DueDock vs SettledBills

The Paycheck Timing Puzzle: Your bills are scattered across the month on dates you can’t control. Meanwhile, your paychecks arrive on a completely separate schedule. Trying to align these two mis-matched timelines is exhausting—and it’s exactly why people fall behind. A Better Way Forward: DueDock is not another tedious budgeting app that forces you to log every coffee transaction. Instead, it is a privacy-first, forward-looking expense calculator designed specifically to solve the paycheck timing puzzle. Whether you earn a rigid bi-weekly salary or rely on unpredictable freelance income, DueDock seamlessly compares your incoming pay against your scattered bill due dates. It instantly calculates the exact cash-on-hand you need to stay afloat between pay periods, ensuring you never get caught off guard by a surprise timing constraint again. THE DUEDOCK DIFFERENCE • Solve the Timing Puzzle: Stop stressing about what gets paid when. DueDock aligns your specific pay periods with all upcoming obligations so you know exactly where your next dollar must go. • The Coverage Check: Natively cross-reference your upcoming pay schedules against your incoming bills. DueDock automatically calculates if you are covered, and precisely how much cash you need to set aside. • 100％ Local Control & Privacy: Your financial life belongs to you alone. No server syncing, no bank linking, no data selling, and absolutely no ads. Your data never leaves your device. All network features—like optional update checks—are OFF by default and require your explicit opt-in. POWERFUL DEBT & INSTALLMENT TRACKING • Debt Mode: Track credit cards and personal loans effortlessly. DueDock prioritizes your minimum payments while seamlessly tracking your accelerated payoff surpluses. • Smart Installments: Break massive bills into smaller, paycheck-friendly chunks. The app automatically calculates the exact amount you need to save per pay period to cover a bill safely by its due date. • Payday Safety Net: Missing the math? DueDock automatically warns you if your installment plan falls short and instantly recalibrates your required payments natively with the tap of a button. SYNC & SHARE WITH A PARTNER • iCloud Sync: Keep your financial picture consistent across all your Apple devices. Enable optional iCloud sync and your bills, income, and coverage data stay up to date everywhere—automatically. • Partner Collaboration: Managing finances as a couple or household? Invite a partner to share and edit real-time copy of your bills and coverage. Both of you stay on the same page without sharing passwords or accounts. DUEDOCK PREMIUM  Use the core features of DueDock completely free, forever. Ready to level up? Upgrade to DueDock Premium to unlock unlimited bills, advanced debt tracking modes, deep customization, and complete data export capabilities. Experience the magic over a full billing cycle with a 1-month free trial! Take absolute control of your cash flow. Break the paycheck-to-paycheck cycle and find your financial peace of mind today. Terms of Use: https://mashfield.github.io/duedock-privacy/terms Privacy Policy: https://mashfield.github.io/duedock-privacy/

Know what's due, and what covers it — before the day it's due. SettledBills never connects to your bank. You add your bills once — rent, phone, Netflix, the gym — and it quietly keeps track from there. Offline, private, and out of your way. WHAT YOU GET • This month, at a glance — every bill sorted by due date, account or category. One swipe marks it paid • Know what pays for what — tag each bill with the account or card it comes from, so you're never guessing • Payday view (optional) — see what's due before your next payday, and what can wait until after • One reminder that matters — a single daily notice listing what's due, timed to - the day it's due, a day before, or three days before, your choice • Your subscriptions, covered too — add Netflix, Spotify, or anything recurring; SettledBills recognizes the common ones automatically and totals what subscriptions cost you a year, right inside Insights, no separate subscription app needed • Home Screen widget — check what's still unpaid without opening the app • Fixed or variable — some bills are the same every month, some aren't; SettledBills handles both, and asks the real amount when you mark a variable one paid • Quiet insights — an honest look at what you spend monthly and yearly, by category and by account, with charts that don't need a legend to understand • Card on file — track services like Uber or food delivery where your card is saved but there's no scheduled bill to pay • Smart search — find any bill, category, or card by typing a few letters, all in the same place • Your data, your file, on every plan — export everything as CSV or a full backup, free or Pro, anytime; we don't hold your own data behind a paywall WHO IT'S FOR Anyone who's been caught by a bill they forgot was due, or moved money around and guessed wrong account its paid from. If you'd rather not hand your bank login to another app just to see what you owe, this is built for you. PRIVATE BY DEFAULT No sign-in. No server holding your bills. No ads. No tracking — not "we don't sell your data," but we never collect it in the first place. FREE, HONESTLY Your first 10 bills are free, forever — not a trial, not a countdown — and that covers most people outright. Need more? SettledBills Pro unlocks unlimited bills and can be shared with your family through Apple Family Sharing. Cancel anytime — you're never locked out, you just drop back to your free 10, forever. SUBSCRIPTION & PRICING TERMS SettledBills Pro is an auto-renewing subscription: USD$3.99/month or USD$39.99/year. Payment is charged to your Apple ID account at confirmation of purchase, and renews automatically within 24 hours of the end of each period unless cancelled at least 24 hours before renewal. Manage or cancel anytime in iPhone Settings → your name → Subscriptions. Prices may vary by region. Terms of Use: https://settledbills.com/terms Privacy Policy: https://settledbills.com/privacy Support: settledbills.support@icloud.com If SettledBills saves you one overdraft fee, it's already paid for itself.