SubXero vs Steward
Price, ratings, monetisation and update history for both apps, side by side β with what reviewers say about each.
SubXero
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[Headline] Stop the bleeding of your bank account. SubXero is the most minimalist and visual way to manage your subscriptions. [Introduction] Most people spend $200+ more than they think on monthly subscriptions. SubXero brings all your recurring bills into one beautiful Bento Grid, giving you instant clarity on your cash flow. [Key Features] Bento Grid Dashboard: A stunning, glanceable view of all your services like Netflix, Spotify, and iCloud. Smart Reminders: Get notified before your next billing date so youβre always prepared. Free Trial Tracking: Easily log your free trials and get reminded to cancel before they turn into paid bills. Categorized Spending: Understand exactly where your money goesβEntertainment, Productivity, or Utilities. Privacy First: Your data belongs to you. We donβt track your bank accounts or sell your information. [Why SubXero?] Unlike messy spreadsheets or complex banking apps, SubXero focuses on one thing: making your subscriptions simple to manage and beautiful to look at.
Steward
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Steward is your private, no-nonsense subscription companion. Track what you pay. Reflect on what it's worth. Make intentional choices β without handing your bank credentials to anyone. THE PROBLEM WITH OTHER APPS Rocket Money charges you monthly to save you money. That's ironic. Other apps want your bank login. That's a privacy problem wrapped in a security risk. Most just show you a list and call it insight. That's not enough. We Steward your relationship with your subscriptions. WHAT STEWARD DOES Track your subscriptions with a clean, fast entry flow. Search our database of 150+ services β Netflix, Spotify, Microsoft 365, Apple One, and more β or add anything custom. Your yoga studio, that podcaster newsletter you keep meaning to cancel, the cloud backup you forgot about. Then, at your pace, reflect. Rate each subscription 1β5. Was it worth it this month or this quarter? Add an optional note to provide context. Over time, you'll see patterns: what you actually value, what you're paying out of habit, and what deserves to stay in your life. THE INTENTIONAL SPENDING DIFFERENCE Most subscription apps want to cancel everything and call it victory. Steward asks a better question: is this subscription worth it to you, right now? Act on it now, or later. That's not an algorithm's call. It's yours. YOUR DATA, YOUR DEVICE Everything lives on your iPhone. No account required. No bank linking. No cloud sync unless you want it. No analytics SDKs phoning home. No crash reporters. Nothing. Your subscription data is yours. Export it to CSV anytime and take it anywhere. BUILT FOR THE LONG HAUL One-time purchase. No subscription to manage your subscriptions. All 1.x updates included. Support the developer with an optional tip if Steward earns it β but there's nothing locked behind that. Try the full experience for 30 days before committing. After that, you can still use the app all you want, but you won't be able to add, edit or remove any subscription settings. FEATURES β’ Subscription database with 150+ popular services β search, tap, done β’ You can add your own custom subscriptions for anything not in the database β’ Weekly/Monthly/Annual spend summary with budget tracking β’ Payment calendar β see what's coming up this week and this month β’ Value check-ins β rate each subscription 1β5 with optional notes β’ Reflection history β see how your ratings change over time β’ Flexible payment reminders β days before, day-of, or not at all β fully configurable β’ Insights β spending by category, top costs, trends over time β’ CSV export β your data in a format you can actually use β’ Full dark mode support β’ Accessible β VoiceOver, Dynamic Type, WCAG AA contrast ONE-TIME PRICING β’ Free for 30 days: unlimited subscriptions, core features. After 30-day trial, application becomes read-only. β’ US$9.99 purchase price restores full features after trial period ends. Made for people who care about where their money goes.
Screenshots
Verdict
The clearest difference is in-app purchases: SubXero at none against Steward's 4. SubXero also leads on iOS requirement (15.1 vs 26.0). On price, ads and device support there is nothing between them.
Scored on Price Β· Rating Β· Positive reviews Β· Number of ratings Β· Update frequency Β· Ads Β· In-app purchases Β· Monetization Β· Best chart rank Β· Devices Β· Requires iOS
Both are free to download. Steward sells 4 one-off in-app purchases. SubXero asks for nothing beyond the download.
| Parameter | SubXero | Steward |
|---|---|---|
| Price | Free | Free |
| Update frequency | β | Every 2 months |
| Ads | No | No |
| In-app purchases | No β better | Yes |
| Devices | iPhone, iPad, iPod β better | iPhone, iPad |
| Requires iOS | 15.1 β better | 26.0 |
| Further details β not scored | ||
| Size | 29 MB | 10 MB |
| Age rating | 4+ | 4+ |
| Developer | Ka Ho Lam | George Pechtol |
In-app purchases
SubXero
No in-app purchases
Steward
- Coffee Support$0.99
- Development Support$2.99
- Steward Premium$9.99
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- Patron Support$9.99









