SUM+= Simple Expense Tracker vs Beontrack Mortgage Tool

There are hundreds of expense tracker apps and they all do more or less the same thing. But oddly enough, not a single one suited my needs, so I developed my own. Through small but targeted adjustments, I've developed the app to become my preferred solution: • Control stays with the user while data entry is greatly simplified: The time between "open app" and "entry saved" has been reduced to a minimum. AI can support this process so that in many cases you wouldn't even need to open the app • AI analysis through LLMs: Instead of developing custom analysis logic, the app prepares your data so it can be used directly in Large Language Models like ChatGPT or Claude: for analysis, forecasts and recommendations • Minimalist design: The app is designed to look beautiful and works without distracting extras • Full control & privacy: No login, no account. Data stays locally on your device. You have complete control over your own database. If you want to share your data with an AI, you decide that yourself Financial barriers shouldn't stand in the way of your personal financial planning with Sum. Contact us for individual solutions via the support form. Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

Beontrack Mortgage Tool is a powerful yet easy-to-use mortgage calculator designed for homebuyers and homeowners who want to understand their mortgage options and make smarter financial decisions. Key Features: Complete Mortgage Calculator Calculate monthly payments, total interest, and full loan details in seconds. Simply enter your home price, down payment, interest rate, and loan term to get accurate results instantly. Extra Payment Scenarios Compare up to three different extra payment strategies side-by-side. See exactly how much time and interest you can save by making additional payments toward your principal. Visual Charts & Graphs Understand your mortgage at a glance with clear, interactive charts showing payment breakdowns, principal vs. interest over time, and payoff scenarios. Detailed Amortization Schedule View a complete month-by-month amortization schedule, including payment allocation, interest charges, and remaining balance for every payment. You can now calculate and compare Fixed vs. Declining payment schedule Export Your Data Export your mortgage calculations as PDF or CSV files. Ideal for sharing with a spouse, financial advisor, or mortgage broker. Overpayment Limits Support Built-in support for lender overpayment limits, including maximum annual overpayment percentages. 100% Private & Secure All calculations are performed locally on your device. No accounts, no data collection, and no internet connection required. Perfect For: • First-time homebuyers exploring mortgage options • Homeowners considering refinancing • Anyone comparing extra payment strategies • Financial advisors assisting clients with mortgage planning Why Choose Beontrack Mortgage Tool? Unlike basic mortgage calculators, Beontrack gives you the full picture. See not only how much you’ll pay, but when you’ll pay it off, how much interest you’ll save, and which payment strategy best fits your goals. Simple enough for everyday use, powerful enough for serious financial planning. Download Beontrack Mortgage Tool and take control of your mortgage today.