SpendLow vs Spendlytic

Speak to the app and it is logged. Just say it out loud, SpendLow writes it down and save it indefinitely! Most budget apps make you do the work of an accountant. Type the amount. Pick a category. Do the math. Keep the receipt somewhere. Nobody keeps that up. SpendLow does it for you. TALK YOUR EXPENSES, DO NOT TYPE THEM Say "twenty two dollars at the grocery store" and it is saved. No typing, no number pad, no menus. Log a purchase with your voice while you walk out of the store, drive home, or wait in line. If you hate entering expenses by hand, this is the app. SCAN A RECEIPT WITH YOUR CAMERA Take a photo of any receipt, bill, invoice, or pay stub and SpendLow reads the total, the date, and the store, then files it in the right category. You can also scan a screenshot of an online order or a payment confirmation. One picture and you are done. KEEP YOUR RECEIPTS FOR TAXES Every receipt you scan can be saved forever in the app. When tax time comes, or the IRS asks, or you need to return something, claim a warranty, get reimbursed, or write off a business expense, the proof is already saved and easy to find. No shoebox of paper. No digging through your camera roll in April. KNOW WHAT YOU CAN SPEND TODAY One simple number tells you how much is safe to spend today. It uses the money you actually have, the bills that are still coming, and what you are saving. Tap it to see exactly how the number was worked out. No guessing. FIND SUBSCRIPTIONS YOU FORGOT ABOUT SpendLow watches for charges that keep coming back and shows you the subscriptions and bills draining your account every month. Most people find money they did not know they were spending. NO BANK LOGIN REQUIRED You do not have to connect your bank account or hand over your bank password. Talk, scan, or tap to add spending. Your money stays your business. ALSO INSIDE Envelope budgeting for food, gas, fun, and bills, with no guilt when you go over Savings goals for a trip, a car, an emergency fund, or anything you are working toward Debt payoff plan with debt snowball or highest interest first, and the date you become debt free Net worth in one simple view Share one budget with your partner, husband, wife, or roommate, each with your own login Ask questions about your own spending and get a straight answer Spending reports by week or month, plus export to a spreadsheet for taxes or your accountant Home screen widget so your number is there before you spend Works in 13 currencies and 8 languages MADE FOR PEOPLE WHO HATE NUMBERS No spreadsheets. No math. No lectures. Miss a few days and nothing falls apart. There is always an undo button, and you can start fresh any time. Simple enough for a busy brain, including if you have ADHD, without making a big deal about it. PRIVACY Your money data is yours. No ads. We never sell your information. SpendLow Pro unlocks everything. The yearly plan comes with a 7 day free trial. Payment is charged to your Apple ID at confirmation of purchase. Subscriptions renew automatically unless cancelled at least 24 hours before the current period ends, and you can manage or cancel anytime in your Apple ID settings. Terms of Use: https://spendlow.app/terms Privacy Policy: https://spendlow.app/privacy

Take back control of your finances without sacrificing your privacy. Spendlytic is the premium, on-device budget tracker that tells you exactly how much you can safely spend today. Finance is complex, but understanding your daily limit shouldn't be. Spendlytic distills your entire financial life - income, recurring bills, and savings goals into a single, honest number. Unlike other financial apps, Spendlytic operates entirely on your iPhone. There are no accounts to create, no bank logins to sync, and zero cloud servers. Your personal data is locked securely on your device and protected by Face ID. POWERFUL FEATURES: - The Daily Safe Spend: Instantly know exactly how much you can spend today without breaking your budget or missing an upcoming bill. - Habit Correlation: Connect your daily habits to your spending. See how small lifestyle choices impact your overall financial health. - Auto-Sweep Savings: Turn on Auto-Sweep and Spendlytic will automatically detect any money left in your daily budget at midnight and sweep it into a dedicated Savings Goal. Grow your wealth automatically! - On-Device AI Forecasting: Spendlytic uses Apple's native Machine Learning to analyze your spending trends and forecast your 6-month financial trajectory - all computed locally on your processor. - Best-In-Class Auditing & Exports: Generate premium, multi-page PDF reports and detailed CSV ledgers. Perfect for tax season, accountants, or personal archiving. - Smart Reminders: Get local notifications for upcoming recurring payments so you never miss a due date. - Biometric Security: Lock your financial vault with Face ID, Touch ID, or a secure Passcode. PRIVACY BY DESIGN: Your data is yours. Spendlytic is built on the philosophy of absolute privacy: - No Cloud Servers or external databases. - No Third-Party Analytics, AD SDKs, or tracking. - 100% On-Device Storage using Apple Core Data. - 100% On-Device Computation using Apple Accelerate. - No Registration or email required. Mindful by design. Built for the future. Start understanding your wealth today with Spendlytic. SUBSCRIPTION INFORMATION: Spendlytic Premium is available as a Monthly or Yearly auto-renewable subscription. Payment is charged to your Apple ID account at confirmation of purchase. Subscriptions automatically renew unless cancelled at least 24 hours before the end of the current period. Privacy Policy: https://docs.google.com/document/d/1EGV86xDt4nkjAbiWIc4owPeixq2QsXAhKlsfCqzQFOs/edit?usp=sharing Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/