Comparison

投知卡 vs YNotes

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

投知卡

Features
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投知卡把投资经典里的原则拆成一张张卡片,用间隔重复帮你把它们真正记住。 「纸与墨」的阅读界面 每张卡片是一页纸:衬线排印、克制的留白、没有花哨的动效。它想让你读进去,而不是刷下去。 按记忆规律安排复习 基于 SM-2 间隔重复算法安排每天该看哪几张。记住了的往后排,没把握的很快再来。 读不透的地方,看解读 每张卡片都可以展开一段解读,把原则落到具体情境上。 把一句话带走 喜欢的句子可以生成分享卡,五套纸片模板轮换。桌面小组件每天早上换一句。 关于内容 卡片内容整理自公开出版的投资著作,用于阅读与记忆训练。本应用不提供投资建议、不推荐任何证券,也不对任何投资结果作出承诺。投资有风险,决策请独立判断。

About

YNotes

Features
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Most notebooks help you write neater. YNotes helps you learn deeper. Circle a handwritten problem and AI explains it on the spot. Select a paragraph and get the entire page translated side-by-side. Every AI answer becomes a flashcard that links back to the original problem. ———————— AI-Native Interaction Circle to Ask: draw a circle, AI sees your problem and handwriting Three modes: Tutor hints / Full solution / Free Q&A Paste-back: AI answers drop directly into your notes PDF Reading & Translation Full-page parallel translation: offline, free, unlimited (Apple Translation) Document-level AI chat: smart summaries, progressive questions Outline & Mindmap: switch between linear and spatial views Handwriting Experience Built on PencilKit: the most natural Apple Pencil feel Shape recognition, lasso, handwriting-to-text Custom brushes, stickers, tape, layers The Learning Loop One-tap flashcards from any AI answer Jump back to the original PDF page AI generates similar problems for practice Classes & Meetings Audio playback that follows your pen strokes Live transcription + structured meeting notes Split-screen notes + video picture-in-picture Sync & Details iCloud sync across iPad, iPhone, Mac Export to PDF anytime Dark mode for long reading sessions ———————— Subscription Free: core features, forever Pro: unlock AI features with a larger quota Pro+: everything, including priority AI Auto-renews; cancel anytime in Apple ID settings. Privacy: https://ynotesapp.com/privacy Terms: https://ynotesapp.com/ Feedback or questions: yan123412347@gmail.com

Screenshots

投知卡4 screens
YNotes4 screens

Verdict

The call

The clearest difference is in-app purchases: 投知卡 at none against YNotes's 4. YNotes's advantage is update cadence (every 2 days vs every 3 weeks). On price, ads, device support and iOS requirement there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. YNotes sells 4 in-app purchases, starting at $3.99 per month. 投知卡 asks for nothing beyond the download.

UpkeepUpdate frequency

投知卡 ships an update every 3 weeks, YNotes every 2 days. Both last shipped on October 6, 2026.

Scorecard2 real differences · 4 level
投知卡 versus YNotes: the parameters behind the verdict, then further details
Parameter投知卡YNotes
PriceFreeFree
Update frequencyEvery 3 weeksEvery 2 days — better
AdsNoNo
In-app purchasesNo — betterYes
DevicesiPhone, iPadiPhone, iPad
Requires iOS17.017.0
Further details — not scored
Size13 MB24 MB
Age rating4+4+
DeveloperYuanwang Luo佳辉 瞿

In-app purchases

None

投知卡

No in-app purchases

4 purchases

YNotes

Subscriptions4
  • Pro Monthly$3.991 Month
  • Pro+ Monthly$9.991 Month
  • Pro Yearly$29.991 Year
Show 1 more
  • Pro+ Yearly$79.991 Year

Questions

Is 投知卡 free?
投知卡 is free to download, with no in-app purchases.
Is YNotes free?
YNotes is free to download, with in-app purchases available.
Do 投知卡 or YNotes have ads?
Neither 投知卡 nor YNotes shows ads.
Which is updated more often, 投知卡 or YNotes?
投知卡 ships an update every 3 weeks, and YNotes every 2 days. Most recently, 投知卡 was updated on October 6, 2026 and YNotes on October 6, 2026.

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