Tip Calc vs XL Delta

Tip Calc - Tracker makes tipping easy! Calculate tips instantly and track your tipping habits with a clean, modern interface. FEATURES: - Quick tip calculations with customizable percentages (0-50%) - Split bills among friends with per-person amounts - Service charge support (18% already on the bill? we show only what to add) - Save and categorize tips (Restaurants, Cafes, Bars, Salons & more) - Business vs personal tracking for expenses and reimbursements - Weekly, monthly, and yearly statistics - PDF expense reports for any month or year - Multi-currency support - Export and import your tip history Perfect for dining out, traveling, or simply tracking your generosity over time. YOUR PRIVACY MATTERS Your calculations happen on your device, and your saved tips stay on your phone. We collect anonymous usage statistics (never your amounts, place names or identity) to improve the app, and you can turn this off in Settings. The free version shows ads through Google AdMob; Pro removes them. We never sell your data. See our Privacy Policy for full details. Subscription: TipCalc Pro — monthly, auto-renewing. Payment is charged to your Apple ID at confirmation of purchase. The subscription renews automatically unless it is cancelled at least 24 hours before the end of the current period. You can manage or cancel it anytime in your Apple ID settings. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://snrgwa-bot.github.io/tipcalc-app/privacy.html

XL Delta is a fast, focused reference app for Excel and finance formulas — built for students, analysts, and professionals who need answers immediately. Search and explore essential Excel, finance, valuation, investing, and modeling formulas without clutter, ads, or distractions. Whether you're debugging a spreadsheet, studying for an exam, or building a model, XL Delta helps you find the right formula fast. WHAT YOU CAN DO WITH XL DELTA - Look up common Excel formulas and functions - Reference finance and valuation formulas (IRR, NPV, loan math, and more) - Understand how formulas work and when to use them - Save your favorites for quick access later - Use it as a lightweight companion alongside Excel OPTIONAL AI TEMPLATE GENERATION XL Delta also includes an optional AI-powered template generator. Bring your own API key from Anthropic (Claude) or OpenAI (ChatGPT), describe what you need in plain English, and get a working Excel template you can export and use immediately. Templates generated by AI may need review for accuracy before relying on them for important decisions. Your prompts are sent directly to your chosen AI provider using your own key — XL Delta does not see, store, or process them. DESIGNED FOR REAL USERS XL Delta is designed to be simple, fast, and practical. No tutorials to sit through — just the formulas you need when you need them. No accounts. No ads. No subscriptions. PERFECT FOR - Finance and accounting students - Analysts and modelers - Excel users at any skill level - Anyone who wants quick, reliable formula references