Comparison

Zido vs SUM+= Simple Expense Tracker

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Zido

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Understand your money through flow. Zido is a modern personal finance app that helps you visualize, analyze, and improve your spending habits. Instead of only recording expenses, Zido helps you see how your money moves, where it goes, and how your spending patterns evolve over time. KEY FEATURES ■ Flow-Based Expense Tracking Visualize your spending through an intuitive flow experience designed to make financial habits easier to understand. ■ Fast & Simple Input Record expenses in seconds with a streamlined input flow built for everyday use. ■ Powerful Recap Review your spending through daily, monthly, and yearly recaps that reveal meaningful patterns and trends. ■ Advanced Statistics Explore detailed spending analytics, category breakdowns, trends, and behavioral insights. ■ Spending Insights Identify recurring habits, discover unnecessary spending, and better understand your financial behavior. ■ Premium Features Unlock advanced statistics, extended history, and deeper insights with Zido Premium. WHY ZIDO? Most budgeting apps focus on recording numbers. Zido focuses on helping you understand them. By turning financial data into clear visual experiences, Zido helps you build awareness, improve habits, and make better financial decisions. Stop tracking expenses. Start understanding your money flow. Terms of Use (EULA): https://www.apple.com/legal/intern

About

SUM+= Simple Expense Tracker

This finance app simplifies expense tracking with AI assistance, allowing for quick data entry and powerful analysis through large language models. It prioritizes user control and privacy with local data storage and a minimalist design.

Highlights
  • AI-assisted data entry
  • LLM analysis and forecasting
  • Minimalist and beautiful design
  • Local data storage and privacy
  • User-controlled database
  • Subscription options with free trial
Features
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There are hundreds of expense tracker apps and they all do more or less the same thing. But oddly enough, not a single one suited my needs, so I developed my own. Through small but targeted adjustments, I've developed the app to become my preferred solution: • Control stays with the user while data entry is greatly simplified: The time between "open app" and "entry saved" has been reduced to a minimum. AI can support this process so that in many cases you wouldn't even need to open the app • AI analysis through LLMs: Instead of developing custom analysis logic, the app prepares your data so it can be used directly in Large Language Models like ChatGPT or Claude: for analysis, forecasts and recommendations • Minimalist design: The app is designed to look beautiful and works without distracting extras • Full control & privacy: No login, no account. Data stays locally on your device. You have complete control over your own database. If you want to share your data with an AI, you decide that yourself Financial barriers shouldn't stand in the way of your personal financial planning with Sum. Contact us for individual solutions via the support form. Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

Screenshots

Zido4 screens
SUM+= Simple Expense Tracker4 screens

Verdict

The call

The clearest difference is update cadence: SUM+= Simple Expense Tracker at every 3 days against Zido's every 2 months. Zido's advantage is iOS requirement (18.6 vs 26.2). On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Zido sells 2 in-app purchases, starting at $1.99 per month and SUM+= Simple Expense Tracker sells 4 in-app purchases, starting at $3.99 per month. Whichever you choose, the download price is not the number that matters.

UpkeepUpdate frequency

Zido ships an update every 2 months, SUM+= Simple Expense Tracker every 3 days. The most recent releases landed on October 19, 2026 and October 15, 2026 respectively.

Scorecard2 real differences · 8 level
Zido versus SUM+= Simple Expense Tracker: the parameters behind the verdict, then further details
ParameterZidoSUM+= Simple Expense Tracker
PriceFreeFree
Rating—5.0 (1 ratings) — better
Positive reviews—100.0% of reviews
Number of ratings—1 — better
Update frequencyEvery 2 monthsEvery 3 days — better
AdsNoNo
In-app purchasesYesYes
Monetization—Freemium
DevicesiPhoneiPhone
Requires iOS18.6 — better26.2
Further details — not scored
Size4 MB28 MB
Age rating4+4+
Developeryul heoJonas Zimmermann

In-app purchases

2 purchases

Zido

Subscriptions2
  • Zido Premium (Monthly)$1.991 Month
  • Zido Premium (Yearly)$19.991 Year
4 purchases

SUM+= Simple Expense Tracker

Subscriptions2
  • SUM Pro1 Month trial$3.991 Month
  • SUM Pro1 Month trial$22.991 Year
One-time2
  • 7-day TrialFree
  • Sum Premium$6.99

Questions

Is Zido free?
Zido is free to download, with in-app purchases available.
Is SUM+= Simple Expense Tracker free?
SUM+= Simple Expense Tracker is free to download, with in-app purchases available.
Do Zido or SUM+= Simple Expense Tracker have ads?
Neither Zido nor SUM+= Simple Expense Tracker shows ads.
Which is updated more often, Zido or SUM+= Simple Expense Tracker?
Zido ships an update every 2 months, and SUM+= Simple Expense Tracker every 3 days. Most recently, Zido was updated on October 19, 2026 and SUM+= Simple Expense Tracker on October 15, 2026.

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