Kapito vs Totals
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Kapito
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YOUR DATA. YOUR DEVICE. YOUR WEALTH. See your complete financial picture with total privacy. Kapito is the effortlessly simple way to track your net worth. Your data lives on your device, syncs through your private iCloud, and stays completely under your control. Always. COMPLETE CLARITY You have assets everywhere - savings, investments, property, crypto, retirement accounts. And debts too - mortgages, loans, credit cards. Kapito brings it all together into one clear number: your true net worth. Updated when you want. Private as it should be. WHAT YOU CAN TRACK EVERY ASSET TYPE Bank accounts, Savings, Investments, Retirement accounts, Crypto, Real estate, Vehicles, Collectibles - anything with value EVERY LIABILITY Credit cards, Student loans, Mortgages, Auto loans, Personal debt INVESTMENT HOLDINGS Add your stock and crypto holdings. Kapito fetches current market prices automatically - your portfolio value stays current. POWERFUL FEATURES TRUE NET WORTH Assets minus liabilities. The number that actually matters. Updated whenever you are. BEAUTIFUL CHARTS Watch your net worth grow over weeks, months, years, and decades. See exactly how far you've come. SET GOALS & MILESTONES Track your path to $100K, $500K, or your first million. Celebrate every milestone on your journey. SMART INSIGHTS Free: - Net Worth Chart - Track your growth over time - Asset Allocation - Understand your diversification - Solvency Matrix - See what is truly yours after debt - Liquidity Spectrum - Know how quickly you can access cash Pro - Expert Analytics: - Capital Persistence - How long your wealth can sustain you - Velocity Vector - Your wealth growth momentum and trajectory - Global Exposure - Geographic distribution of your assets - Concentration Map - Risk analysis of asset concentration - Stress Matrix - How market downturns would affect you DESIGNED FOR CLARITY Minimalist design. Every screen is clean, focused, and purposeful. - Bold, clear typography - Elegant data visualizations - Dark & light modes - Home screen widgets - Works fully offline PRIVATE BY DESIGN Your financial data deserves protection. - Data stored on YOUR device - Syncs via YOUR private iCloud - Face ID & Touch ID protection - Get started instantly - Complete peace of mind FREE VS PRO FREE: - 5 accounts - Net worth dashboard - Net Worth Chart - track your growth - Asset Allocation chart - Solvency Matrix - see what is truly yours - Liquidity Spectrum - know your accessible cash - Up to 3 financial goals - iCloud sync across devices - Home screen widgets PRO - Unlock Expert Analytics: - Everything in Free - Multi-currency accounts - Unlimited financial goals - Real-time stock & crypto price sync - Capital Persistence - how long your wealth sustains you - Velocity Vector - your growth momentum - Global Exposure - geographic asset distribution - Concentration Map - risk analysis - Stress Matrix - market downturn simulation - More accent themes - All future Pro features Start free. Upgrade when your wealth grows. YOUR WEALTH JOURNEY STARTS HERE Download Kapito and see your true net worth in under 5 minutes. Questions? hello@kapito.app Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://kapito.app/privacy
Totals
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Totals資產追蹤,幫助你用簡單的方式整理財務全貌。 不論是日常存款、投資配置,或長期累積的資產,都可以輕鬆建立紀錄,逐步看見自己的財富變化。 主要特色: ◎ 極簡資產管理 專注記錄重要資產變動,不需要繁瑣操作。 ◎ 完整財務視角 整合不同帳戶與資產,了解自己的淨值狀況。 ◎ 多種類型支援 股票、ETF、基金、黃金、不動產、現金等資產皆可管理。 ◎ 多幣別管理 適合擁有不同貨幣資產的使用者。 ◎ 個人化資產配置 整理你的資產組合,了解目前財務方向。 ◎ 隱私優先設計 資料保存在你的裝置,支援 iCloud 同步。 財富不是突然累積的, 而是每一次紀錄慢慢累積而成。 與Totals一起,建立你的資產地圖。
Screenshots
Verdict
The clearest difference is update cadence: Totals at every 4 days against Kapito's fortnightly. On price, ads, in-app purchases and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Kapito sells 3 in-app purchases, starting at $9.99 per month and Totals sells 2 one-off in-app purchases. Whichever you choose, the download price is not the number that matters.
Kapito ships an update fortnightly, Totals every 4 days. The most recent releases landed on August 23, 2026 and September 10, 2026 respectively.
| Parameter | Kapito | Totals |
|---|---|---|
| Price | Free | Free |
| Update frequency | Fortnightly | Every 4 days — better |
| Ads | No | No |
| In-app purchases | Yes | Yes |
| Devices | iPhone, iPad | iPhone, iPad |
| Requires iOS | 17.0 | 17 |
| Further details — not scored | ||
| Size | 13 MB | 50 MB |
| Age rating | 4+ | 4+ |
| Developer | Yi Bin Pow | Koniio Co., Ltd. |
In-app purchases
Kapito
- Monthly Pro3 Days trial$9.991 Month
- Yearly Pro7 Days trial$99.991 Year
- Lifetime Pro$199.99
Totals
- Annual$14.99
- Lifetime$19.99









