投知卡 vs YNotes
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
投知卡
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投知卡把投资经典里的原则拆成一张张卡片,用间隔重复帮你把它们真正记住。 「纸与墨」的阅读界面 每张卡片是一页纸:衬线排印、克制的留白、没有花哨的动效。它想让你读进去,而不是刷下去。 按记忆规律安排复习 基于 SM-2 间隔重复算法安排每天该看哪几张。记住了的往后排,没把握的很快再来。 读不透的地方,看解读 每张卡片都可以展开一段解读,把原则落到具体情境上。 把一句话带走 喜欢的句子可以生成分享卡,五套纸片模板轮换。桌面小组件每天早上换一句。 关于内容 卡片内容整理自公开出版的投资著作,用于阅读与记忆训练。本应用不提供投资建议、不推荐任何证券,也不对任何投资结果作出承诺。投资有风险,决策请独立判断。
YNotes
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Most notebooks help you write neater. YNotes helps you learn deeper. Circle a handwritten problem and AI explains it on the spot. Select a paragraph and get the entire page translated side-by-side. Every AI answer becomes a flashcard that links back to the original problem. ———————— AI-Native Interaction Circle to Ask: draw a circle, AI sees your problem and handwriting Three modes: Tutor hints / Full solution / Free Q&A Paste-back: AI answers drop directly into your notes PDF Reading & Translation Full-page parallel translation: offline, free, unlimited (Apple Translation) Document-level AI chat: smart summaries, progressive questions Outline & Mindmap: switch between linear and spatial views Handwriting Experience Built on PencilKit: the most natural Apple Pencil feel Shape recognition, lasso, handwriting-to-text Custom brushes, stickers, tape, layers The Learning Loop One-tap flashcards from any AI answer Jump back to the original PDF page AI generates similar problems for practice Classes & Meetings Audio playback that follows your pen strokes Live transcription + structured meeting notes Split-screen notes + video picture-in-picture Sync & Details iCloud sync across iPad, iPhone, Mac Export to PDF anytime Dark mode for long reading sessions ———————— Subscription Free: core features, forever Pro: unlock AI features with a larger quota Pro+: everything, including priority AI Auto-renews; cancel anytime in Apple ID settings. Privacy: https://ynotesapp.com/privacy Terms: https://ynotesapp.com/ Feedback or questions: yan123412347@gmail.com
Screenshots
Verdict
The clearest difference is in-app purchases: 投知卡 at none against YNotes's 4. YNotes's advantage is update cadence (every 2 days vs every 3 weeks). On price, ads, device support and iOS requirement there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. YNotes sells 4 in-app purchases, starting at $3.99 per month. 投知卡 asks for nothing beyond the download.
投知卡 ships an update every 3 weeks, YNotes every 2 days. Both last shipped on October 6, 2026.
| Parameter | 投知卡 | YNotes |
|---|---|---|
| Price | Free | Free |
| Update frequency | Every 3 weeks | Every 2 days — better |
| Ads | No | No |
| In-app purchases | No — better | Yes |
| Devices | iPhone, iPad | iPhone, iPad |
| Requires iOS | 17.0 | 17.0 |
| Further details — not scored | ||
| Size | 13 MB | 24 MB |
| Age rating | 4+ | 4+ |
| Developer | Yuanwang Luo | 佳辉 瞿 |
In-app purchases
投知卡
No in-app purchases
YNotes
- Pro Monthly$3.991 Month
- Pro+ Monthly$9.991 Month
- Pro Yearly$29.991 Year
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- Pro+ Yearly$79.991 Year









