Comparison

+Tip vs Luminary AI

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

+Tip

Features
Read full description

+Tip is the ultimate dining companion that takes the headache out of splitting the bill. Whether you're sharing a quick lunch or a large group dinner, +Tip ensures everyone pays exactly what they owe with a premium, easy-to-use interface. KEY FEATURES: • Smart Receipt Scanning: Instantly scan your receipt to digitize items and prices. No manual entry required. • Fair Splitting: Assign specific items to friends or split shared appetizers equally. • Detailed Breakdown: See exactly how much everyone owes, including tax and tip. • Instant Sharing: Send a beautiful, itemized receipt summary to the group with one tap. • Tip Calculator: Easily adjust gratuity with our custom dial or choose standard percentages. • History Log: Keep a permanent record of your past meals and splits. • Privacy First: All data is stored locally on your device. Stop doing napkin math. Download +Tip and enjoy the meal!

About

Luminary AI

Read full description

Luminary AI is a private, on-device AI chat app. Every conversation runs locally on your iPhone using optimized machine learning models. Nothing is sent to the cloud. Choose from a curated library of compact AI models from leading open-source families including Llama, Gemma, Qwen, and more. Each model is optimized for Apple silicon, so you get fast, responsive conversations without an internet connection. KEY FEATURES • 100% On-Device: All inference runs locally. Your data stays on your phone. • Multiple Models: Browse, download, and switch between AI models to find the best fit. • No Account Required: Start chatting immediately. • Real-Time Performance: See tokens-per-second metrics and benchmark models on your hardware. • Conversation Management: Pin favorites, search across chats, and export conversations. • Device-Aware Recommendations: The app identifies which models run best on your specific iPhone. • Dark Mode: Full light and dark theme support. Luminary AI is designed for people who value privacy and want to explore what on-device AI can do without giving up their data to do it.

Screenshots

+Tip4 screens
Luminary AI4 screens

Verdict

The call

The clearest difference is device support: +Tip at 3 against Luminary AI's 1. +Tip also leads on iOS requirement (13.0 vs 26.2). On price, ads and in-app purchases there is nothing between them.

Scored on Price Ā· Rating Ā· Positive reviews Ā· Number of ratings Ā· Update frequency Ā· Ads Ā· In-app purchases Ā· Monetization Ā· Best chart rank Ā· Devices Ā· Requires iOS

CostPrice Ā· In-app purchases Ā· Ads Ā· Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Scorecard2 real differences Ā· 4 level
+Tip versus Luminary AI: the parameters behind the verdict, then further details
Parameter+TipLuminary AI
PriceFreeFree
Update frequencyEvery 2 days—
AdsNoNo
In-app purchasesNoNo
DevicesiPhone, iPad, iPod — betteriPhone
Requires iOS13.0 — better26.2
Further details — not scored
Size33 MB19 MB
Age rating4+4+
Developerlohith nagarajRebecca Despoiu

In-app purchases

None

+Tip

No in-app purchases

None

Luminary AI

No in-app purchases

Questions

Is +Tip free?
+Tip is free to download, with no in-app purchases.
Is Luminary AI free?
Luminary AI is free to download, with no in-app purchases.
Do +Tip or Luminary AI have ads?
Neither +Tip nor Luminary AI shows ads.

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