Comparison

Bread Count vs Net Worth Tracker

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Bread Count

This app provides a privacy-focused net worth tracker, focusing on displaying your total wealth clearly and privately. It utilizes Apple's native security for data protection and offers manual control over entries with visual trend analysis.

Highlights
  • Privacy-first net worth tracking
  • iCloud and local-first data storage
  • Biometric security (FaceID/TouchID)
  • Manual entry and CSV import/export
  • Visual trend charts
  • Smart reminders for updates
  • Apple Intelligence insights
Features
Read full description

Breadcount is the privacy-first net worth scoreboard designed exclusively for the Apple ecosystem. THE ONE NUMBER THAT MATTERS Your net worth is the ultimate scoreboard of your financial life. Breadcount strips away the noise of complex budgeting tools and 47 different charts you’ll never look at. We focus on one thing: showing you your total wealth clearly and privately. PRIVACY BY DESIGN We believe your financial data belongs to you. Breadcount uses Apple’s native security infrastructure to ensure your information never leaves your control: • iCloud Syncing: Your data stays in your personal iCloud account using CloudKit. We never see, access, or collect your financial balances. • Local-First: No external servers, no third-party accounts, and no data harvesting. • Biometric Security: Secure your scoreboard with FaceID or TouchID. POWERFUL SIMPLICITY • Manual Control: No flaky bank connections or constant re-authentication loops. You are in total control of your entries. • CSV Import/Export: Easily migrate from spreadsheets or move your data to other tools whenever you choose. • Visual Trends: Beautiful, high-contrast charts that visualize your growth over months and years. • Apple Intelligence Insights: On supported devices, get an AI-generated summary of your portfolio at a glance. Meant for entertainment only, it's a fun way to see the big picture, but please make your real financial decisions with a real financial advisor. AI is great at a lot of things; retirement planning isn't one of them. • Smart Reminders: Set weekly or monthly notifications on individual assets so you never forget to keep your scoreboard up to date. • Native Experience: Fully optimized for the latest versions of iOS, iPadOS, and macOS. It feels like a first-party tool that came with your device. Whether you're pursuing FIRE (Financial Independence, Retire Early) or just taking your first steps toward building wealth, Breadcount gives you the clarity to stay on track. EULA: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

About

Net Worth Tracker

Manually track your global assets and financial independence with a professional-grade dashboard. This app prioritizes your privacy with local data storage and no bank connections. Model your path to financial freedom with detailed planning tools.

Highlights
  • Complete Net Worth Command Centre
  • Bulk Update in Under 60 Seconds
  • Live Market Prices
  • Real Estate & Mortgage Equity Tracking
  • FIRE & Wealth Planning Tools
  • Multi-Currency Global Portfolio
  • Privacy First Design
Features
Read full description

