Cashlearning vs Timemoa
Price, ratings, monetisation and update history for both apps, side by side β with what reviewers say about each.
Cashlearning
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Learn and earn for real β CashLearning Up to 4,000P right from the start βΆ Enter an invite code and get 1,000P instantly βΆ Get 1,000P for each friend who checks in 3 days in a row (up to 3 friends) βΆ That's up to 4,000P β an easy way to get started! Learn the basics of the economy and your points add up. Swap your points for gift cards. Three minutes a day, and studying pays off. How you earn Today's news β the day's economy news, cut short. Read 3 and a box opens Today's questions β 10 a day, with the answer and explanation right away. Finish them for XP and a big box Today's quests β finish 3 articles and 10 questions to get 3 raffle tickets Raffles β use your tickets to enter for popular prizes Streaks β keep your daily streak going, and pick it back up even after a missed day Badges & titles β earn badges and titles for what you've done Try before you sign up Solve 3 questions and read the news without logging in. Spend your points Exchange them for gift cards in the Gift Shop. Start now β learn as you earn! β» Raffles are organized and run by CashLearning. Apple is not a sponsor of the raffles and is not involved in any way. See "How it works Β· Official rules" on the Raffle tab for how to enter.
Timemoa
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What's your hour worth? Some days, just sitting down at your desk is the hardest part. Some days you wonder, "Will this studying ever end?" Timemoa is a study timer built for those days β it shows you exactly what today's focus is worth. "If becoming a doctor is worth $1,000,000, what is one hour of studying worth right now?" $1M, 2 years, 8 hours a day β your hour is worth $173. From the moment you start focusing, that value stacks up in your Vault. β The value of your hour Divide your goal's value by your investment period and daily target hours β that's what your hour is worth right now. Not sure what number to use? The value helper only needs your expected salary and working years. Now you have a reason to start. β Focus, and it adds up The moment you start the focus timer, value accumulates in real time. Watch our signature hourglass fill your hour with falling golden sand. Plain focus or Pomodoro (25 min focus Β· 5 min rest) β earn at your own rhythm. β Showcase β a medal for consistency Every 100 hours of focus adds a gold bar to your Showcase. Hours you've already collected count retroactively. When you can see "I've done this much," you can sit down again tomorrow. Share your gold bars as an image β consistency is worth showing off. β It's okay to rest Rest is part of studying. We show the value spent on rest, without blame. If the deduction feels heavy, switch it to half or none β with none, your Vault stays untouched while you rest. β Vault & streaks Today's earned value, Vault balance, a 7-day chart. Hit your daily goal and your streak continues. Streak Shield β even on a day you miss your goal, it spends one day's value to protect your streak. β Time adds up even without opening the app Β· Lock Screen & Control Center buttons β start without unlocking Β· Home & Lock Screen widgets β today's value and goal gauge, start/stop right from the widget Β· Live Activity & Dynamic Island β your growing value, always in sight Β· Apple Watch β check, start, and finish from your wrist Β· Hourly notifications celebrate today's progress β Made for Β· Students with a make-or-break exam ahead β college entrance, med/law school, civil service, certifications Β· Professionals preparing a career change after work Β· Anyone who needs "how much did I earn today?" more than "how long did I study?" Β· People for whom starting is the hardest part β Your records are yours All data stays on your device and in your own iCloud. Β· iCloud backup β switch devices and restore in one tap Β· No login, no ads, no data collection β» All amounts shown in the app are virtual motivational values that translate your goal into the value of your time. There are no real-money deposits, payments, or transfers. It starts with this hour. Prove what your time is worth. Support: https://pherd94.github.io/timemoa-privacy/support/
Screenshots
Verdict
The clearest difference is update cadence: Timemoa at every 3 days against Cashlearning's every 2 months. Cashlearning's advantage is iOS requirement (17.0 vs 26.0). On price, ads, in-app purchases and device support there is nothing between them.
Scored on Price Β· Rating Β· Positive reviews Β· Number of ratings Β· Update frequency Β· Ads Β· In-app purchases Β· Monetization Β· Best chart rank Β· Devices Β· Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
Cashlearning ships an update every 2 months, Timemoa every 3 days. The most recent releases landed on October 1, 2026 and September 29, 2026 respectively.
| Parameter | Cashlearning | Timemoa |
|---|---|---|
| Price | Free | Free |
| Update frequency | Every 2 months | Every 3 days β better |
| Ads | Yes | Yes |
| In-app purchases | No | No |
| Devices | iPhone, iPad | iPhone, iPad, Apple Watch β better |
| Requires iOS | 17.0 β better | 26.0 |
| Further details β not scored | ||
| Size | 52 MB | 12 MB |
| Age rating | 12+ | 4+ |
| Developer | JaeHyun Kim | TAEHYEON KOO |
In-app purchases
Cashlearning
No in-app purchases
Timemoa
No in-app purchases









