Comparison

Budget Copain vs SubZero

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Budget Copain

This app helps you understand where your money goes each month without complex jargon. It guides you through setting up income, expenses, and budgets, then tracks your spending in real-time. You can also save for shared goals with friends and family.

Highlights
  • Expense and income tracking by category
  • Monthly budgeting with smart suggestions
  • Shared savings groups for projects
  • Smart budget alerts
  • Automatic recurring expenses
  • Daily regularity streaks
Features
Read full description

Tu sais pas où passe ton argent chaque mois ? Budget Copain c'est ton copain bienveillant qui t'aide à reprendre le contrôle — sans jargon, sans prise de tête, en 2 minutes chrono. Configure une fois, l'app fait le reste. Revenus, dépenses fixes, catégories variables — tout est guidé étape par étape. La suggestion intelligente 50/30/20 répartit automatiquement ton budget. Suis tes dépenses en 3 secondes. Ajoute une dépense, choisis la catégorie, c'est tout. Copain te montre exactement ce qu'il te reste à vivre, en temps réel. Épargne pour tes projets — seul ou à plusieurs. Voyage à Bali, mariage, voiture — crée un projet, invite tes proches, suivez la progression ensemble. Unique sur l'App Store. Copain veille sur toi. Alertes à 70%, 90% et 100% du budget. Récap hebdomadaire. Streaks de saisie pour garder l'habitude — comme Duolingo, mais pour ton budget. - Suivi des dépenses et revenus par catégorie - Budget mensuel avec suggestion intelligente 50/30/20 - Groupes d'épargne partagés (voyage, mariage, projets communs) - Alertes intelligentes avant dépassement - Dépenses récurrentes automatiques - Mascotte émotionnelle réactive — Copain célèbre tes victoires - Streaks de régularité quotidiens - Bilan mensuel partageable - Thème couleur personnalisable - Notifications push contextuelles Premium à vie — paiement unique, zéro abonnement. Catégories illimitées, groupes d'épargne, stats avancées, mises à jour à vie. Pas besoin d'être expert en finance. Budget Copain c'est ton pote qui te dit la vérité sur ton argent — simplement, sans te juger. Conditions d'utilisation : https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

About

SubZero

This app helps you track the true cost of your subscriptions, including recurring charges and installment plans. It provides reminders for free trials and upcoming renewals, offering insights into your spending by category and yearly projections. Your data remains private with no account required.

Highlights
  • Automatic monthly and yearly cost calculation
  • Installment payment tracking
  • Free trial and renewal reminders
  • Spending statistics by category
  • Yearly spending projection
  • No account required for privacy
Features
Read full description

Do you really know how much your subscriptions cost you each month? Netflix, Spotify, iCloud, YouTube, apps, free trials… On their own, they seem reasonable. But over a year, the total can really sting. SubZero shows you your true monthly and yearly cost in seconds. ADD YOUR SUBSCRIPTIONS IN 2 TAPS Pick a service, enter the price and billing frequency, and SubZero automatically works out what it costs per month and per year. PAYING IN INSTALLMENTS? TRACK IT ALL A purchase split into 3, 4, 10 monthly payments? Add it as an installment plan: SubZero works out each payment, follows the schedule, and archives it on its own once it's paid off. Your real totals finally separate the temporary from the recurring. NEVER FORGET A FREE TRIAL AGAIN Started a free trial? SubZero can remind you before it turns into a paid plan, whenever you choose. SEE WHAT'S COMING Keep track of your upcoming charges, your spending over the year, your most expensive categories, and the subscriptions weighing most on your budget. WHAT SUBZERO DOES FOR YOU • Automatic monthly and yearly cost • Installment payment tracking • Reminders before renewals • Free trial tracking • Stats by category • Yearly projection • No account required SUBZERO PRO One purchase. For life. No subscription to manage your subscriptions. SubZero Pro unlocks: • Unlimited subscriptions • Detailed statistics • Custom reminders • iCloud sync YOUR DATA STAYS WITH YOU No account. No ads. No tracking. No data collected. Download SubZero, add your subscriptions, and see what they really cost you. Questions? subzero@alexdevlab.com

Screenshots

Budget Copain4 screens
SubZero4 screens

Verdict

The call

The clearest difference is review sentiment: SubZero at 100% against Budget Copain's 83%. Budget Copain's advantage is device support (3 vs 1) and iOS requirement (15.1 vs 17.0). On price, update cadence, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Budget Copain sells 2 in-app purchases, starting at $3.99 per month and SubZero sells 1 one-off in-app purchase. Whichever you choose, the download price is not the number that matters.

UpkeepUpdate frequency

Budget Copain ships an update every 6 days, SubZero every 3 days. The most recent releases landed on October 13, 2026 and September 28, 2026 respectively.

Scorecard3 real differences · 5 level
Budget Copain versus SubZero: the parameters behind the verdict, then further details
ParameterBudget CopainSubZero
PriceFreeFree
Positive reviews83.3% of reviews100.0% of reviews — better
Update frequencyEvery 6 daysEvery 3 days — better
AdsNoNo
In-app purchasesYesYes
MonetizationFree with in-app purchasesFreemium
DevicesiPhone, iPad, iPod — betteriPhone
Requires iOS15.1 — better17.0
Further details — not scored
Size51 MB3 MB
Age rating4+4+
DeveloperCode CelesteADOLPHE Alexandre

Customer experience

Budget Copain

Written reviews6 reviews
Positive83.3%
Neutral0.0%
Negative16.7%

SubZero

Written reviews2 reviews
Positive100.0%
Neutral0.0%
Negative0.0%

In-app purchases

2 purchases

Budget Copain

Subscriptions1
  • Budget Copain7 Days trial$3.991 Month
One-time1
  • Budget Copain Premium – Accès à vie$22.99
1 purchases

SubZero

One-time1
  • SubZero Pro Lifetime$3.99

Questions

Is Budget Copain free?
Budget Copain is free to download, with in-app purchases available.
Is SubZero free?
SubZero is free to download, with in-app purchases available.
Do Budget Copain or SubZero have ads?
Neither Budget Copain nor SubZero shows ads.
Which is updated more often, Budget Copain or SubZero?
Budget Copain ships an update every 6 days, and SubZero every 3 days. Most recently, Budget Copain was updated on October 13, 2026 and SubZero on September 28, 2026.

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