SUM+= Simple Expense Tracker vs Budget Ninja

There are hundreds of expense tracker apps and they all do more or less the same thing. But oddly enough, not a single one suited my needs, so I developed my own. Through small but targeted adjustments, I've developed the app to become my preferred solution: • Control stays with the user while data entry is greatly simplified: The time between "open app" and "entry saved" has been reduced to a minimum. AI can support this process so that in many cases you wouldn't even need to open the app • AI analysis through LLMs: Instead of developing custom analysis logic, the app prepares your data so it can be used directly in Large Language Models like ChatGPT or Claude: for analysis, forecasts and recommendations • Minimalist design: The app is designed to look beautiful and works without distracting extras • Full control & privacy: No login, no account. Data stays locally on your device. You have complete control over your own database. If you want to share your data with an AI, you decide that yourself Financial barriers shouldn't stand in the way of your personal financial planning with Sum. Contact us for individual solutions via the support form. Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

Your bank statement says "Groceries". You remember bread, wine, and cleaning supplies. Budget Ninja helps you track money the way it actually happens—with categories that reflect real life, not guesses. THE PROBLEM WITH MOST BUDGETING You spend £45 at the shop. Your banking app files it under "Groceries". But what did you actually buy? Was it food? Household items? A gift? When categories are too broad, it's hard to make confident decisions about where your money goes. A DIFFERENT APPROACH Budget Ninja lets you split that £45 into what you actually bought: • £18 Food • £12 Wine & Drinks • £10 Toiletries • £5 Cleaning Supplies Your categories now tell the truth. Your budget reflects reality. HOW IT WORKS Create custom categories that match how you think about money. Split purchases into multiple categories. Add notes to remember details. Watch your monthly budget update in real-time. COLLABORATE WITH OTHERS Share budgets with partners, flatmates, or family. Everyone can add expenses and see updates instantly. Perfect for household budgets or shared expenses. ALWAYS IN SYNC Add an expense on your iPhone—see it immediately on the web. Everything synchronises automatically across all your devices. WHAT YOU CAN DO • Create monthly budgets for income and expenses • Split purchases into meaningful categories • Track daily spending with notes • Share budgets with others • Synchronise across iPhone and web • Access your budgets offline WHO THIS IS FOR People tired of vague categories. Couples managing household finances together. Flatmates tracking shared expenses. Anyone who wants to understand where their money actually goes. YOUR DATA STAYS YOURS Your financial data is protected and never sold or used for advertising. No tracking, no adverts.