, Pay Later (BNPL) app that gives you more flexibility and control over your spending. With Fancy, enjoy a seamless and secure way to split your payments and manage your finances directly from your smartphone. Key Features - Pay in installments (BNPL) Split your purchases into manageable payments with ease. - Easy card application Apply for your Fancy card directly through the app in just a few steps. - Real-time tracking Monitor your available limit, transactions, and upcoming payments anytime. - Simple card activation Activate your card after collecting it from your BTE branch. - Full control Manage your payments and usage with complete transparency. Why choose Fancy? Secure Your data and transactions are protected with banking-level security. Fast & simple A smooth and intuitive user experience designed to save you time. 100% digital Access and manage everything from your mobile. Flexible Adapt your payments to your budget. How it works 1. Download the Fancy app 2. Apply for your card 3. Collect your card from your BTE branch 4. Activate it through the app 5. Start paying in installments Get started now! Download Fancy by BTE today and experience a smarter, more flexible way to pay.
DHMAD
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DHMAD helps clients and sellers secure their transactions through an escrow payment process. The client deposits the funds, the seller provides the agreed product or service, and the funds are released when the transaction conditions are completed. With DHMAD, you can: • Create and accept secure transactions • Review transaction amounts, terms, and participants • Follow every step from funding to final approval • Upload payment, delivery, or completion evidence • Approve a delivery or report a problem • Open a dispute and provide supporting evidence • Receive updates about your transactions • Protect access to your account using the security features available on your device Identity verification may be required to use escrow services. Verification is completed through a secure web process managed by a specialized third-party provider. DHMAD acts as a trusted intermediary between the parties. Any applicable fees are displayed before the transaction is confirmed. Payments processed through DHMAD relate to goods or services supplied outside the application. They do not purchase digital content or unlock functionality inside the app. For assistance, contact us at support@dhmad.tn.
Screenshots
Verdict
The clearest difference is update cadence: DHMAD at every 2 days against Fancy By BTE's every 4 months. On price, ads, in-app purchases and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
Fancy By BTE ships an update every 4 months, DHMAD every 2 days. The most recent releases landed on November 9, 2026 and November 5, 2026 respectively.
| Parameter | Fancy By BTE | DHMAD |
|---|---|---|
| Price | Free | Free |
| Rating | 1.0 (1 ratings) — better | — |
| Number of ratings | 1 — better | — |
| Update frequency | Every 4 months | Every 2 days — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | — |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Requires iOS | 15.0 — better | 15.1 |
| Further details — not scored | ||
| Size | 44 MB | 38 MB |
| Age rating | 17+ | 4+ |
| Developer | Banque de Tunisie et des Émirats | Refine Technology |
In-app purchases
Fancy By BTE
No in-app purchases
DHMAD
No in-app purchases