Built by an investment banker for the privacy-conscious investor. NetWorth is a high-performance manual wealth tracker that puts you back in control. No bank connections, no data scraping, and no middle-men. Just a professional-grade dashboard to manage your global assets, model your financial independence, and track your true net worth in total privacy. Why NetWorth? In an era of data breaches and "free" apps that sell your financial habits, NetWorth takes a different path. We believe your wealth is your business. By using manual entry, you can track complex assets—private equity, offshore accounts, real estate, and physical holdings—that automated apps cannot see. Most apps treat net worth like a social media feed. We treat it like a Balance Sheet. Experience the clarity of professional asset allocation without compromising your data security. Zero Connections. Total Privacy. Absolute Clarity. Key Features: * Complete Net Worth Command Centre
 - Track every corner of your balance sheet in one place — equities, ETFs, crypto, real estate, pension, bonds, vehicles, collectibles, liabilities and many more. One unified view of everything you own and owe. * Bulk Update in Under 60 Seconds - 
Designed for the monthly portfolio ritual. Update every asset across all brokers and banks in one session. Pro feature. * Live Market Prices
 - Connect stocks, ETFs and crypto to live market data. Position values update automatically using real prices — no manual entry required. Pro feature. * Real Estate & Mortgage Equity
 - Link mortgages directly to properties to see your true equity in real time. Factor in selling costs for an honest liquidation value, and track rental yield alongside property growth. * FIRE & Wealth Planning
 - Model your path to financial independence. FI/RE and Coast FIRE calculators, compound growth projections with inflation and TER drag, and UK tax-wrapper simulations (ISA, SIPP, GIA). * Multi-Currency, Global Portfolio 
- Track assets in 30+ currencies with live FX rates. Everything converts automatically to your chosen base currency — no spreadsheet required. * ETF Portfolio Analyser
 - Build and analyse your ETF portfolio with asset class breakdown, TER tracking, replication type and distribution type. Live valuations optional. Pro feature. * Privacy First, Always
 - Your data never touches our servers. Local storage on device, optional iCloud sync, Face ID / Touch ID lock, and one-tap privacy mode to blur all balances in public. * Portfolio Intelligence with Apple Intelligence
 - Automatic audit log separates market gains from your own contributions. Apple Intelligence generates plain-English portfolio summaries on demand. Pro feature. * Lock Screen & Home Screen Widgets
 - Net worth always within reach. Lock screen widgets show your total and portfolio alpha vs S&P 500. Home screen widgets in small and medium. * Document Vault
 - Store mortgage statements, payslips, tax documents and financial records securely on device — always within reach, never in the cloud. * Gamification & Streaks
 - Daily tracking streaks, streak freezes, milestone badges and achievements keep the wealth-building habit front of mind. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

Screenshots

Bread Count4 screens
Net Worth Tracker4 screens

Verdict

The call

The clearest difference is review sentiment: Net Worth Tracker at 100% against Bread Count's 75%. Net Worth Tracker also leads on monetization model (freemium vs paid). On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Bread Count sells 4 in-app purchases, starting at $1.99 per month and Net Worth Tracker sells 3 in-app purchases, starting at $4.99 per month. Whichever you choose, the download price is not the number that matters.

Scorecard2 real differences · 8 level
Bread Count versus Net Worth Tracker: the parameters behind the verdict, then further details
ParameterBread CountNet Worth Tracker
PriceFreeFree
Rating4.7 (3 ratings) — better—
Positive reviews75.0% of reviews100.0% of reviews — better
Number of ratings3 — better—
Update frequencyEvery 8 days—
AdsNoNo
In-app purchasesYesYes
MonetizationPaidFreemium — better
DevicesiPhone, iPad, Mac — betteriPhone, iPad
Requires iOS26.0 — better26.4
Further details — not scored
Size43 MB9 MB
Age rating4+4+
DeveloperFernando BunnMario Simak

Customer experience

Bread Count

All ratings3 ratings
Positive100.0%
Neutral0.0%
Negative0.0%
Written reviews4 reviews
Positive75.0%
Neutral0.0%
Negative25.0%

Net Worth Tracker

Written reviews2 reviews
Positive100.0%
Neutral0.0%
Negative0.0%

In-app purchases

4 purchases

Bread Count

Subscriptions2
  • Bread Count Pro Monthly$1.991 Month
  • Bread Count Pro Yearly$19.991 Year
One-time2
  • Bread Count Pro Lifetime$14.99
  • Bread Count Pro Lifetime$39.99
3 purchases

Net Worth Tracker

Subscriptions2
  • Pro Monthly$4.991 Month
  • Pro Annual7 Days trial$49.991 Year
One-time1
  • Streak Freeze$0.99

Questions

Is Bread Count free?
Bread Count is free to download, with in-app purchases available.
Is Net Worth Tracker free?
Net Worth Tracker is free to download, with in-app purchases available.
Do Bread Count or Net Worth Tracker have ads?
Neither Bread Count nor Net Worth Tracker shows ads.

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