Comparison

Mortgage Visualizer vs SimplyPaid

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Mortgage Visualizer

Visualize your home loan payments and understand their breakdown over the life of the loan. See how principal and interest change, and factor in taxes, insurance, and other costs. Make informed decisions about your mortgage with interactive charts and detailed cost breakdowns.

Highlights
  • Interactive payment breakdown chart
  • Visualize principal vs. interest over time
  • Includes taxes, insurance, PMI, and HOA fees
  • Adjustable loan terms and interest rates
  • Full amortization table
  • Shareable mortgage breakdown image
Features
Read full description

Mortgage Visualizer helps you understand your home loan like never before. See exactly how your monthly payment breaks down and how it changes over the life of your loan. VISUALIZE YOUR PAYMENTS • Interactive stacked bar chart shows yearly payment breakdown • Watch how principal grows and interest shrinks over time • Tap any year to see detailed cost breakdown • Crossover marker shows when you start paying more principal than interest COMPLETE COST PICTURE • Principal & Interest • Property Taxes • Homeowners Insurance • PMI (Private Mortgage Insurance) • HOA Fees • Inflation projections for taxes and insurance FLEXIBLE INPUT OPTIONS • Enter home price with down payment, or loan amount directly • Down payment as percentage or dollar amount • Adjustable loan terms from 1-30 years • Fine-tune interest rates in 0.125% increments ADDITIONAL FEATURES • Full amortization table view • Landscape mode for detailed chart analysis • Share your mortgage breakdown as an image • Clean, intuitive interface Whether you're a first-time homebuyer or refinancing, Mortgage Visualizer gives you the clarity you need to make informed decisions about one of life's biggest purchases.

About

SimplyPaid

Features
Read full description

Track your bills and never miss a payment with SimplyPaid - the most intuitive bill tracker for iPhone. 7-DAY FREE TRIAL Try all premium features free for 7 days. No credit card required! INTERACTIVE DASHBOARD - Tap summary cards to see detailed breakdowns - See what's due this month at a glance - Track overdue bills and payment history - View total outstanding across all bills SMART PAYMENT TRACKING - Record full or partial payments - Automatic balance calculation - Track payment history for every bill - Edit or delete payments anytime NEVER MISS A PAYMENT - iOS Reminders integration with iCloud sync - Works with Siri: "Hey Siri, what are my bills?" - Local notifications if you prefer - Custom reminders for any task (premium) PRIVACY FIRST - Toggle privacy mode to hide amounts instantly - All data stored locally on your device - No tracking, no ads, no data collection - Your bills stay private SHARE & EXPORT - Long-press cards to share summaries - Email breakdowns to your accountant - Copy amounts to clipboard - Export data for backup FREEMIUM MODEL FREE: - Track up to 5 bills - View summary totals - Record payments - Privacy mode - Export data - Local notifications PREMIUM ($2.99 one-time): - Unlimited bills - Interactive card drill-downs - Context menus (share, copy, email) - iOS Reminders sync & iCloud - Custom reminders for any task - Import data - Edit payment history - Advanced filters No subscription. Pay once, use forever. PERFECT FOR: - Monthly bills (utilities, rent, insurance) - Credit card payments - Loan tracking - Recurring subscriptions - Any payment you need to remember FEATURES: - Beautiful iOS-native design - Dark mode support - Recurring bill support - Multiple payment tracking - Smart status detection - Filter and sort options - Confirmation alerts - Haptic feedback Download SimplyPaid today and never miss a payment again!

Screenshots

Mortgage Visualizer4 screens
SimplyPaid4 screens

Verdict

The call

The clearest difference is in-app purchases: Mortgage Visualizer at none against SimplyPaid's 1. Mortgage Visualizer also leads on iOS requirement (17.0 vs 26.1). On price, ads and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. SimplyPaid sells 1 one-off in-app purchase. Mortgage Visualizer asks for nothing beyond the download.

Scorecard2 real differences · 6 level
Mortgage Visualizer versus SimplyPaid: the parameters behind the verdict, then further details
ParameterMortgage VisualizerSimplyPaid
PriceFreeFree
Rating5.0 (1 ratings) — better—
Number of ratings1 — better—
AdsNoNo
In-app purchasesNo — betterYes
MonetizationFree—
DevicesiPhone, iPadiPhone, iPad
Requires iOS17.0 — better26.1
Further details — not scored
Size4 MB3 MB
Age rating4+17+
DeveloperDaniel TehranianACS4Law

In-app purchases

None

Mortgage Visualizer

No in-app purchases

1 purchases

SimplyPaid

One-time1
  • Premium$2.99

Questions

Is Mortgage Visualizer free?
Mortgage Visualizer is free to download, with no in-app purchases.
Is SimplyPaid free?
SimplyPaid is free to download, with in-app purchases available.
Do Mortgage Visualizer or SimplyPaid have ads?
Neither Mortgage Visualizer nor SimplyPaid shows ads.

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